@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-translate-x:0;--tw-translate-y:0;--tw-translate-z:0;--tw-rotate-x:initial;--tw-rotate-y:initial;--tw-rotate-z:initial;--tw-skew-x:initial;--tw-skew-y:initial;--tw-space-y-reverse:0;--tw-border-style:solid;--tw-leading:initial;--tw-font-weight:initial;--tw-tracking:initial;--tw-shadow:0 0 #0000;--tw-shadow-color:initial;--tw-shadow-alpha:100%;--tw-inset-shadow:0 0 #0000;--tw-inset-shadow-color:initial;--tw-inset-shadow-alpha:100%;--tw-ring-color:initial;--tw-ring-shadow:0 0 #0000;--tw-inset-ring-color:initial;--tw-inset-ring-shadow:0 0 #0000;--tw-ring-inset:initial;--tw-ring-offset-width:0px;--tw-ring-offset-color:#fff;--tw-ring-offset-shadow:0 0 #0000;--tw-outline-style:solid;--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial;--tw-backdrop-blur:initial;--tw-backdrop-brightness:initial;--tw-backdrop-contrast:initial;--tw-backdrop-grayscale:initial;--tw-backdrop-hue-rotate:initial;--tw-backdrop-invert:initial;--tw-backdrop-opacity:initial;--tw-backdrop-saturate:initial;--tw-backdrop-sepia:initial;--tw-duration:initial;--tw-ease:initial;--tw-space-x-reverse:0;--tw-animation-delay:0s;--tw-animation-direction:normal;--tw-animation-duration:initial;--tw-animation-fill-mode:none;--tw-animation-iteration-count:1;--tw-enter-blur:0;--tw-enter-opacity:1;--tw-enter-rotate:0;--tw-enter-scale:1;--tw-enter-translate-x:0;--tw-enter-translate-y:0;--tw-exit-blur:0;--tw-exit-opacity:1;--tw-exit-rotate:0;--tw-exit-scale:1;--tw-exit-translate-x:0;--tw-exit-translate-y:0}}}@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--color-black:#000;--spacing:.25rem;--breakpoint-xl:80rem;--container-sm:24rem;--container-md:28rem;--container-lg:32rem;--container-2xl:42rem;--container-7xl:80rem;--text-xs:.75rem;--text-xs--line-height:calc(1 / .75);--text-sm:.875rem;--text-sm--line-height:calc(1.25 / .875);--text-base:1rem;--text-base--line-height:calc(1.5 / 1);--text-lg:1.125rem;--text-lg--line-height:calc(1.75 / 1.125);--text-xl:1.25rem;--text-xl--line-height:calc(1.75 / 1.25);--text-2xl:1.5rem;--text-2xl--line-height:calc(2 / 1.5);--text-3xl:1.875rem;--text-3xl--line-height:calc(2.25 / 1.875);--text-4xl:2.25rem;--text-4xl--line-height:calc(2.5 / 2.25);--text-5xl:3rem;--text-5xl--line-height:1;--font-weight-normal:400;--font-weight-medium:500;--font-weight-semibold:600;--font-weight-bold:700;--tracking-tight:-.025em;--tracking-normal:0em;--tracking-widest:.1em;--leading-relaxed:1.625;--radius-sm:calc(var(--radius) - 4px);--radius-md:calc(var(--radius) - 2px);--radius-lg:var(--radius);--radius-xl:calc(var(--radius) + 4px);--ease-in-out:cubic-bezier(.4, 0, .2, 1);--animate-spin:spin 1s linear infinite;--animate-pulse:pulse 2s cubic-bezier(.4, 0, .6, 1) infinite;--blur-sm:8px;--blur-3xl:64px;--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4, 0, .2, 1);--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono);--font-display:var(--font-display);--font-body:var(--font-body);--text-h1:3.052rem;--text-h1--line-height:1.08;--text-h1--font-weight:700;--text-h1--letter-spacing:-.02em;--text-h3:1.953rem;--text-h3--line-height:1.2;--text-h3--font-weight:640;--text-h4:1.563rem;--text-h4--line-height:1.28;--text-h4--font-weight:600;--text-body:1rem;--text-body--line-height:1.65;--text-caption:.78rem;--text-caption--line-height:1.4;--text-caption--letter-spacing:.01em;--spacing-block:1.5rem;--spacing-gutter:clamp(1rem, 5vw, 2rem);--spacing-section:clamp(3.5rem, 7vw, 6rem);--spacing-section-lg:clamp(5rem, 11vw, 9rem);--container-page:72rem;--ease-out-expo:cubic-bezier(.16, 1, .3, 1)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}:root{--brand-h:250;--brand-c:0;--brand-l:.55;--radius:.625rem;--font-display:ui-sans-serif, system-ui, sans-serif;--font-body:ui-sans-serif, system-ui, sans-serif;--brand-50:oklch(.97 calc(var(--brand-c) * .25) var(--brand-h));--brand-100:oklch(.93 calc(var(--brand-c) * .4) var(--brand-h));--brand-200:oklch(.87 calc(var(--brand-c) * .6) var(--brand-h));--brand-300:oklch(.78 calc(var(--brand-c) * .8) var(--brand-h));--brand-400:oklch(.67 var(--brand-c) var(--brand-h));--brand-500:oklch(var(--brand-l) var(--brand-c) var(--brand-h));--brand-600:oklch(calc(var(--brand-l) - .08) var(--brand-c) var(--brand-h));--brand-700:oklch(calc(var(--brand-l) - .16) calc(var(--brand-c) * .9) var(--brand-h));--brand-800:oklch(calc(var(--brand-l) - .24) calc(var(--brand-c) * .75) var(--brand-h));--brand-900:oklch(calc(var(--brand-l) - .32) calc(var(--brand-c) * .55) var(--brand-h));--background:oklch(.99 .004 var(--brand-h));--foreground:oklch(.18 .01 var(--brand-h));--card:oklch(1 .002 var(--brand-h));--card-foreground:var(--foreground);--popover:var(--card);--popover-foreground:var(--foreground);--primary:var(--brand-600);--primary-foreground:oklch(.99 .01 var(--brand-h));--secondary:oklch(.96 .006 var(--brand-h));--secondary-foreground:oklch(.25 .02 var(--brand-h));--muted:oklch(.96 .006 var(--brand-h));--muted-foreground:oklch(.5 .02 var(--brand-h));--accent:oklch(.96 .006 var(--brand-h));--accent-foreground:oklch(.25 .02 var(--brand-h));--destructive:#e40014;--border:oklch(.9 .008 var(--brand-h));--input:oklch(.9 .008 var(--brand-h));--ring:var(--brand-500);--elevation-1:oklch(.2 .03 var(--brand-h) / .06);--elevation-2:oklch(.2 .04 var(--brand-h) / .1);--elevation-3:oklch(.2 .05 var(--brand-h) / .14);--shadow-brand-color:oklch(var(--brand-l) var(--brand-c) var(--brand-h) / .35)}@supports (color:lab(0% 0 0)){:root{--destructive:lab(48.4493% 77.4328 61.5452)}}.dark{--background:oklch(.16 .012 var(--brand-h));--foreground:oklch(.96 .006 var(--brand-h));--card:oklch(.2 .014 var(--brand-h));--card-foreground:var(--foreground);--popover:var(--card);--popover-foreground:var(--foreground);--primary:var(--brand-400);--primary-foreground:oklch(.18 .02 var(--brand-h));--secondary:oklch(.26 .014 var(--brand-h));--secondary-foreground:var(--foreground);--muted:oklch(.26 .014 var(--brand-h));--muted-foreground:oklch(.7 .02 var(--brand-h));--accent:oklch(.26 .014 var(--brand-h));--accent-foreground:var(--foreground);--destructive:#ff6568;--border:#ffffff1a;--input:#ffffff26;--ring:var(--brand-500);--elevation-1:#0006;--elevation-2:#00000080;--elevation-3:#0009;--shadow-brand-color:oklch(var(--brand-l) var(--brand-c) var(--brand-h) / .45)}@supports (color:lab(0% 0 0)){.dark{--destructive:lab(63.7053% 60.745 31.3109);--border:lab(100% 0 0/.1);--input:lab(100% 0 0/.15);--elevation-1:lab(0% 0 0/.4);--elevation-2:lab(0% 0 0/.5);--elevation-3:lab(0% 0 0/.6)}}*{border-color:var(--border);outline-color:var(--ring)}@supports (color:color-mix(in lab, red, red)){*{outline-color:color-mix(in oklab, var(--ring) 50%, transparent)}}body{background-color:var(--background);color:var(--foreground)}button:not(:disabled),[role=button]:not(:disabled){cursor:pointer}}@layer components{.app-ui{--app-gap:1.5rem;--app-padding:clamp(1rem, 3vw, 2.5rem);--app-row-padding:1rem;--app-heading-size:clamp(1.5rem, 2.2vw, 2rem);--app-panel-radius:var(--radius,.625rem);--app-positive:#185b37;--app-warning:#724d0b;--app-critical:var(--destructive);--app-info:var(--primary);background:var(--background);min-width:0;color:var(--foreground);font-family:var(--font-body);font-size:.875rem;line-height:1.5}@supports (color:lab(0% 0 0)){.app-ui{--app-positive:lab(33.887% -28.7524 14.833);--app-warning:lab(36.1081% 12.1392 41.1204)}}.app-ui[data-density=compact]{--app-gap:1rem;--app-padding:clamp(1rem, 2vw, 1.75rem);--app-row-padding:.625rem;--app-heading-size:clamp(1.375rem, 2vw, 1.75rem)}.dark .app-ui{--app-positive:#88d1a2;--app-warning:#eebe7c}@supports (color:lab(0% 0 0)){.dark .app-ui{--app-positive:lab(78.1229% -31.4185 16.1419);--app-warning:lab(80.286% 11.6414 40.1682)}}.app-ui :where(h1,h2,h3,p,dl,dd){margin:0}.app-ui :where(h2,h3){font-size:1rem;font-weight:600;line-height:1.4}.app-ui-shell{grid-template-columns:var(--app-sidebar-width,14rem) minmax(0, 1fr);min-height:100dvh;display:grid}.app-ui-sidebar{background:var(--card);border-right:1px solid var(--border);flex-direction:column;gap:2rem;min-width:0;padding:1.5rem 1rem;display:flex}.app-ui-brand{overflow-wrap:anywhere;padding-inline:.5rem;font-size:1.25rem;font-weight:650}.app-ui-sidebar nav{flex-direction:column;gap:.375rem;display:flex}.app-ui-sidebar nav :where(a,button){border-radius:var(--app-panel-radius);color:var(--muted-foreground);text-align:start;align-items:center;gap:.625rem;padding:.625rem .75rem;display:flex}.app-ui-sidebar nav [aria-current=page]{background:var(--accent);color:var(--accent-foreground);font-weight:600}.app-ui-sidebar-footer{border-top:1px solid var(--border);margin-top:auto;padding-top:1rem}.app-ui-workspace{min-width:0}.app-ui-topbar{min-height:4.25rem;padding:1rem var(--app-padding);background:var(--card);border-bottom:1px solid var(--border);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:1rem;display:flex}.app-ui-content{max-width:100rem;padding:var(--app-padding);margin-inline:auto}.app-ui-page-header{justify-content:space-between;align-items:center;gap:var(--app-gap);margin-bottom:var(--app-gap);display:flex}.app-ui-page-header>div:first-child{min-width:0}.app-ui-page-header h1{font-size:var(--app-heading-size);letter-spacing:-.035em;overflow-wrap:anywhere;font-weight:650;line-height:1.25}.app-ui-description{color:var(--muted-foreground);max-width:70ch;margin-top:.5rem;font-size:.875rem;line-height:1.6}.app-ui-breadcrumb{color:var(--muted-foreground);margin-bottom:.75rem;font-size:.8125rem}.app-ui-actions{flex-wrap:wrap;align-items:center;gap:.5rem;display:flex}.app-ui-panel{margin-block:var(--app-gap);border-radius:var(--app-panel-radius);box-shadow:none;overflow:hidden}.app-ui-panel-header{flex-flow:wrap;justify-content:space-between;align-items:center;gap:1rem}.app-ui-metrics{border:1px solid var(--border);border-radius:var(--app-panel-radius);background:var(--border);margin-block:var(--app-gap);grid-template-columns:repeat(auto-fit,minmax(min(100%,12rem),1fr));gap:1px;display:grid;overflow:hidden}.app-ui-metric{background:var(--card);padding:var(--app-gap);min-width:0}.app-ui-metric dt{color:var(--muted-foreground);font-size:.8125rem}.app-ui-metric dd{letter-spacing:-.035em;font-variant-numeric:tabular-nums;overflow-wrap:anywhere;margin-block:.5rem;font-size:clamp(1.625rem,2.5vw,2.125rem);font-weight:600;line-height:1.2}.app-ui-metric-detail,.app-ui-metric-trend{color:var(--muted-foreground);font-size:.8125rem}.app-ui-metric-trend{margin-top:.5rem}.app-ui-form-section{gap:calc(var(--app-gap) * 2);padding-block:var(--app-gap);border-bottom:1px solid var(--border);grid-template-columns:minmax(12rem,1fr) minmax(0,2fr);display:grid}.app-ui-form-fields{gap:1rem;min-width:0;display:grid}.app-ui-form-actions{justify-content:space-between;align-items:center;gap:var(--app-gap);padding-block:var(--app-gap);flex-wrap:wrap;display:flex}.app-ui-list-toolbar{margin-block:var(--app-gap);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:1rem;display:flex}.app-ui-filters,.app-ui-list-tools{flex-wrap:wrap;align-items:center;gap:.5rem;min-width:0;display:flex}.app-ui-list-tools input{width:min(100%,16rem);min-width:0}.app-ui-table{background:var(--card);border:1px solid var(--border);border-radius:var(--app-panel-radius);min-width:0;overflow:hidden}.app-ui-table table{font-size:.875rem}.app-ui-table th{background:var(--muted);color:var(--muted-foreground);white-space:nowrap;font-size:.8125rem;font-weight:500}.app-ui-table :where(th,td){padding:var(--app-row-padding)}.app-ui-table .app-ui-align-right{text-align:right;font-variant-numeric:tabular-nums}.app-ui-table-state{text-align:center;color:var(--muted-foreground);padding:2rem 1rem}.app-ui-empty{text-align:center;flex-direction:column;align-items:center;gap:.75rem;padding:2rem 1rem;display:flex}.app-ui-empty .app-ui-description{margin:0}.app-ui-status{--app-status-color:var(--muted-foreground);color:var(--app-status-color);background:var(--app-status-color);align-items:center;gap:.375rem;display:inline-flex}@supports (color:color-mix(in lab, red, red)){.app-ui-status{background:color-mix(in oklch, var(--app-status-color) 8%, var(--card))}}.app-ui-status{border-color:var(--app-status-color)}@supports (color:color-mix(in lab, red, red)){.app-ui-status{border-color:color-mix(in oklch, var(--app-status-color) 20%, var(--card))}}.app-ui-status{white-space:nowrap;font-size:.75rem;font-weight:500}.app-ui-status[data-tone=positive]{--app-status-color:var(--app-positive)}.app-ui-status[data-tone=warning]{--app-status-color:var(--app-warning)}.app-ui-status[data-tone=critical]{--app-status-color:var(--app-critical)}.app-ui-status[data-tone=info]{--app-status-color:var(--app-info)}.app-ui-status>span{background:currentColor;border-radius:50%;width:.3rem;height:.3rem}@media (max-width:760px){.app-ui-shell{grid-template-rows:auto 1fr;grid-template-columns:minmax(0,1fr)}.app-ui-sidebar{border-right:0;border-bottom:1px solid var(--border);gap:1rem}.app-ui-sidebar nav{flex-flow:wrap}.app-ui-sidebar-footer{margin-top:0}.app-ui-page-header{flex-direction:column;align-items:flex-start}.app-ui-form-section{grid-template-columns:minmax(0,1fr);gap:1rem}.app-ui-list-tools{width:100%}}.section{padding-inline:var(--spacing-gutter);padding-block:var(--spacing-section)}.section-lg{padding-inline:var(--spacing-gutter);padding-block:var(--spacing-section-lg)}.container-page{width:100%;max-width:var(--container-page);padding-inline:var(--spacing-gutter);margin-inline:auto}.lift{transition-property:transform,box-shadow;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration));--tw-duration:.2s;--tw-ease:var(--ease-out-expo);transition-duration:.2s;transition-timing-function:var(--ease-out-expo)}@media (hover:hover){.lift:hover{--tw-translate-y:calc(var(--spacing) * -.5);translate:var(--tw-translate-x) var(--tw-translate-y);--tw-shadow:0 12px 28px -6px var(--tw-shadow-color,var(--elevation-2)), 0 4px 10px -4px var(--tw-shadow-color,var(--elevation-1));box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}}.text-eyebrow{font-size:var(--text-caption);line-height:var(--tw-leading,var(--text-caption--line-height));letter-spacing:var(--tw-tracking,var(--text-caption--letter-spacing));--tw-font-weight:var(--font-weight-semibold);font-weight:var(--font-weight-semibold);--tw-tracking:.08em;letter-spacing:.08em;color:var(--brand-600);text-transform:uppercase}}@layer utilities{.pointer-events-none{pointer-events:none}.collapse{visibility:collapse}.visible{visibility:visible}.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.absolute{position:absolute}.fixed{position:fixed}.relative{position:relative}.sticky{position:sticky}.inset-0{inset:calc(var(--spacing) * 0)}.inset-x-0{inset-inline:calc(var(--spacing) * 0)}.inset-y-0{inset-block:calc(var(--spacing) * 0)}.top-0{top:calc(var(--spacing) * 0)}.top-4{top:calc(var(--spacing) * 4)}.top-\[-20\%\]{top:-20%}.top-\[50\%\]{top:50%}.right-0{right:calc(var(--spacing) * 0)}.right-2{right:calc(var(--spacing) * 2)}.right-4{right:calc(var(--spacing) * 4)}.right-\[-5\%\]{right:-5%}.bottom-0{bottom:calc(var(--spacing) * 0)}.bottom-\[-10\%\]{bottom:-10%}.left-0{left:calc(var(--spacing) * 0)}.left-2{left:calc(var(--spacing) * 2)}.left-\[-10\%\]{left:-10%}.left-\[50\%\]{left:50%}.z-50{z-index:50}.container{width:100%}@media (min-width:40rem){.container{max-width:40rem}}@media (min-width:48rem){.container{max-width:48rem}}@media (min-width:64rem){.container{max-width:64rem}}@media (min-width:80rem){.container{max-width:80rem}}@media (min-width:96rem){.container{max-width:96rem}}.-mx-1{margin-inline:calc(var(--spacing) * -1)}.mx-auto{margin-inline:auto}.my-1{margin-block:calc(var(--spacing) * 1)}.my-6{margin-block:calc(var(--spacing) * 6)}.mt-0\.5{margin-top:calc(var(--spacing) * .5)}.mt-1{margin-top:calc(var(--spacing) * 1)}.mt-2{margin-top:calc(var(--spacing) * 2)}.mt-4{margin-top:calc(var(--spacing) * 4)}.mt-6{margin-top:calc(var(--spacing) * 6)}.mr-auto{margin-right:auto}.mb-1{margin-bottom:calc(var(--spacing) * 1)}.mb-6{margin-bottom:calc(var(--spacing) * 6)}.ml-auto{margin-left:auto}.block{display:block}.contents{display:contents}.flex{display:flex}.grid{display:grid}.hidden{display:none}.inline{display:inline}.inline-flex{display:inline-flex}.table{display:table}.aspect-square{aspect-ratio:1}.size-4{width:calc(var(--spacing) * 4);height:calc(var(--spacing) * 4)}.size-5{width:calc(var(--spacing) * 5);height:calc(var(--spacing) * 5)}.size-9{width:calc(var(--spacing) * 9);height:calc(var(--spacing) * 9)}.h-1\.5{height:calc(var(--spacing) * 1.5)}.h-2{height:calc(var(--spacing) * 2)}.h-3\.5{height:calc(var(--spacing) * 3.5)}.h-4{height:calc(var(--spacing) * 4)}.h-5{height:calc(var(--spacing) * 5)}.h-8{height:calc(var(--spacing) * 8)}.h-9{height:calc(var(--spacing) * 9)}.h-10{height:calc(var(--spacing) * 10)}.h-16{height:calc(var(--spacing) * 16)}.h-\[1px\]{height:1px}.h-\[400px\]{height:400px}.h-\[600px\]{height:600px}.h-\[var\(--radix-select-trigger-height\)\]{height:var(--radix-select-trigger-height)}.h-full{height:100%}.h-px{height:1px}.max-h-\[--radix-select-content-available-height\]{max-height:--radix-select-content-available-height}.max-h-\[600px\]{max-height:600px}.max-h-\[var\(--radix-dropdown-menu-content-available-height\)\]{max-height:var(--radix-dropdown-menu-content-available-height)}.min-h-0{min-height:calc(var(--spacing) * 0)}.min-h-6{min-height:calc(var(--spacing) * 6)}.min-h-10{min-height:calc(var(--spacing) * 10)}.min-h-\[60px\]{min-height:60px}.min-h-dvh{min-height:100dvh}.min-h-screen{min-height:100vh}.w-1\/3{width:33.3333%}.w-2{width:calc(var(--spacing) * 2)}.w-3\.5{width:calc(var(--spacing) * 3.5)}.w-3\/4{width:75%}.w-4{width:calc(var(--spacing) * 4)}.w-9{width:calc(var(--spacing) * 9)}.w-10{width:calc(var(--spacing) * 10)}.w-16{width:calc(var(--spacing) * 16)}.w-72{width:calc(var(--spacing) * 72)}.w-\[1px\]{width:1px}.w-\[400px\]{width:400px}.w-\[600px\]{width:600px}.w-full{width:100%}.max-w-2xl{max-width:var(--container-2xl)}.max-w-7xl{max-width:var(--container-7xl)}.max-w-\[85\%\]{max-width:85%}.max-w-lg{max-width:var(--container-lg)}.max-w-md{max-width:var(--container-md)}.max-w-screen-xl{max-width:var(--breakpoint-xl)}.min-w-0{min-width:calc(var(--spacing) * 0)}.min-w-\[8rem\]{min-width:8rem}.min-w-\[var\(--radix-select-trigger-width\)\]{min-width:var(--radix-select-trigger-width)}.flex-1{flex:1}.shrink-0{flex-shrink:0}.grow{flex-grow:1}.caption-bottom{caption-side:bottom}.origin-\[--radix-dropdown-menu-content-transform-origin\]{transform-origin:--radix-dropdown-menu-content-transform-origin}.origin-\[--radix-popover-content-transform-origin\]{transform-origin:--radix-popover-content-transform-origin}.origin-\[--radix-select-content-transform-origin\]{transform-origin:--radix-select-content-transform-origin}.origin-\[--radix-tooltip-content-transform-origin\]{transform-origin:--radix-tooltip-content-transform-origin}.translate-x-\[-50\%\]{--tw-translate-x:-50%;translate:var(--tw-translate-x) var(--tw-translate-y)}.translate-y-\[-50\%\]{--tw-translate-y:-50%;translate:var(--tw-translate-x) var(--tw-translate-y)}.transform{transform:var(--tw-rotate-x,) var(--tw-rotate-y,) var(--tw-rotate-z,) var(--tw-skew-x,) var(--tw-skew-y,)}.animate-in{animation:enter var(--tw-animation-duration,var(--tw-duration,.15s))var(--tw-ease,ease)var(--tw-animation-delay,0s)var(--tw-animation-iteration-count,1)var(--tw-animation-direction,normal)var(--tw-animation-fill-mode,none)}.animate-pulse{animation:var(--animate-pulse)}.animate-spin{animation:var(--animate-spin)}.cursor-default{cursor:default}.cursor-pointer{cursor:pointer}.touch-none{touch-action:none}.resize{resize:both}.resize-none{resize:none}.flex-col{flex-direction:column}.flex-col-reverse{flex-direction:column-reverse}.flex-row{flex-direction:row}.flex-wrap{flex-wrap:wrap}.place-content-center{place-content:center}.items-baseline{align-items:baseline}.items-center{align-items:center}.items-end{align-items:flex-end}.items-start{align-items:flex-start}.items-stretch{align-items:stretch}.justify-between{justify-content:space-between}.justify-center{justify-content:center}.justify-end{justify-content:flex-end}.gap-1{gap:calc(var(--spacing) * 1)}.gap-1\.5{gap:calc(var(--spacing) * 1.5)}.gap-2{gap:calc(var(--spacing) * 2)}.gap-3{gap:calc(var(--spacing) * 3)}.gap-4{gap:calc(var(--spacing) * 4)}.gap-6{gap:calc(var(--spacing) * 6)}:where(.space-y-0>:not(:last-child)){--tw-space-y-reverse:0;margin-block-start:calc(calc(var(--spacing) * 0) * var(--tw-space-y-reverse));margin-block-end:calc(calc(var(--spacing) * 0) * calc(1 - var(--tw-space-y-reverse)))}:where(.space-y-1\.5>:not(:last-child)){--tw-space-y-reverse:0;margin-block-start:calc(calc(var(--spacing) * 1.5) * var(--tw-space-y-reverse));margin-block-end:calc(calc(var(--spacing) * 1.5) * calc(1 - var(--tw-space-y-reverse)))}:where(.space-y-2>:not(:last-child)){--tw-space-y-reverse:0;margin-block-start:calc(calc(var(--spacing) * 2) * var(--tw-space-y-reverse));margin-block-end:calc(calc(var(--spacing) * 2) * calc(1 - var(--tw-space-y-reverse)))}.truncate{text-overflow:ellipsis;white-space:nowrap;overflow:hidden}.overflow-auto{overflow:auto}.overflow-hidden{overflow:hidden}.overflow-x-auto{overflow-x:auto}.overflow-x-hidden{overflow-x:hidden}.overflow-y-auto{overflow-y:auto}.rounded{border-radius:.25rem}.rounded-\[var\(--app-panel-radius\)\]{border-radius:var(--app-panel-radius)}.rounded-full{border-radius:3.40282e38px}.rounded-lg{border-radius:var(--radius-lg)}.rounded-md{border-radius:var(--radius-md)}.rounded-none{border-radius:0}.rounded-sm{border-radius:var(--radius-sm)}.rounded-xl{border-radius:var(--radius-xl)}.border{border-style:var(--tw-border-style);border-width:1px}.border-2{border-style:var(--tw-border-style);border-width:2px}.border-t{border-top-style:var(--tw-border-style);border-top-width:1px}.border-r{border-right-style:var(--tw-border-style);border-right-width:1px}.border-b{border-bottom-style:var(--tw-border-style);border-bottom-width:1px}.border-l{border-left-style:var(--tw-border-style);border-left-width:1px}.border-border,.border-border\/60{border-color:var(--border)}@supports (color:color-mix(in lab, red, red)){.border-border\/60{border-color:color-mix(in oklab, var(--border) 60%, transparent)}}.border-border\/70{border-color:var(--border)}@supports (color:color-mix(in lab, red, red)){.border-border\/70{border-color:color-mix(in oklab, var(--border) 70%, transparent)}}.border-destructive\/50{border-color:var(--destructive)}@supports (color:color-mix(in lab, red, red)){.border-destructive\/50{border-color:color-mix(in oklab, var(--destructive) 50%, transparent)}}.border-input{border-color:var(--input)}.border-primary,.border-primary\/50{border-color:var(--primary)}@supports (color:color-mix(in lab, red, red)){.border-primary\/50{border-color:color-mix(in oklab, var(--primary) 50%, transparent)}}.border-transparent{border-color:#0000}.bg-\[\#112233\]{background-color:#123}.bg-\[\#ddeeff\]{background-color:#def}.bg-\[var\(--background\)\]{background-color:var(--background)}.bg-\[var\(--brand-100\)\]{background-color:var(--brand-100)}.bg-\[var\(--brand-200\)\]{background-color:var(--brand-200)}.bg-accent{background-color:var(--accent)}.bg-background{background-color:var(--background)}.bg-black\/80{background-color:#000c}@supports (color:color-mix(in lab, red, red)){.bg-black\/80{background-color:color-mix(in oklab, var(--color-black) 80%, transparent)}}.bg-border{background-color:var(--border)}.bg-card,.bg-card\/95{background-color:var(--card)}@supports (color:color-mix(in lab, red, red)){.bg-card\/95{background-color:color-mix(in oklab, var(--card) 95%, transparent)}}.bg-destructive{background-color:var(--destructive)}.bg-muted,.bg-muted\/40{background-color:var(--muted)}@supports (color:color-mix(in lab, red, red)){.bg-muted\/40{background-color:color-mix(in oklab, var(--muted) 40%, transparent)}}.bg-muted\/50{background-color:var(--muted)}@supports (color:color-mix(in lab, red, red)){.bg-muted\/50{background-color:color-mix(in oklab, var(--muted) 50%, transparent)}}.bg-popover{background-color:var(--popover)}.bg-primary,.bg-primary\/10{background-color:var(--primary)}@supports (color:color-mix(in lab, red, red)){.bg-primary\/10{background-color:color-mix(in oklab, var(--primary) 10%, transparent)}}.bg-primary\/20{background-color:var(--primary)}@supports (color:color-mix(in lab, red, red)){.bg-primary\/20{background-color:color-mix(in oklab, var(--primary) 20%, transparent)}}.bg-secondary{background-color:var(--secondary)}.bg-transparent{background-color:#0000}.fill-current{fill:currentColor}.fill-primary{fill:var(--primary)}.p-1{padding:calc(var(--spacing) * 1)}.p-2{padding:calc(var(--spacing) * 2)}.p-4{padding:calc(var(--spacing) * 4)}.p-6{padding:calc(var(--spacing) * 6)}.p-\[var\(--app-row-padding\)\]{padding:var(--app-row-padding)}.p-block{padding:var(--spacing-block)}.px-2{padding-inline:calc(var(--spacing) * 2)}.px-2\.5{padding-inline:calc(var(--spacing) * 2.5)}.px-3{padding-inline:calc(var(--spacing) * 3)}.px-4{padding-inline:calc(var(--spacing) * 4)}.px-6{padding-inline:calc(var(--spacing) * 6)}.px-8{padding-inline:calc(var(--spacing) * 8)}.px-gutter{padding-inline:var(--spacing-gutter)}.py-0\.5{padding-block:calc(var(--spacing) * .5)}.py-1{padding-block:calc(var(--spacing) * 1)}.py-1\.5{padding-block:calc(var(--spacing) * 1.5)}.py-2{padding-block:calc(var(--spacing) * 2)}.py-3{padding-block:calc(var(--spacing) * 3)}.py-4{padding-block:calc(var(--spacing) * 4)}.py-6{padding-block:calc(var(--spacing) * 6)}.py-12{padding-block:calc(var(--spacing) * 12)}.py-16{padding-block:calc(var(--spacing) * 16)}.py-section{padding-block:var(--spacing-section)}.pt-0{padding-top:calc(var(--spacing) * 0)}.pt-2{padding-top:calc(var(--spacing) * 2)}.pt-4{padding-top:calc(var(--spacing) * 4)}.pr-1{padding-right:calc(var(--spacing) * 1)}.pr-2{padding-right:calc(var(--spacing) * 2)}.pr-2\.5{padding-right:calc(var(--spacing) * 2.5)}.pr-8{padding-right:calc(var(--spacing) * 8)}.pb-1{padding-bottom:calc(var(--spacing) * 1)}.pb-2{padding-bottom:calc(var(--spacing) * 2)}.pb-3{padding-bottom:calc(var(--spacing) * 3)}.pb-4{padding-bottom:calc(var(--spacing) * 4)}.pl-2{padding-left:calc(var(--spacing) * 2)}.pl-2\.5{padding-left:calc(var(--spacing) * 2.5)}.pl-8{padding-left:calc(var(--spacing) * 8)}.text-center{text-align:center}.text-left{text-align:left}.text-right{text-align:right}.align-middle{vertical-align:middle}.font-body{font-family:var(--font-body)}.font-display{font-family:var(--font-display)}.font-sans{font-family:var(--font-sans)}.text-h1{font-size:var(--text-h1);line-height:var(--tw-leading,var(--text-h1--line-height));letter-spacing:var(--tw-tracking,var(--text-h1--letter-spacing));font-weight:var(--tw-font-weight,var(--text-h1--font-weight))}.text-h3{font-size:var(--text-h3);line-height:var(--tw-leading,var(--text-h3--line-height));font-weight:var(--tw-font-weight,var(--text-h3--font-weight))}.text-h4{font-size:var(--text-h4);line-height:var(--tw-leading,var(--text-h4--line-height));font-weight:var(--tw-font-weight,var(--text-h4--font-weight))}.text-2xl{font-size:var(--text-2xl);line-height:var(--tw-leading,var(--text-2xl--line-height))}.text-3xl{font-size:var(--text-3xl);line-height:var(--tw-leading,var(--text-3xl--line-height))}.text-4xl{font-size:var(--text-4xl);line-height:var(--tw-leading,var(--text-4xl--line-height))}.text-5xl{font-size:var(--text-5xl);line-height:var(--tw-leading,var(--text-5xl--line-height))}.text-base{font-size:var(--text-base);line-height:var(--tw-leading,var(--text-base--line-height))}.text-body{font-size:var(--text-body);line-height:var(--tw-leading,var(--text-body--line-height))}.text-lg{font-size:var(--text-lg);line-height:var(--tw-leading,var(--text-lg--line-height))}.text-sm{font-size:var(--text-sm);line-height:var(--tw-leading,var(--text-sm--line-height))}.text-xl{font-size:var(--text-xl);line-height:var(--tw-leading,var(--text-xl--line-height))}.text-xs{font-size:var(--text-xs);line-height:var(--tw-leading,var(--text-xs--line-height))}.text-\[0\.8rem\]{font-size:.8rem}.leading-none{--tw-leading:1;line-height:1}.font-bold{--tw-font-weight:var(--font-weight-bold);font-weight:var(--font-weight-bold)}.font-medium{--tw-font-weight:var(--font-weight-medium);font-weight:var(--font-weight-medium)}.font-normal{--tw-font-weight:var(--font-weight-normal);font-weight:var(--font-weight-normal)}.font-semibold{--tw-font-weight:var(--font-weight-semibold);font-weight:var(--font-weight-semibold)}.tracking-normal{--tw-tracking:var(--tracking-normal);letter-spacing:var(--tracking-normal)}.tracking-tight{--tw-tracking:var(--tracking-tight);letter-spacing:var(--tracking-tight)}.tracking-widest{--tw-tracking:var(--tracking-widest);letter-spacing:var(--tracking-widest)}.break-words{overflow-wrap:break-word}.whitespace-nowrap{white-space:nowrap}.whitespace-pre-wrap{white-space:pre-wrap}.text-\[\#ffeecc\]{color:#fec}.text-\[color\:var\(--app-status-color\)\]{color:var(--app-status-color)}.text-accent-foreground{color:var(--accent-foreground)}.text-brand-500{color:var(--brand-500)}.text-brand-700{color:var(--brand-700)}.text-card-foreground{color:var(--card-foreground)}.text-current{color:currentColor}.text-destructive{color:var(--destructive)}.text-foreground{color:var(--foreground)}.text-muted-foreground{color:var(--muted-foreground)}.text-popover-foreground{color:var(--popover-foreground)}.text-primary{color:var(--primary)}.text-primary-foreground{color:var(--primary-foreground)}.text-secondary-foreground{color:var(--secondary-foreground)}.capitalize{text-transform:capitalize}.lowercase{text-transform:lowercase}.uppercase{text-transform:uppercase}.italic{font-style:italic}.underline{text-decoration-line:underline}.underline-offset-4{text-underline-offset:4px}.antialiased{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.opacity-20{opacity:.2}.opacity-30{opacity:.3}.opacity-50{opacity:.5}.opacity-60{opacity:.6}.opacity-70{opacity:.7}.shadow{--tw-shadow:0 1px 3px 0 var(--tw-shadow-color,#0000001a), 0 1px 2px -1px var(--tw-shadow-color,#0000001a);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.shadow-brand{--tw-shadow:0 8px 30px -6px var(--tw-shadow-color,var(--shadow-brand-color));box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.shadow-lg{--tw-shadow:0 12px 28px -6px var(--tw-shadow-color,var(--elevation-2)), 0 4px 10px -4px var(--tw-shadow-color,var(--elevation-1));box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.shadow-md{--tw-shadow:0 4px 12px -2px var(--tw-shadow-color,var(--elevation-2)), 0 2px 6px -2px var(--tw-shadow-color,var(--elevation-1));box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.shadow-none{--tw-shadow:0 0 #0000;box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.shadow-sm{--tw-shadow:0 1px 3px 0 var(--tw-shadow-color,var(--elevation-1)), 0 1px 2px -1px var(--tw-shadow-color,var(--elevation-1));box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.ring-0{--tw-ring-shadow:var(--tw-ring-inset,) 0 0 0 calc(0px + var(--tw-ring-offset-width)) var(--tw-ring-color,currentcolor);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.ring-offset-background{--tw-ring-offset-color:var(--background)}.outline{outline-style:var(--tw-outline-style);outline-width:1px}.blur{--tw-blur:blur(8px);filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}.blur-3xl{--tw-blur:blur(var(--blur-3xl));filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}.backdrop-blur-sm{--tw-backdrop-blur:blur(var(--blur-sm));-webkit-backdrop-filter:var(--tw-backdrop-blur,) var(--tw-backdrop-brightness,) var(--tw-backdrop-contrast,) var(--tw-backdrop-grayscale,) var(--tw-backdrop-hue-rotate,) var(--tw-backdrop-invert,) var(--tw-backdrop-opacity,) var(--tw-backdrop-saturate,) var(--tw-backdrop-sepia,);backdrop-filter:var(--tw-backdrop-blur,) var(--tw-backdrop-brightness,) var(--tw-backdrop-contrast,) var(--tw-backdrop-grayscale,) var(--tw-backdrop-hue-rotate,) var(--tw-backdrop-invert,) var(--tw-backdrop-opacity,) var(--tw-backdrop-saturate,) var(--tw-backdrop-sepia,)}.transition{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to,opacity,box-shadow,transform,translate,scale,rotate,filter,-webkit-backdrop-filter,backdrop-filter,display,content-visibility,overlay,pointer-events;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}.transition-all{transition-property:all;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}.transition-colors{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}.transition-opacity{transition-property:opacity;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}.transition-transform{transition-property:transform,translate,scale,rotate;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}.duration-200{--tw-duration:.2s;transition-duration:.2s}.ease-in-out{--tw-ease:var(--ease-in-out);transition-timing-function:var(--ease-in-out)}.fade-in-0{--tw-enter-opacity:0}.outline-none{--tw-outline-style:none;outline-style:none}.select-none{-webkit-user-select:none;user-select:none}.zoom-in-95{--tw-enter-scale:.95}.\[--app-gap\:0\.5rem\]{--app-gap:.5rem}.paused{animation-play-state:paused}.peer-disabled\:cursor-not-allowed:is(:where(.peer):disabled~*){cursor:not-allowed}.peer-disabled\:opacity-70:is(:where(.peer):disabled~*){opacity:.7}.file\:border-0::file-selector-button{border-style:var(--tw-border-style);border-width:0}.file\:bg-transparent::file-selector-button{background-color:#0000}.file\:text-sm::file-selector-button{font-size:var(--text-sm);line-height:var(--tw-leading,var(--text-sm--line-height))}.file\:font-medium::file-selector-button{--tw-font-weight:var(--font-weight-medium);font-weight:var(--font-weight-medium)}.file\:text-foreground::file-selector-button{color:var(--foreground)}.placeholder\:text-muted-foreground::placeholder{color:var(--muted-foreground)}@media (hover:hover){.hover\:bg-accent:hover{background-color:var(--accent)}.hover\:bg-destructive\/80:hover{background-color:var(--destructive)}@supports (color:color-mix(in lab, red, red)){.hover\:bg-destructive\/80:hover{background-color:color-mix(in oklab, var(--destructive) 80%, transparent)}}.hover\:bg-destructive\/90:hover{background-color:var(--destructive)}@supports (color:color-mix(in lab, red, red)){.hover\:bg-destructive\/90:hover{background-color:color-mix(in oklab, var(--destructive) 90%, transparent)}}.hover\:bg-muted\/50:hover{background-color:var(--muted)}@supports (color:color-mix(in lab, red, red)){.hover\:bg-muted\/50:hover{background-color:color-mix(in oklab, var(--muted) 50%, transparent)}}.hover\:bg-primary\/80:hover{background-color:var(--primary)}@supports (color:color-mix(in lab, red, red)){.hover\:bg-primary\/80:hover{background-color:color-mix(in oklab, var(--primary) 80%, transparent)}}.hover\:bg-primary\/90:hover{background-color:var(--primary)}@supports (color:color-mix(in lab, red, red)){.hover\:bg-primary\/90:hover{background-color:color-mix(in oklab, var(--primary) 90%, transparent)}}.hover\:bg-secondary\/70:hover{background-color:var(--secondary)}@supports (color:color-mix(in lab, red, red)){.hover\:bg-secondary\/70:hover{background-color:color-mix(in oklab, var(--secondary) 70%, transparent)}}.hover\:bg-secondary\/80:hover{background-color:var(--secondary)}@supports (color:color-mix(in lab, red, red)){.hover\:bg-secondary\/80:hover{background-color:color-mix(in oklab, var(--secondary) 80%, transparent)}}.hover\:text-accent-foreground:hover{color:var(--accent-foreground)}.hover\:text-foreground:hover{color:var(--foreground)}.hover\:underline:hover{text-decoration-line:underline}.hover\:opacity-100:hover{opacity:1}}.focus\:bg-accent:focus{background-color:var(--accent)}.focus\:text-accent-foreground:focus{color:var(--accent-foreground)}.focus\:ring-1:focus{--tw-ring-shadow:var(--tw-ring-inset,) 0 0 0 calc(1px + var(--tw-ring-offset-width)) var(--tw-ring-color,currentcolor);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.focus\:ring-2:focus{--tw-ring-shadow:var(--tw-ring-inset,) 0 0 0 calc(2px + var(--tw-ring-offset-width)) var(--tw-ring-color,currentcolor);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.focus\:ring-ring:focus{--tw-ring-color:var(--ring)}.focus\:ring-offset-2:focus{--tw-ring-offset-width:2px;--tw-ring-offset-shadow:var(--tw-ring-inset,) 0 0 0 var(--tw-ring-offset-width) var(--tw-ring-offset-color)}.focus\:outline-none:focus{--tw-outline-style:none;outline-style:none}.focus-visible\:ring-1:focus-visible{--tw-ring-shadow:var(--tw-ring-inset,) 0 0 0 calc(1px + var(--tw-ring-offset-width)) var(--tw-ring-color,currentcolor);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.focus-visible\:ring-2:focus-visible{--tw-ring-shadow:var(--tw-ring-inset,) 0 0 0 calc(2px + var(--tw-ring-offset-width)) var(--tw-ring-color,currentcolor);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.focus-visible\:ring-ring:focus-visible{--tw-ring-color:var(--ring)}.focus-visible\:ring-offset-2:focus-visible{--tw-ring-offset-width:2px;--tw-ring-offset-shadow:var(--tw-ring-inset,) 0 0 0 var(--tw-ring-offset-width) var(--tw-ring-offset-color)}.focus-visible\:ring-offset-background:focus-visible{--tw-ring-offset-color:var(--background)}.focus-visible\:outline-none:focus-visible{--tw-outline-style:none;outline-style:none}.disabled\:pointer-events-none:disabled{pointer-events:none}.disabled\:cursor-not-allowed:disabled{cursor:not-allowed}.disabled\:opacity-50:disabled{opacity:.5}.data-\[disabled\]\:pointer-events-none[data-disabled]{pointer-events:none}.data-\[disabled\]\:opacity-50[data-disabled]{opacity:.5}.data-\[placeholder\]\:text-muted-foreground[data-placeholder]{color:var(--muted-foreground)}.data-\[side\=bottom\]\:translate-y-1[data-side=bottom]{--tw-translate-y:calc(var(--spacing) * 1);translate:var(--tw-translate-x) var(--tw-translate-y)}.data-\[side\=bottom\]\:slide-in-from-top-2[data-side=bottom]{--tw-enter-translate-y:calc(2*var(--spacing)*-1)}.data-\[side\=left\]\:-translate-x-1[data-side=left]{--tw-translate-x:calc(var(--spacing) * -1);translate:var(--tw-translate-x) var(--tw-translate-y)}.data-\[side\=left\]\:slide-in-from-right-2[data-side=left]{--tw-enter-translate-x:calc(2*var(--spacing))}.data-\[side\=right\]\:translate-x-1[data-side=right]{--tw-translate-x:calc(var(--spacing) * 1);translate:var(--tw-translate-x) var(--tw-translate-y)}.data-\[side\=right\]\:slide-in-from-left-2[data-side=right]{--tw-enter-translate-x:calc(2*var(--spacing)*-1)}.data-\[side\=top\]\:-translate-y-1[data-side=top]{--tw-translate-y:calc(var(--spacing) * -1);translate:var(--tw-translate-x) var(--tw-translate-y)}.data-\[side\=top\]\:slide-in-from-bottom-2[data-side=top]{--tw-enter-translate-y:calc(2*var(--spacing))}.data-\[state\=active\]\:bg-background[data-state=active]{background-color:var(--background)}.data-\[state\=active\]\:text-foreground[data-state=active]{color:var(--foreground)}.data-\[state\=active\]\:shadow[data-state=active]{--tw-shadow:0 1px 3px 0 var(--tw-shadow-color,#0000001a), 0 1px 2px -1px var(--tw-shadow-color,#0000001a);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.data-\[state\=checked\]\:translate-x-4[data-state=checked]{--tw-translate-x:calc(var(--spacing) * 4);translate:var(--tw-translate-x) var(--tw-translate-y)}.data-\[state\=checked\]\:bg-primary[data-state=checked]{background-color:var(--primary)}.data-\[state\=checked\]\:text-primary-foreground[data-state=checked]{color:var(--primary-foreground)}.data-\[state\=closed\]\:animate-accordion-up[data-state=closed]{animation:accordion-up var(--tw-animation-duration,var(--tw-duration,.2s))var(--tw-ease,ease-out)var(--tw-animation-delay,0s)var(--tw-animation-iteration-count,1)var(--tw-animation-direction,normal)var(--tw-animation-fill-mode,none)}.data-\[state\=closed\]\:animate-out[data-state=closed]{animation:exit var(--tw-animation-duration,var(--tw-duration,.15s))var(--tw-ease,ease)var(--tw-animation-delay,0s)var(--tw-animation-iteration-count,1)var(--tw-animation-direction,normal)var(--tw-animation-fill-mode,none)}.data-\[state\=closed\]\:duration-300[data-state=closed]{--tw-duration:.3s;transition-duration:.3s}.data-\[state\=closed\]\:fade-out-0[data-state=closed]{--tw-exit-opacity:0}.data-\[state\=closed\]\:zoom-out-95[data-state=closed]{--tw-exit-scale:.95}.data-\[state\=closed\]\:slide-out-to-bottom[data-state=closed]{--tw-exit-translate-y:100%}.data-\[state\=closed\]\:slide-out-to-left[data-state=closed]{--tw-exit-translate-x:-100%}.data-\[state\=closed\]\:slide-out-to-left-1\/2[data-state=closed]{--tw-exit-translate-x:calc(1 / 2*-100%)}.data-\[state\=closed\]\:slide-out-to-right[data-state=closed]{--tw-exit-translate-x:100%}.data-\[state\=closed\]\:slide-out-to-top[data-state=closed]{--tw-exit-translate-y:-100%}.data-\[state\=closed\]\:slide-out-to-top-\[48\%\][data-state=closed]{--tw-exit-translate-y:calc(48%*-1)}.data-\[state\=open\]\:animate-accordion-down[data-state=open]{animation:accordion-down var(--tw-animation-duration,var(--tw-duration,.2s))var(--tw-ease,ease-out)var(--tw-animation-delay,0s)var(--tw-animation-iteration-count,1)var(--tw-animation-direction,normal)var(--tw-animation-fill-mode,none)}.data-\[state\=open\]\:animate-in[data-state=open]{animation:enter var(--tw-animation-duration,var(--tw-duration,.15s))var(--tw-ease,ease)var(--tw-animation-delay,0s)var(--tw-animation-iteration-count,1)var(--tw-animation-direction,normal)var(--tw-animation-fill-mode,none)}.data-\[state\=open\]\:bg-accent[data-state=open]{background-color:var(--accent)}.data-\[state\=open\]\:bg-secondary[data-state=open]{background-color:var(--secondary)}.data-\[state\=open\]\:text-muted-foreground[data-state=open]{color:var(--muted-foreground)}.data-\[state\=open\]\:duration-500[data-state=open]{--tw-duration:.5s;transition-duration:.5s}.data-\[state\=open\]\:fade-in-0[data-state=open]{--tw-enter-opacity:0}.data-\[state\=open\]\:zoom-in-95[data-state=open]{--tw-enter-scale:.95}.data-\[state\=open\]\:slide-in-from-bottom[data-state=open]{--tw-enter-translate-y:100%}.data-\[state\=open\]\:slide-in-from-left[data-state=open]{--tw-enter-translate-x:-100%}.data-\[state\=open\]\:slide-in-from-left-1\/2[data-state=open]{--tw-enter-translate-x:calc(1 / 2*-100%)}.data-\[state\=open\]\:slide-in-from-right[data-state=open]{--tw-enter-translate-x:100%}.data-\[state\=open\]\:slide-in-from-top[data-state=open]{--tw-enter-translate-y:-100%}.data-\[state\=open\]\:slide-in-from-top-\[48\%\][data-state=open]{--tw-enter-translate-y:calc(48%*-1)}.data-\[state\=selected\]\:bg-muted[data-state=selected]{background-color:var(--muted)}.data-\[state\=unchecked\]\:translate-x-0[data-state=unchecked]{--tw-translate-x:calc(var(--spacing) * 0);translate:var(--tw-translate-x) var(--tw-translate-y)}.data-\[state\=unchecked\]\:bg-input[data-state=unchecked]{background-color:var(--input)}@media (min-width:380px){.min-\[380px\]\:hidden{display:none}.min-\[380px\]\:inline{display:inline}}@media (min-width:40rem){.sm\:max-w-sm{max-width:var(--container-sm)}.sm\:flex-row{flex-direction:row}.sm\:justify-end{justify-content:flex-end}.sm\:gap-2\.5{gap:calc(var(--spacing) * 2.5)}:where(.sm\:space-x-2>:not(:last-child)){--tw-space-x-reverse:0;margin-inline-start:calc(calc(var(--spacing) * 2) * var(--tw-space-x-reverse));margin-inline-end:calc(calc(var(--spacing) * 2) * calc(1 - var(--tw-space-x-reverse)))}.sm\:rounded-lg{border-radius:var(--radius-lg)}.sm\:text-left{text-align:left}}@media (min-width:48rem){.md\:text-sm{font-size:var(--text-sm);line-height:var(--tw-leading,var(--text-sm--line-height))}}@media (min-width:64rem){.lg\:grid{display:grid}.lg\:grid-cols-\[220px_minmax\(0\,1fr\)\]{grid-template-columns:220px minmax(0,1fr)}.lg\:overflow-visible{overflow:visible}.lg\:border-r{border-right-style:var(--tw-border-style);border-right-width:1px}.lg\:border-border\/70{border-color:var(--border)}@supports (color:color-mix(in lab, red, red)){.lg\:border-border\/70{border-color:color-mix(in oklab, var(--border) 70%, transparent)}}.lg\:pr-6{padding-right:calc(var(--spacing) * 6)}.lg\:pb-0{padding-bottom:calc(var(--spacing) * 0)}}.dark\:block:is(.dark *){display:block}.dark\:hidden:is(.dark *){display:none}.dark\:border-destructive:is(.dark *){border-color:var(--destructive)}.\[\&_\.app-ui-metric\]\:p-1 .app-ui-metric{padding:calc(var(--spacing) * 1)}.\[\&_\.app-ui-status\]\:font-bold .app-ui-status{--tw-font-weight:var(--font-weight-bold);font-weight:var(--font-weight-bold)}.\[\&_\.app-ui-status\]\:text-\[\#112233\] .app-ui-status{color:#123}.\[\&_p\]\:leading-relaxed p{--tw-leading:var(--leading-relaxed);line-height:var(--leading-relaxed)}.\[\&_svg\]\:pointer-events-none svg{pointer-events:none}.\[\&_svg\]\:size-4 svg{width:calc(var(--spacing) * 4);height:calc(var(--spacing) * 4)}.\[\&_svg\]\:shrink-0 svg{flex-shrink:0}.\[\&_tr\]\:border-b tr{border-bottom-style:var(--tw-border-style);border-bottom-width:1px}.\[\&_tr\:last-child\]\:border-0 tr:last-child{border-style:var(--tw-border-style);border-width:0}.\[\&\:has\(\[role\=checkbox\]\)\]\:pr-0:has([role=checkbox]){padding-right:calc(var(--spacing) * 0)}.\[\&\>\[role\=checkbox\]\]\:translate-y-\[2px\]>[role=checkbox]{--tw-translate-y:2px;translate:var(--tw-translate-x) var(--tw-translate-y)}.\[\&\>span\]\:line-clamp-1>span{-webkit-line-clamp:1;-webkit-box-orient:vertical;display:-webkit-box;overflow:hidden}.\[\&\>svg\]\:absolute>svg{position:absolute}.\[\&\>svg\]\:top-4>svg{top:calc(var(--spacing) * 4)}.\[\&\>svg\]\:left-4>svg{left:calc(var(--spacing) * 4)}.\[\&\>svg\]\:size-4>svg{width:calc(var(--spacing) * 4);height:calc(var(--spacing) * 4)}.\[\&\>svg\]\:h-3\.5>svg{height:calc(var(--spacing) * 3.5)}.\[\&\>svg\]\:w-3\.5>svg{width:calc(var(--spacing) * 3.5)}.\[\&\>svg\]\:shrink-0>svg{flex-shrink:0}.\[\&\>svg\]\:text-destructive>svg{color:var(--destructive)}.\[\&\>svg\]\:text-foreground>svg{color:var(--foreground)}.\[\&\>svg\+div\]\:translate-y-\[-3px\]>svg+div{--tw-translate-y:-3px;translate:var(--tw-translate-x) var(--tw-translate-y)}.\[\&\>svg\~\*\]\:pl-7>svg~*{padding-left:calc(var(--spacing) * 7)}.\[\&\>tr\]\:last\:border-b-0>tr:last-child{border-bottom-style:var(--tw-border-style);border-bottom-width:0}.\[\&\[data-state\=open\]\>svg\]\:rotate-180[data-state=open]>svg{rotate:180deg}}@property --tw-animation-delay{syntax:"*";inherits:false;initial-value:0s}@property --tw-animation-direction{syntax:"*";inherits:false;initial-value:normal}@property --tw-animation-duration{syntax:"*";inherits:false}@property --tw-animation-fill-mode{syntax:"*";inherits:false;initial-value:none}@property --tw-animation-iteration-count{syntax:"*";inherits:false;initial-value:1}@property --tw-enter-blur{syntax:"*";inherits:false;initial-value:0}@property --tw-enter-opacity{syntax:"*";inherits:false;initial-value:1}@property --tw-enter-rotate{syntax:"*";inherits:false;initial-value:0}@property --tw-enter-scale{syntax:"*";inherits:false;initial-value:1}@property --tw-enter-translate-x{syntax:"*";inherits:false;initial-value:0}@property --tw-enter-translate-y{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-blur{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-opacity{syntax:"*";inherits:false;initial-value:1}@property --tw-exit-rotate{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-scale{syntax:"*";inherits:false;initial-value:1}@property --tw-exit-translate-x{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-translate-y{syntax:"*";inherits:false;initial-value:0}.campaign-hero{grid-template-columns:minmax(0,.94fr) minmax(0,1.06fr);align-items:center;gap:clamp(2.5rem,6vw,6rem);padding-top:clamp(4rem,7vw,6.5rem);padding-bottom:clamp(3.5rem,6vw,5.5rem);display:grid}.campaign-hero-copy h1,.campaign-payoff-intro h1{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.045em;margin:0;font-size:clamp(3rem,5.2vw,4.8rem);font-weight:500;line-height:.99}.campaign-hero-copy .ledger-kicker{margin-bottom:1.45rem}.campaign-hero-copy .ledger-hero-lede{max-width:34rem;color:var(--ledger-copy);margin:1.35rem 0 0;font-size:1.08rem;line-height:1.62}.campaign-hero-actions,.campaign-page-actions{flex-wrap:wrap;align-items:center;gap:1rem 1.35rem;margin-top:1.8rem;display:flex}.campaign-hero-actions .ledger-button,.campaign-page-actions .ledger-button{width:fit-content}.campaign-hero-copy .ledger-hero-note{max-width:31rem;color:var(--ledger-muted);margin:1.15rem 0 0;font-size:.83rem;line-height:1.55}.campaign-hero-visual{min-width:0}.campaign-flow-card{background:var(--ledger-dark-panel);color:#fffefa;border:1px solid #385d5c;border-radius:1.3rem;padding:clamp(1.45rem,3vw,2.4rem);box-shadow:0 1.4rem 3.5rem #1937381f}.campaign-flow-topline{color:#e3ede8;letter-spacing:.12em;text-transform:uppercase;border-bottom:1px solid #52706c;justify-content:space-between;gap:.8rem;padding-bottom:1rem;font-size:.68rem;font-weight:650;display:flex}.campaign-flow-steps{gap:0;margin:1.5rem 0 0;padding:0;list-style:none;display:grid}.campaign-flow-steps li{border-top:1px solid #52706c;grid-template-columns:2.5rem minmax(0,1fr);align-items:center;gap:.7rem;padding:1rem 0;display:grid}.campaign-flow-number{color:var(--ledger-gold);font-family:var(--font-display);font-size:1.3rem}.campaign-flow-footnote{color:#e3ede8;border-top:1px solid #52706c;margin:.6rem 0 0;padding-top:1rem;font-size:.77rem;line-height:1.5}.campaign-principle-inner p{color:var(--ledger-ink);margin:0;font-size:.84rem;font-weight:600}.campaign-principle-inner>span{background:var(--ledger-green);border-radius:50%;flex:none;width:.35rem;height:.35rem}.campaign-section-heading{max-width:49rem;margin-bottom:2.8rem}.campaign-step-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(1.2rem,3.5vw,3.2rem);display:grid}.campaign-step-card>span{color:var(--ledger-green-hover);letter-spacing:.12em;font-size:.74rem;font-weight:700}.campaign-step-card h3{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;margin:.7rem 0 0;font-size:1.55rem;font-weight:500;line-height:1.18}.campaign-section-action{border-top:1px solid var(--ledger-line);justify-content:space-between;align-items:center;gap:1.5rem;margin-top:2.6rem;padding-top:1.5rem;display:flex}.campaign-section-action p{color:var(--ledger-ink);font-family:var(--font-display);margin:0;font-size:1.35rem}.campaign-resources-copy h2{font-size:clamp(2.2rem,3.8vw,3.2rem)}.campaign-resource-links a{color:var(--ledger-ink);border-bottom:1px solid #bdcec2;gap:.28rem;padding:1rem 0;text-decoration:none;display:grid}.campaign-resource-links a:hover span{color:var(--ledger-green-hover);text-underline-offset:.2em;text-decoration:underline}.campaign-resource-links a span{font-weight:650}.campaign-no-offer{border-left:3px solid var(--ledger-gold);background:var(--ledger-pale);grid-template-columns:minmax(0,1fr);margin-top:2.5rem;margin-bottom:0;padding:1.25rem 1.5rem;display:grid}.campaign-no-offer>div>p:last-child{max-width:55rem;color:var(--ledger-copy);margin:.55rem 0 0;font-size:.88rem;line-height:1.55}.campaign-home-signup{margin-top:1.5rem}.campaign-footer-nav{border-bottom:1px solid var(--ledger-line);flex-wrap:wrap;gap:.75rem 1.5rem;padding-block:1.25rem;display:flex}.campaign-footer-nav a{color:var(--ledger-copy);text-underline-offset:.2em;font-size:.84rem;font-weight:600;text-decoration:underline}.campaign-payoff-intro{max-width:72rem;padding-top:clamp(3rem,5vw,4.5rem);padding-bottom:1.5rem}.campaign-payoff-intro h1{max-width:54rem;font-size:clamp(2.8rem,5vw,4.2rem)}.campaign-payoff-intro .ledger-tool-lede,.campaign-payoff-intro .ledger-tool-warning{max-width:53rem}.campaign-payoff-calculator-anchor{min-width:0;scroll-margin-top:6rem}.campaign-payoff-layout{align-items:start}.campaign-payoff-layout .payoff-assumptions a{color:var(--ledger-green-hover);text-underline-offset:.18em;font-weight:650;text-decoration:underline}.campaign-payoff-resources{border-block:1px solid var(--ledger-line);grid-template-columns:minmax(13rem,.7fr) minmax(0,1.3fr);align-items:start;gap:clamp(1.25rem,3vw,2.5rem);margin-top:clamp(2rem,4vw,3rem);padding-block:1.5rem;display:grid}.campaign-payoff-resources-heading h2{max-width:22rem;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.025em;margin:.5rem 0 0;font-size:clamp(1.45rem,2vw,1.8rem);font-weight:500;line-height:1.15}.campaign-payoff-resource-links{grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem;display:grid}.campaign-payoff-resource-links a{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;min-height:100%;color:var(--ledger-green-hover);border-radius:.8rem;align-content:start;gap:.45rem;padding:1rem 1.1rem;text-decoration:none;transition:border-color .16s,background-color .16s;display:grid}.campaign-payoff-resource-links a:hover{border-color:var(--ledger-green);background:var(--ledger-pale)}.campaign-payoff-resource-links a:focus-visible{outline:3px solid var(--ledger-green);outline-offset:3px}.campaign-payoff-resource-links a span{text-underline-offset:.18em;font-size:.93rem;font-weight:650;line-height:1.4;text-decoration:underline;text-decoration-thickness:.08em}.campaign-payoff-resource-links a small{color:var(--ledger-copy);font-size:.8rem;line-height:1.5;text-decoration:none}.campaign-payoff-no-offer,.campaign-payoff-signup{margin-top:2rem}.campaign-page-actions{margin-top:1.2rem}.campaign-page-actions .ledger-button{width:fit-content}.campaign-payoff-page .ledger-footer-bottom p{max-width:54rem}@media (max-width:960px){.campaign-hero{grid-template-columns:minmax(0,1fr);gap:2.5rem;padding-top:3.8rem}.campaign-hero-copy{max-width:43rem}.campaign-hero-visual{width:min(100%,44rem)}.campaign-resources-grid{grid-template-columns:minmax(0,1fr);gap:2rem}}@media (max-width:720px){.campaign-step-grid{grid-template-columns:minmax(0,1fr);gap:1.5rem}.campaign-section-action{flex-direction:column;align-items:flex-start}}@media (max-width:480px){.campaign-hero{gap:2rem;padding-top:2.7rem;padding-bottom:2.8rem}.campaign-hero-copy h1{font-size:clamp(2.6rem,11.8vw,3.4rem)}.campaign-hero-copy .ledger-hero-lede{font-size:.98rem}.campaign-hero-actions{flex-direction:column;align-items:flex-start;gap:.85rem;margin-top:1.35rem}.campaign-hero-actions .ledger-button{width:100%}.campaign-flow-card{border-radius:1rem;padding:1.2rem}.campaign-flow-topline{font-size:.58rem}.campaign-flow-card h2{font-size:1.8rem}.campaign-principle-inner{flex-direction:column;align-items:flex-start;gap:.7rem;min-height:auto;padding-block:1rem}.campaign-principle-inner>span{display:none}.campaign-section{padding-block:3.5rem}.campaign-section-heading h2,.campaign-resources-copy h2{font-size:2.25rem}.campaign-no-offer{padding:1rem}.campaign-no-offer h2{font-size:1.3rem}.campaign-payoff-intro{padding-top:2.5rem}.campaign-payoff-intro h1{font-size:clamp(2.55rem,11.5vw,3.5rem)}.campaign-payoff-resources{grid-template-columns:minmax(0,1fr);gap:1rem}.campaign-payoff-resources-heading h2{max-width:32rem}.campaign-payoff-resource-links{grid-template-columns:minmax(0,1fr)}.campaign-page-actions{flex-direction:column;align-items:flex-start}.campaign-page-actions .ledger-button{width:100%}.campaign-footer-nav{gap:.75rem 1rem}}.ledger-faq-page{background:var(--ledger-paper);min-height:70vh;padding-bottom:clamp(3.5rem,8vw,6rem)}.ledger-faq-hero{padding:clamp(1.25rem,3vw,2.25rem) 0 0}.ledger-faq-hero-inner{background:linear-gradient(125deg, var(--ledger-dark-panel), var(--ledger-dark-panel-end));border-radius:1.1rem;max-width:76rem;padding:clamp(2.25rem,6vw,5rem) clamp(1.5rem,5vw,4.5rem)}.ledger-faq-hero .ledger-overline{color:var(--ledger-gold);margin:0 0 1.1rem}.ledger-faq-hero h1{color:#fffefa;max-width:53rem;font-family:var(--font-display);letter-spacing:-.04em;margin:0;font-size:clamp(2.5rem,5.7vw,4.6rem);font-weight:500;line-height:1.02}.ledger-faq-intro{color:#e4ece5;max-width:42rem;margin:1.25rem 0 0;font-size:clamp(1rem,1.5vw,1.12rem);line-height:1.65}.ledger-faq-content{max-width:68rem;padding-top:clamp(3rem,7vw,5rem)}.ledger-faq-content-heading{margin-bottom:1.6rem}.ledger-faq-content-heading .ledger-overline{color:var(--ledger-green);margin:0 0 .5rem}.ledger-faq-content-heading h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.025em;margin:0;font-size:clamp(1.8rem,3vw,2.45rem);font-weight:500;line-height:1.12}.ledger-faq-content-heading>p:last-child{color:var(--ledger-copy);margin:.55rem 0 0;font-size:.98rem;line-height:1.55}.ledger-faq-accordion{gap:.8rem;display:grid}.ledger-faq-item{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:.8rem;overflow:hidden;box-shadow:0 .25rem 1.2rem #1937380a}.ledger-faq-trigger{min-height:4.25rem;color:var(--ledger-ink);font-family:var(--font-body);gap:1.2rem;padding:1.15rem 1.35rem;font-size:clamp(1rem,1.8vw,1.15rem);font-weight:600;line-height:1.4;text-decoration:none}.ledger-faq-trigger:hover{color:var(--ledger-green-hover);text-decoration:none}.ledger-faq-trigger:focus-visible{z-index:1;outline:3px solid var(--ledger-gold);outline-offset:-4px;position:relative}.ledger-faq-trigger>svg{color:var(--ledger-green)}.ledger-faq-answer{color:var(--ledger-copy);font-size:.98rem;line-height:1.72}.ledger-faq-answer>div{padding:0 1.35rem 1.35rem}.ledger-faq-answer p{margin:0}.ledger-faq-links{grid-template-columns:repeat(2,minmax(0,1fr));gap:.5rem;margin:1rem 0 0;padding:0;list-style:none;display:grid}.ledger-faq-links li{min-width:0}.ledger-faq-links a{border:1px solid var(--ledger-line);background:var(--ledger-pale);height:100%;color:var(--ledger-green-hover);overflow-wrap:anywhere;border-radius:.55rem;padding:.7rem .85rem;font-size:.9rem;font-weight:600;line-height:1.45;text-decoration:none;transition:background-color .16s,border-color .16s;display:block}.ledger-faq-links a:hover{border-color:var(--ledger-green);background:var(--ledger-pale)}@supports (color:color-mix(in lab, red, red)){.ledger-faq-links a:hover{background:color-mix(in srgb, var(--ledger-pale), var(--ledger-surface) 35%)}}.ledger-faq-links a:hover{text-underline-offset:.16em;text-decoration:underline;text-decoration-thickness:1px}.ledger-faq-links a:focus-visible{outline:3px solid var(--ledger-gold);outline-offset:2px}@media (max-width:640px){.ledger-faq-hero{padding-top:0}.ledger-faq-hero-inner{border-radius:0}.ledger-faq-content{padding-top:2.75rem}.ledger-faq-trigger{gap:.75rem;padding:1rem}.ledger-faq-answer>div{padding:0 1rem 1rem}.ledger-faq-links{grid-template-columns:minmax(0,1fr)}}@media (prefers-reduced-motion:reduce){.ledger-faq-links a{transition:none}}.ledger-referral-page{background:var(--ledger-paper);padding-bottom:clamp(3rem,7vw,5rem)}.ledger-referral-hero{padding-block:clamp(1.25rem,3vw,2.25rem) 0}.ledger-referral-hero-inner{background:linear-gradient(125deg, var(--ledger-dark-panel), var(--ledger-dark-panel-end));border-radius:1.1rem;grid-template-columns:minmax(0,1fr) auto;align-items:end;gap:1.5rem 3rem;padding:clamp(2rem,5vw,4.4rem) clamp(1.25rem,5vw,4.5rem);display:grid}.ledger-referral-hero .ledger-overline{color:var(--ledger-gold);margin:0 0 1rem}.ledger-referral-hero h1{color:#fffefa;max-width:54rem;font-family:var(--font-display);letter-spacing:-.04em;margin:0;font-size:clamp(2.6rem,5.7vw,4.65rem);font-weight:500;line-height:1.02}.ledger-referral-lede{color:#e4ece5;max-width:47rem;margin:1.2rem 0 0;font-size:clamp(1rem,1.5vw,1.12rem);line-height:1.65}.ledger-referral-date{color:#e4ece5;text-align:right;grid-area:1/2;align-self:start;max-width:13rem;margin:0;font-size:.8rem;line-height:1.55}.ledger-referral-index{border-top:1px solid #52706c;flex-wrap:wrap;grid-column:1/-1;gap:.65rem 1.4rem;padding-top:1.2rem;display:flex}.ledger-referral-index a,.ledger-referral-safety a{color:#fffefa;text-decoration:underline;-webkit-text-decoration-color:var(--ledger-gold);-webkit-text-decoration-color:var(--ledger-gold);-webkit-text-decoration-color:var(--ledger-gold);text-decoration-color:var(--ledger-gold);text-underline-offset:.24em;font-size:.9rem;font-weight:650}.ledger-referral-index a:focus-visible,.ledger-referral-safety a:focus-visible,.ledger-referral-links a:focus-visible{outline:3px solid var(--ledger-gold);outline-offset:3px}.ledger-referral-disclosure{border-left:3px solid var(--ledger-gold);background:var(--ledger-surface);grid-template-columns:minmax(10rem,.38fr) minmax(0,1fr);align-items:start;gap:1rem 2rem;margin-top:clamp(1.25rem,3vw,2rem);padding:1.15rem 1.3rem;display:grid}.ledger-referral-disclosure .ledger-overline{color:var(--ledger-green);margin:.1rem 0 0}.ledger-referral-disclosure>p:last-child{color:var(--ledger-copy);margin:0;font-size:.9rem;line-height:1.65}.ledger-referral-content{max-width:76rem;padding-top:clamp(2.5rem,5vw,4.5rem)}.ledger-referral-category{border-top:1px solid var(--ledger-line);grid-template-columns:minmax(12rem,.48fr) minmax(0,1.52fr);align-items:start;gap:clamp(1.5rem,4vw,3.6rem);padding-block:clamp(2.25rem,5vw,4rem);scroll-margin-top:6rem;display:grid}.ledger-referral-category-heading{min-width:0}.ledger-referral-number{color:var(--ledger-green);letter-spacing:.12em;text-transform:uppercase;margin:0 0 .55rem;font-size:.7rem;font-weight:700}.ledger-referral-category-heading h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.035em;margin:0;font-size:clamp(2rem,3vw,2.7rem);font-weight:500;line-height:1.08}.ledger-referral-category-heading>p:last-child{max-width:19rem;color:var(--ledger-copy);margin:.8rem 0 0;font-size:.92rem;line-height:1.62}.ledger-referral-entries{gap:.8rem;min-width:0;display:grid}.ledger-referral-entry{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:.8rem;grid-template-columns:minmax(12rem,.72fr) minmax(0,1.28fr);gap:1.2rem 1.8rem;min-width:0;padding:clamp(1.1rem,2.5vw,1.55rem);display:grid}.ledger-referral-entry h3{color:var(--ledger-ink);font-family:var(--font-body);margin:0;font-size:1.02rem;font-weight:650;line-height:1.4}.ledger-referral-entry>div{min-width:0}.ledger-referral-entry>div>p{color:var(--ledger-copy);margin:0;font-size:.93rem;line-height:1.7}.ledger-referral-entry>div>p+p{margin-top:.8rem}.ledger-referral-links{border-top:1px solid var(--ledger-line);flex-wrap:wrap;gap:.55rem 1.1rem;padding-top:.85rem;display:flex}.ledger-referral-links a{color:var(--ledger-green-hover);overflow-wrap:anywhere;text-underline-offset:.2em;font-size:.87rem;font-weight:650;line-height:1.5;text-decoration:underline}.ledger-referral-next-step{border-left:3px solid var(--ledger-green);background:var(--ledger-pale);color:var(--ledger-copy);margin:0 0 clamp(2rem,5vw,3.5rem);padding:clamp(1.2rem,3vw,1.8rem);font-size:.93rem;line-height:1.7}.ledger-referral-next-step strong{color:var(--ledger-ink)}.ledger-referral-next-step a{color:var(--ledger-green-hover);text-underline-offset:.2em;font-weight:650;text-decoration:underline}.ledger-referral-safety{background:var(--ledger-dark-panel);color:#e4ece5;border-radius:.9rem;margin-top:clamp(1.5rem,3vw,2.5rem);padding:clamp(1.35rem,4vw,2.3rem)}.ledger-referral-safety .ledger-overline{color:var(--ledger-gold);margin:0 0 .5rem}.ledger-referral-safety h2{color:#fffefa;max-width:45rem;font-family:var(--font-display);letter-spacing:-.025em;margin:0;font-size:clamp(1.6rem,3vw,2.25rem);font-weight:500;line-height:1.14}.ledger-referral-safety p:not(.ledger-overline){max-width:53rem;margin:.85rem 0 1rem;font-size:.93rem;line-height:1.7}.ledger-referral-disclaimer{max-width:65rem;color:var(--ledger-muted);margin:1.35rem auto 0;font-size:.82rem;line-height:1.65}@media (max-width:760px){.ledger-referral-hero-inner{grid-template-columns:minmax(0,1fr);gap:1rem}.ledger-referral-date{text-align:left;grid-area:auto/1;max-width:none}.ledger-referral-category{grid-template-columns:minmax(0,1fr);gap:1.25rem}.ledger-referral-category-heading{position:static}.ledger-referral-category-heading>p:last-child{max-width:35rem}}@media (max-width:540px){.ledger-referral-hero-inner{border-radius:.85rem;padding:1.6rem 1.15rem}.ledger-referral-hero h1{font-size:clamp(2.35rem,12vw,3rem)}.ledger-referral-disclosure{grid-template-columns:minmax(0,1fr);gap:.35rem;padding:1rem}.ledger-referral-entry{grid-template-columns:minmax(0,1fr);gap:.65rem;padding:1rem}.ledger-referral-index{gap:.6rem 1rem}}.payoff-plan-shell{width:min(100% - 2rem,72rem);color:var(--ledger-ink);margin-inline:auto;padding:clamp(1.5rem,4vw,3rem) 0 4rem}.payoff-plan-hero{grid-template-columns:minmax(0,.92fr) minmax(19rem,.8fr);align-items:start;gap:clamp(1.5rem,4vw,3.5rem);display:grid}.payoff-plan-result-first{min-width:0;padding-top:clamp(.5rem,2vw,1.75rem)}.payoff-plan-result-first h1,.payoff-plan-report>h1,.payoff-plan-message h1{max-width:14ch;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.04em;margin:.5rem 0 1.25rem;font-size:clamp(2.35rem,4.7vw,4.2rem);font-weight:500;line-height:1.02}.payoff-plan-estimate-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem;margin:1.25rem 0;display:grid}.payoff-plan-estimate-card{border:1px solid var(--ledger-line);background:var(--ledger-surface);flex-direction:column;gap:.55rem;min-width:0;padding:1rem;display:flex}.payoff-plan-estimate-card p,.payoff-plan-estimate-card small{color:var(--ledger-muted);margin:0;font-size:.82rem;line-height:1.45}.payoff-plan-estimate-card strong{color:var(--ledger-ink);font-family:var(--font-display);overflow-wrap:anywhere;font-size:clamp(1.35rem,2.4vw,1.9rem);font-weight:600;line-height:1.12}.payoff-plan-result-summary,.payoff-plan-report-lede{max-width:58ch;color:var(--ledger-copy);font-size:1rem;line-height:1.7}.payoff-plan-offer-panel{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;padding:clamp(1.15rem,2.4vw,1.8rem);box-shadow:0 1.25rem 3.25rem #19373814}.payoff-plan-offer-panel h2,.payoff-plan-trust h2,.payoff-plan-report h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.025em;margin:.25rem 0 .85rem;font-size:clamp(1.65rem,3vw,2.3rem);font-weight:500;line-height:1.12}.payoff-plan-includes{counter-reset:plan-content;gap:0;margin:0;padding:0;list-style:none;display:grid}.payoff-plan-includes li{border-top:1px solid var(--ledger-line);color:var(--ledger-copy);counter-increment:plan-content;padding:.85rem 0 .85rem 2.25rem;font-size:.92rem;line-height:1.55;position:relative}.payoff-plan-includes li:before{color:var(--ledger-green);content:counter(plan-content, decimal-leading-zero);letter-spacing:.08em;font-size:.74rem;font-weight:700;position:absolute;top:.87rem;left:0}.payoff-plan-includes strong{color:var(--ledger-ink)}.payoff-plan-checkout-form{gap:1rem;margin-top:.9rem;display:grid}.payoff-plan-price-row{border-top:1px solid var(--ledger-line);flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:.35rem 1rem;padding-top:.9rem;display:flex}.payoff-plan-price-row span:first-child{gap:.1rem;display:grid}.payoff-plan-price-row strong{color:var(--ledger-ink);font-family:var(--font-display);font-size:1.8rem;line-height:1.1}.payoff-plan-price-row small,.payoff-plan-small-note{color:var(--ledger-muted);font-size:.82rem}.payoff-plan-no-subscription{color:var(--ledger-green);font-size:.92rem;font-weight:700}.payoff-plan-primary-cta{white-space:normal;justify-content:center;width:100%;min-height:3.15rem;padding-inline:1rem;font-size:1rem}.payoff-plan-checkout-copy,.payoff-plan-separation,.payoff-plan-small-note{color:var(--ledger-muted);margin:0;font-size:.82rem;line-height:1.55}.payoff-plan-separation{background:var(--ledger-pale);color:var(--ledger-copy);padding:.75rem}.payoff-plan-email-link,.payoff-funnel-email-toggle{color:var(--ledger-green);font:inherit;text-align:left;text-underline-offset:.2em;cursor:pointer;background:0 0;border:0;justify-self:start;padding:.45rem 0;font-size:.95rem;font-weight:700;text-decoration:underline}.payoff-plan-email-link:focus-visible,.payoff-funnel-email-toggle:focus-visible,.payoff-funnel-entry a:focus-visible,.payoff-plan-checkout-form a:focus-visible{outline:3px solid var(--ring);outline-offset:3px}.payoff-refinance-fieldset{border:1px solid var(--ledger-line);min-width:0;margin:0;padding:.9rem}.payoff-refinance-fieldset legend{max-width:100%;color:var(--ledger-ink);padding-inline:.25rem;font-size:.9rem;font-weight:700}.payoff-refinance-toggle,.payoff-email-consent{color:var(--ledger-copy);align-items:flex-start;gap:.65rem;font-size:.87rem;line-height:1.5;display:flex}.payoff-refinance-toggle input,.payoff-email-consent input{width:1.15rem;height:1.15rem;accent-color:var(--ledger-green);flex:none;margin-top:.1rem}.payoff-refinance-fields{gap:.7rem;margin-top:.9rem;display:grid}.payoff-refinance-fields label,.payoff-email-field{min-width:0;color:var(--ledger-ink);gap:.35rem;font-size:.84rem;font-weight:700;display:grid}.payoff-refinance-fields input,.payoff-email-field input{border:1px solid var(--ledger-line);border-radius:var(--radius);background:var(--background);width:100%;min-width:0;min-height:2.75rem;color:var(--foreground);font:inherit;padding:.65rem .75rem}.payoff-refinance-money{border:1px solid var(--ledger-line);border-radius:var(--radius);background:var(--background);grid-template-columns:auto minmax(0,1fr);align-items:center;padding-left:.7rem;display:grid}.payoff-refinance-money b{color:var(--ledger-muted);font-weight:500}.payoff-refinance-money input{background:0 0;border:0}.payoff-refinance-fields>p{color:var(--ledger-muted);margin:0;font-size:.78rem;line-height:1.5}.payoff-plan-error{color:#9b332c;margin:0;font-size:.87rem;line-height:1.5}.payoff-plan-success{border-left:3px solid var(--ledger-green);background:var(--ledger-pale);color:var(--ledger-ink);margin:.85rem 0;padding:.8rem .9rem;font-size:.88rem;line-height:1.5;display:block}.payoff-plan-trust{border:1px solid var(--ledger-line);background:var(--ledger-pale);grid-template-columns:minmax(0,.75fr) minmax(0,1fr);gap:clamp(1.5rem,4vw,3.5rem);margin-top:clamp(2rem,5vw,4.5rem);padding:clamp(1.15rem,3vw,2rem);display:grid}.payoff-plan-trust>div:first-child p:not(.ledger-overline){color:var(--ledger-copy);margin:0;font-size:.92rem;line-height:1.65}.payoff-plan-placeholder-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:.7rem;display:grid}.payoff-plan-placeholder-grid article{border:1px dashed var(--ledger-green);background:var(--ledger-surface);min-width:0;padding:1rem}.payoff-plan-placeholder-grid article>span{color:var(--ledger-green);letter-spacing:.09em;text-transform:uppercase;margin-bottom:.5rem;font-size:.68rem;font-weight:800;display:inline-block}.payoff-plan-placeholder-grid h3{color:var(--ledger-ink);font-family:var(--font-display);margin:0 0 .5rem;font-size:1.2rem;font-weight:600;line-height:1.2}.payoff-plan-placeholder-grid p{color:var(--ledger-muted);margin:0;font-size:.78rem;line-height:1.5}.payoff-plan-report{border:1px solid var(--ledger-line);background:var(--ledger-surface);max-width:58rem;margin-inline:auto;padding:clamp(1.2rem,4vw,3rem)}.payoff-plan-report>section{border-top:1px solid var(--ledger-line);margin-top:2rem;padding-top:1.5rem}.payoff-plan-report>section>p,.payoff-plan-report-lede{color:var(--ledger-copy);line-height:1.7}.payoff-plan-inputs{grid-template-columns:repeat(2,minmax(0,1fr));margin:0;display:grid}.payoff-plan-inputs>div{border-bottom:1px solid var(--ledger-line);padding:.75rem 0}.payoff-plan-inputs dt{color:var(--ledger-muted);font-size:.78rem}.payoff-plan-inputs dd{color:var(--ledger-ink);overflow-wrap:anywhere;margin:.2rem 0 0;font-weight:700}.payoff-plan-assumptions-list{color:var(--ledger-copy);gap:.65rem;padding-left:1.2rem;font-size:.88rem;line-height:1.6;display:grid}.payoff-plan-report-footnote{color:var(--ledger-muted);margin:1.5rem 0;font-size:.83rem;line-height:1.55}.payoff-plan-pdf-action{margin-top:1.25rem}.payoff-plan-pdf-action [role=alert]{color:var(--ledger-error,#9f2f2f);margin:.65rem 0 0;font-size:.9rem;line-height:1.5}.payoff-plan-scenario-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:.9rem;margin-top:1.15rem;display:grid}.payoff-plan-scenario-card{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;padding:1rem}@supports (color:color-mix(in lab, red, red)){.payoff-plan-scenario-card{background:color-mix(in srgb, var(--ledger-surface) 82%, var(--ledger-paper))}}.payoff-plan-scenario-card h3{color:var(--ledger-ink);margin:0;font-size:1.05rem}.payoff-plan-scenario-card dl{gap:.7rem;margin:.9rem 0 0;display:grid}.payoff-plan-scenario-card dl>div{min-width:0}.payoff-plan-scenario-card dt{color:var(--ledger-muted);font-size:.75rem}.payoff-plan-scenario-card dd{color:var(--ledger-ink);overflow-wrap:anywhere;margin:.15rem 0 0;font-size:.9rem;font-weight:650}.payoff-plan-scenario-fastest{border-color:var(--ledger-green);box-shadow:inset 0 0 0 1px var(--ledger-green)}.payoff-plan-fastest-label{color:var(--ledger-green);margin:.4rem 0 0;font-size:.75rem;font-weight:700}.payoff-plan-message{border:1px solid var(--ledger-line);background:var(--ledger-surface);max-width:44rem;margin:2rem auto;padding:clamp(1.25rem,4vw,2.75rem)}.payoff-plan-message>p:not(.ledger-overline){max-width:58ch;color:var(--ledger-copy);margin:0 0 1.25rem;line-height:1.7}.payoff-plan-auth-actions{flex-wrap:wrap;align-items:center;gap:.75rem 1rem;display:flex}.payoff-plan-auth-actions a:not(.payoff-plan-primary-cta){color:var(--ledger-green);text-underline-offset:.2em;font-weight:700}.payoff-funnel-entry{border:1px solid var(--ledger-line);background:var(--ledger-pale);grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:.9rem 1.5rem;margin-top:1.25rem;padding:clamp(1rem,2.5vw,1.5rem);display:grid}.payoff-funnel-entry-copy{min-width:0}.payoff-funnel-entry-copy .ledger-overline{margin:0 0 .5rem}.payoff-funnel-entry-copy h3{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;margin:0;font-size:clamp(1.45rem,3vw,2rem);font-weight:500;line-height:1.12}.payoff-funnel-entry-copy p:not(.ledger-overline){color:var(--ledger-copy);margin:.65rem 0 0;font-size:.9rem;line-height:1.55}.payoff-funnel-entry-copy .payoff-funnel-result-lead{color:var(--ledger-ink);font-weight:700}.payoff-funnel-entry-copy .payoff-funnel-savings{color:var(--ledger-green);font-weight:700}.payoff-funnel-actions{justify-items:stretch;gap:.5rem;min-width:min(15rem,100%);display:grid}.payoff-funnel-primary-cta{white-space:normal;min-height:3rem}.payoff-funnel-email-toggle{text-align:center;justify-self:center}.payoff-funnel-price-note,.payoff-funnel-disabled-note{color:var(--ledger-muted);grid-column:1/-1;margin:0;font-size:.78rem;line-height:1.5}.payoff-funnel-disabled-note{color:#9b332c}.payoff-email-summary{border:1px solid var(--ledger-line);background:var(--ledger-surface);gap:.7rem;min-width:0;margin-top:1rem;padding:1rem;display:grid}.payoff-email-summary h3{color:var(--ledger-ink);font-family:var(--font-display);margin:0;font-size:1.35rem;font-weight:600}.payoff-email-summary form{gap:.8rem;display:grid}.payoff-email-summary form>.button{justify-self:start;min-height:2.9rem}.payoff-email-note,.payoff-email-success p{color:var(--ledger-muted);margin:0;font-size:.78rem;line-height:1.5}.payoff-email-error{color:#9b332c;margin:0;font-size:.84rem}.payoff-email-success{gap:.35rem;display:grid}.payoff-exit-dialog{max-width:min(36rem,100vw - 1.5rem);max-height:min(90dvh,48rem);overflow-y:auto}@media (max-width:760px){.payoff-plan-hero,.payoff-plan-trust{grid-template-columns:minmax(0,1fr)}.payoff-plan-result-first{padding-top:0}.payoff-funnel-entry{grid-template-columns:minmax(0,1fr)}.payoff-funnel-actions{width:100%;min-width:0}}@media (max-width:480px){.payoff-plan-shell{width:min(100% - 1.25rem,72rem);padding-top:1.15rem}.payoff-plan-estimate-grid,.payoff-plan-placeholder-grid,.payoff-plan-inputs,.payoff-plan-scenario-grid{grid-template-columns:minmax(0,1fr)}.payoff-plan-estimate-card{padding:.9rem}.payoff-plan-price-row{align-items:flex-start}.payoff-plan-auth-actions{flex-direction:column;align-items:stretch}.payoff-plan-auth-actions>*{justify-content:center;width:100%}.payoff-plan-email-link{justify-self:center}}@media (prefers-reduced-motion:reduce){.payoff-plan-shell *,.payoff-funnel-entry *{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}.readiness-page{padding-bottom:clamp(4rem,8vw,7rem)}.readiness-intro{padding-bottom:clamp(2rem,4vw,3.5rem)}.readiness-form-panel,.readiness-results,.readiness-method-note{width:min(100% - 3rem,68rem);margin-inline:auto}.readiness-form-panel,.readiness-results,.readiness-method-note,.readiness-plan-offer{border:1px solid var(--ledger-line);background:var(--ledger-surface)}.readiness-form-panel{padding:clamp(1.2rem,3.5vw,2.2rem)}.readiness-section-heading h3,.readiness-method-note h2,.readiness-plan-offer h3{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.025em;margin:0;font-size:clamp(1.65rem,3vw,2.3rem);font-weight:500;line-height:1.12}.readiness-section-heading>p:last-child,.readiness-method-note>p,.readiness-plan-offer>div>p{color:var(--ledger-copy);line-height:1.65}.readiness-section-heading>p:last-child{margin:.65rem 0 0}.readiness-input-form{gap:1.25rem;margin-top:1.5rem;display:grid}.readiness-loan-list{border:0;gap:.9rem;min-width:0;margin:0;padding:0;display:grid}.readiness-loan-card{border:1px solid var(--ledger-line);background:var(--ledger-paper);min-width:0;margin:0;padding:1rem}@supports (color:color-mix(in lab, red, red)){.readiness-loan-card{background:color-mix(in srgb, var(--ledger-paper) 48%, var(--ledger-surface))}}.readiness-loan-card legend{width:100%;max-width:100%;color:var(--ledger-ink);justify-content:space-between;align-items:center;gap:.6rem;padding:0;font-weight:650;display:flex}.readiness-remove-loan,.readiness-add-loan{min-height:40px;color:var(--ledger-green);font:inherit;text-underline-offset:.2em;background:0 0;border:0;justify-content:center;align-items:center;gap:.4rem;font-size:.87rem;font-weight:650;text-decoration:underline;display:inline-flex}.readiness-remove-loan{min-height:36px;color:var(--ledger-muted);flex:none;font-weight:550}.readiness-input-grid,.readiness-income-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;margin-top:.8rem;display:grid}.readiness-input-grid label,.readiness-income-grid label,.readiness-goal-field,.readiness-email-form>label:not(.readiness-consent){min-width:0;color:var(--ledger-ink);gap:.42rem;font-size:.9rem;font-weight:600;display:grid}.readiness-input-grid label>span:first-child,.readiness-income-grid label>span:first-child,.readiness-goal-field>span,.readiness-email-form>label:not(.readiness-consent)>span{line-height:1.35}.readiness-input-with-prefix,.readiness-input-with-suffix{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;min-height:46px;color:var(--ledger-muted);border-radius:.45rem;align-items:center;gap:.55rem;padding-inline:.75rem;font-weight:500;display:flex}.readiness-input-with-prefix:focus-within,.readiness-input-with-suffix:focus-within,.readiness-input-grid select:focus-visible,.readiness-income-grid input:focus-visible,.readiness-goal-field select:focus-visible,.readiness-email-form input:focus-visible{outline:3px solid var(--ring)}@supports (color:color-mix(in lab, red, red)){.readiness-input-with-prefix:focus-within,.readiness-input-with-suffix:focus-within,.readiness-input-grid select:focus-visible,.readiness-income-grid input:focus-visible,.readiness-goal-field select:focus-visible,.readiness-email-form input:focus-visible{outline:3px solid color-mix(in srgb, var(--ring) 42%, transparent)}}.readiness-input-with-prefix:focus-within,.readiness-input-with-suffix:focus-within,.readiness-input-grid select:focus-visible,.readiness-income-grid input:focus-visible,.readiness-goal-field select:focus-visible,.readiness-email-form input:focus-visible{outline-offset:1px}.readiness-input-with-prefix input,.readiness-input-with-suffix input{width:100%;min-width:0;height:44px;color:var(--ledger-ink);font:inherit;font-variant-numeric:tabular-nums;background:0 0;border:0;outline:0;padding:0}.readiness-input-grid select,.readiness-goal-field select,.readiness-email-form input:not([type=checkbox]){border:1px solid var(--ledger-line);background:var(--ledger-surface);width:100%;min-width:0;min-height:46px;color:var(--ledger-ink);font:inherit;border-radius:.45rem;padding:.65rem .75rem}.readiness-add-loan-row{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.5rem 1rem;display:flex}.readiness-add-loan:disabled{cursor:not-allowed;opacity:.55}.readiness-add-loan-row small,.readiness-goal-field small,.readiness-plan-action small{color:var(--ledger-muted);font-size:.8rem;font-weight:450;line-height:1.5}.readiness-income-grid{border-top:1px solid var(--ledger-line);padding-top:1.1rem}.readiness-goal-field{max-width:36rem}.readiness-input-error,.readiness-email-error{color:#9b332c;margin:0;font-size:.9rem;font-weight:600;line-height:1.5}.dark .readiness-input-error,.dark .readiness-email-error{color:#ffb0a4}.readiness-submit{white-space:normal;justify-self:start;max-width:100%}.readiness-results{gap:clamp(1.6rem,3vw,2.5rem);margin-top:2rem;padding:clamp(1.1rem,3.5vw,2.2rem);scroll-margin-top:2rem;display:grid}.readiness-results-heading h2{max-width:52rem;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.03em;margin:0;font-size:clamp(2rem,4vw,3rem);font-weight:500;line-height:1.08}.readiness-results-heading>p:last-child{color:var(--ledger-copy);margin:.7rem 0 0;line-height:1.6}.readiness-score-card{border:1px solid var(--ledger-line);background:var(--ledger-paper);grid-template-columns:auto minmax(0,1fr);align-items:center;gap:clamp(1.1rem,3vw,2rem);padding:clamp(1rem,3vw,1.5rem);display:grid}@supports (color:color-mix(in lab, red, red)){.readiness-score-card{background:color-mix(in srgb, var(--ledger-paper) 55%, var(--ledger-surface))}}.readiness-score-gauge-wrap{place-items:center;display:grid}.readiness-score-gauge{--readiness-score-color:var(--ledger-green);aspect-ratio:1;background:conic-gradient(var(--readiness-score-color) var(--readiness-score), var(--ledger-line) 0deg);border-radius:50%;place-items:center;width:clamp(8rem,22vw,11rem);display:grid}.readiness-score-gauge,.readiness-locked-value{font:inherit}.readiness-score-unavailable,.readiness-calibration-note,.readiness-email-success{display:block}.readiness-locked-preview{min-width:0;margin:0}.readiness-score-gauge[data-category=excellent]{--readiness-score-color:#285f59}.readiness-score-gauge[data-category=good]{--readiness-score-color:#52744e}.readiness-score-gauge[data-category=fair]{--readiness-score-color:#a36d25}.readiness-score-gauge[data-category=needs-improvement]{--readiness-score-color:#a45b34}.readiness-score-gauge[data-category=critical]{--readiness-score-color:#9b332c}.readiness-score-gauge-pending{--readiness-score:360deg;--readiness-score-color:var(--ledger-line)}.readiness-score-gauge-center{background:var(--ledger-surface);width:calc(100% - 14px);height:calc(100% - 14px);color:var(--ledger-ink);border-radius:50%;align-content:center;justify-items:center;display:grid}.readiness-score-gauge-center strong{font-family:var(--font-display);font-variant-numeric:tabular-nums;font-size:clamp(2.4rem,7vw,3.45rem);font-weight:500;line-height:1}.readiness-score-gauge-center span{color:var(--ledger-muted);text-align:center;margin-top:.35rem;font-size:.75rem}.readiness-score-copy h3{color:var(--ledger-ink);font-family:var(--font-display);margin:0;font-size:clamp(1.45rem,3vw,2rem);font-weight:500;line-height:1.15}.readiness-score-copy>p:last-child{max-width:42rem;color:var(--ledger-copy);margin:.65rem 0 0;line-height:1.6}.readiness-factor-kicker{color:var(--ledger-green);letter-spacing:.08em;text-transform:uppercase;margin:0 0 .35rem;font-size:.72rem;font-weight:700}.readiness-score-category,.readiness-score-unavailable{color:var(--ledger-green);margin:.65rem 0 0;font-size:1.1rem;line-height:1.4}.readiness-score-unavailable{color:var(--ledger-muted)}.readiness-calibration-note,.readiness-preview-unavailable,.readiness-email-note{border-left:3px solid var(--ledger-gold);background:var(--ledger-gold);margin:0;padding:.9rem 1rem}@supports (color:color-mix(in lab, red, red)){.readiness-calibration-note,.readiness-preview-unavailable,.readiness-email-note{background:color-mix(in srgb, var(--ledger-gold) 12%, var(--ledger-surface))}}.readiness-calibration-note,.readiness-preview-unavailable,.readiness-email-note{color:var(--ledger-copy);font-size:.9rem;line-height:1.6}.readiness-section-heading{margin-bottom:1rem}.readiness-section-heading .ledger-overline,.readiness-results-heading .ledger-overline{margin:0 0 .45rem}.readiness-estimates,.readiness-factors,.readiness-preview,.readiness-scenarios,.readiness-email-section{gap:1rem;display:grid}.readiness-estimate-grid,.readiness-scenario-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem;display:grid}.readiness-estimate-card,.readiness-scenario-card{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;padding:1rem}.readiness-estimate-card span,.readiness-scenario-card>p:first-child,.readiness-locked-preview>div>span{color:var(--ledger-muted);font-size:.8rem;line-height:1.45;display:block}.readiness-estimate-card strong{color:var(--ledger-ink);font-family:var(--font-display);overflow-wrap:anywhere;margin-top:.4rem;font-size:clamp(1.25rem,3vw,1.8rem);font-weight:550;line-height:1.2;display:block}.readiness-estimate-card small{color:var(--ledger-muted);margin-top:.4rem;font-size:.76rem;line-height:1.5;display:block}.readiness-assumptions,.readiness-scenario-note{color:var(--ledger-muted);margin:0;font-size:.84rem;line-height:1.6}.readiness-factor-list{border-top:1px solid var(--ledger-line);margin:0;padding:0;list-style:none;display:grid}.readiness-factor-row{border-bottom:1px solid var(--ledger-line);grid-template-columns:minmax(0,1fr) minmax(12rem,.8fr);align-items:center;gap:.75rem 1.5rem;padding:.8rem 0;display:grid}.readiness-factor-row>div:first-child{min-width:0;color:var(--ledger-ink);align-items:baseline;gap:.75rem;display:flex}.readiness-factor-weight{color:var(--ledger-green);font-variant-numeric:tabular-nums;flex:0 0 2.5rem;font-size:.85rem;font-weight:700}.readiness-factor-row strong{font-size:.92rem;line-height:1.4}.readiness-factor-value{color:var(--ledger-ink);font-variant-numeric:tabular-nums;justify-items:start;gap:.18rem;font-size:.86rem;font-weight:650;display:grid}.readiness-factor-value small{color:var(--ledger-muted);font-size:.74rem;font-weight:450;line-height:1.45}.readiness-factor-insights{grid-template-columns:repeat(3,minmax(0,1fr));gap:.7rem;display:grid}.readiness-factor-insights article{border-top:3px solid var(--ledger-green);background:var(--ledger-paper);min-width:0;padding:.9rem}@supports (color:color-mix(in lab, red, red)){.readiness-factor-insights article{background:color-mix(in srgb, var(--ledger-paper) 65%, var(--ledger-surface))}}.readiness-factor-insights article[data-direction=below]{border-color:#a45b34}.readiness-factor-insights article[data-direction=in-line]{border-color:var(--ledger-gold)}.readiness-factor-insights span{color:var(--ledger-green);letter-spacing:.05em;text-transform:uppercase;font-size:.73rem;font-weight:700}.readiness-factor-insights article[data-direction=below] span{color:#93482a}.readiness-factor-insights article[data-direction=in-line] span{color:var(--ledger-muted)}.readiness-factor-insights strong{color:var(--ledger-ink);margin-top:.35rem;font-size:.9rem;display:block}.readiness-factor-insights p{color:var(--ledger-copy);margin:.4rem 0 0;font-size:.8rem;line-height:1.5}.readiness-interpretation-card{border:1px solid var(--ledger-line);background:var(--ledger-pale);padding:1rem}@supports (color:color-mix(in lab, red, red)){.readiness-interpretation-card{background:color-mix(in srgb, var(--ledger-pale) 55%, var(--ledger-surface))}}.readiness-interpretation-card p:not(.readiness-factor-kicker){color:var(--ledger-copy);margin:.4rem 0 0;font-size:.88rem;line-height:1.6}.readiness-interpretation-card strong{color:var(--ledger-ink)}.readiness-locked-preview{border:1px solid var(--ledger-line);background:var(--ledger-paper);grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem;padding:1rem;display:grid;position:relative}@supports (color:color-mix(in lab, red, red)){.readiness-locked-preview{background:color-mix(in srgb, var(--ledger-paper) 65%, var(--ledger-surface))}}.readiness-locked-preview>div{min-width:0}.readiness-locked-preview>div>strong{color:var(--ledger-ink);font-variant-numeric:tabular-nums;margin-top:.4rem;font-size:1rem;display:block}.readiness-locked-preview>p{color:var(--ledger-muted);grid-column:1/-1;align-items:center;gap:.45rem;margin:0;font-size:.8rem;line-height:1.5;display:flex}.readiness-locked-value{vertical-align:middle;white-space:nowrap;align-items:center;gap:.32rem;max-width:100%;display:inline-flex}.readiness-blurred-value{filter:blur(6px);-webkit-user-select:none;user-select:none;text-overflow:clip;max-width:100%;display:inline-block;overflow:hidden}.readiness-lock-icon{color:var(--ledger-green);flex:none;display:inline-flex}.readiness-scenario-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.readiness-scenario-card>p:first-child{margin:0}.readiness-scenario-card h4{color:var(--ledger-ink);font-family:var(--font-display);margin:.2rem 0 .7rem;font-size:1.45rem;font-weight:550}.readiness-scenario-card dl{gap:.55rem;margin:0;display:grid}.readiness-scenario-card dl>div{border-top:1px solid var(--ledger-line);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.25rem .5rem;padding-top:.55rem;display:flex}.readiness-scenario-card dt{color:var(--ledger-muted);font-size:.76rem}.readiness-scenario-card dd{color:var(--ledger-ink);margin:0;font-size:.85rem;font-weight:650}.readiness-plan-offer{background:var(--ledger-dark-panel);color:#fffefa;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:1.5rem;padding:clamp(1.1rem,3vw,1.7rem);display:grid}.readiness-plan-offer .ledger-overline,.readiness-plan-offer h3,.readiness-plan-offer>div>p{color:#fffefa}.readiness-plan-offer .ledger-overline{color:var(--ledger-gold)}.readiness-plan-offer>div>p{margin:.7rem 0 0;font-size:.88rem}.readiness-plan-offer .readiness-plan-disclosure{color:#d6e2dc;font-size:.8rem}.readiness-plan-action{justify-items:start;gap:.6rem;min-width:14rem;display:grid}.readiness-plan-action>p{color:#fffefa;margin:0}.readiness-plan-action>p strong{font-family:var(--font-display);font-size:2rem;font-weight:500}.readiness-plan-action .ledger-button{background:var(--ledger-gold);color:#193738;min-height:48px}.readiness-plan-action .ledger-button:hover{color:#193738;background:#f0d58f}.readiness-plan-action small{color:#d6e2dc}.readiness-email-form{gap:.9rem;max-width:42rem;display:grid}.readiness-consent{color:var(--ledger-copy);grid-template-columns:auto minmax(0,1fr);align-items:start;gap:.65rem;font-size:.82rem;line-height:1.55;display:grid}.readiness-consent input{width:1rem;height:1rem;accent-color:var(--ledger-green);margin:.15rem 0 0}.readiness-email-form .ledger-button{justify-self:start}.readiness-email-form .ledger-button:disabled{cursor:not-allowed;opacity:.56;transform:none}.readiness-email-success{color:var(--ledger-green);margin:0;font-size:.88rem;font-weight:650}.readiness-method-note{margin-top:1.5rem;padding:clamp(1.1rem,3vw,1.7rem)}.readiness-method-note h2{font-size:clamp(1.5rem,3vw,2rem)}.readiness-method-note ul{color:var(--ledger-copy);grid-template-columns:repeat(2,minmax(0,1fr));gap:.4rem 1.5rem;margin:.9rem 0;padding-left:1.2rem;font-size:.88rem;line-height:1.5;display:grid}.readiness-method-note li:last-child{grid-column:1/-1}.readiness-method-note>p:last-child{margin-bottom:0}.readiness-page button:focus-visible,.readiness-page a:focus-visible{outline:3px solid var(--ring);outline-offset:3px}.dark .readiness-plan-offer{background:#162c2d}.dark .readiness-plan-action .ledger-button{color:#193738}@media (max-width:720px){.readiness-form-panel,.readiness-results,.readiness-method-note{width:min(100% - 1.25rem,68rem)}.readiness-plan-offer{grid-template-columns:minmax(0,1fr)}.readiness-plan-action{justify-items:stretch;min-width:0}.readiness-plan-action .ledger-button,.readiness-submit,.readiness-email-form .ledger-button{width:100%}.readiness-factor-insights{grid-template-columns:minmax(0,1fr)}}@media (max-width:520px){.readiness-input-grid,.readiness-income-grid,.readiness-estimate-grid,.readiness-scenario-grid,.readiness-locked-preview,.readiness-method-note ul{grid-template-columns:minmax(0,1fr)}.readiness-score-card{text-align:center;grid-template-columns:minmax(0,1fr);justify-items:center}.readiness-score-copy{text-align:center}.readiness-factor-row{grid-template-columns:minmax(0,1fr);gap:.35rem}.readiness-locked-preview>p,.readiness-method-note li:last-child{grid-column:auto}.readiness-loan-card{padding:.8rem}.readiness-loan-card legend{align-items:flex-start}.readiness-remove-loan{min-height:32px;font-size:.77rem}.readiness-add-loan-row{align-items:flex-start}}@media (prefers-reduced-motion:reduce){.readiness-page *,.readiness-page :before,.readiness-page :after{scroll-behavior:auto;transition-duration:.01ms;animation-duration:.01ms;animation-iteration-count:1}}.readiness-analytics-page{gap:clamp(1.5rem,3vw,2.5rem);min-width:0;padding-bottom:3rem;display:grid}.readiness-analytics-header,.readiness-analytics-section-heading{gap:.6rem;display:grid}.readiness-analytics-header h1,.readiness-analytics-section-heading h2,.readiness-analytics-empty h2{color:var(--ledger-ink,var(--foreground));font-family:var(--font-display,Georgia, serif);letter-spacing:-.03em;margin:0;font-weight:500;line-height:1.08}.readiness-analytics-header h1{font-size:clamp(2rem,4vw,3.25rem)}.readiness-analytics-header>p:last-child,.readiness-analytics-section-heading>p,.readiness-analytics-empty p,.readiness-analytics-disclosure{max-width:64ch;color:var(--ledger-copy,var(--muted-foreground));margin:0;line-height:1.65}.readiness-analytics-kicker{color:var(--ledger-green,var(--primary));letter-spacing:.13em;text-transform:uppercase;margin:0;font-size:.7rem;font-weight:700}.readiness-analytics-summary{grid-template-columns:repeat(auto-fit,minmax(min(100%,10.5rem),1fr));gap:.75rem;display:grid}.readiness-analytics-summary article,.readiness-analytics-range,.readiness-analytics-empty,.readiness-analytics-state{border:1px solid var(--ledger-line,var(--border));background:var(--ledger-surface,var(--card));min-width:0}.readiness-analytics-summary article{align-content:start;gap:.55rem;min-height:7rem;padding:1rem;display:grid}.readiness-analytics-summary span{color:var(--ledger-muted,var(--muted-foreground));font-size:.78rem;line-height:1.4}.readiness-analytics-summary strong{overflow-wrap:anywhere;color:var(--ledger-ink,var(--foreground));font-family:var(--font-display,Georgia, serif);font-size:clamp(1.35rem,2.2vw,1.8rem);font-weight:600;line-height:1.1}.readiness-analytics-ranges,.readiness-analytics-section-heading{gap:1rem;display:grid}.readiness-analytics-section-heading h2,.readiness-analytics-empty h2{font-size:clamp(1.55rem,2.5vw,2rem)}.readiness-analytics-range-grid{grid-template-columns:repeat(auto-fit,minmax(min(100%,20rem),1fr));align-items:start;gap:.85rem;display:grid}.readiness-analytics-range{gap:1rem;padding:clamp(1rem,2.5vw,1.35rem);display:grid}.readiness-analytics-range-heading{border-bottom:1px solid var(--ledger-line,var(--border));flex-wrap:wrap;justify-content:space-between;align-items:end;gap:.5rem 1rem;padding-bottom:.85rem;display:flex}.readiness-analytics-range-heading h3{color:var(--ledger-ink,var(--foreground));font-family:var(--font-display,Georgia, serif);margin:.25rem 0 0;font-size:1.35rem;font-weight:600}.readiness-analytics-range-total{color:var(--ledger-muted,var(--muted-foreground));font-size:.78rem}.readiness-analytics-stage-grid,.readiness-analytics-conversions{grid-template-columns:repeat(2,minmax(0,1fr));gap:.65rem;margin:0;display:grid}.readiness-analytics-stage-grid>div,.readiness-analytics-conversions>div{gap:.25rem;min-width:0;display:grid}.readiness-analytics-stage-grid dt,.readiness-analytics-conversions dt{color:var(--ledger-muted,var(--muted-foreground));font-size:.72rem;line-height:1.35}.readiness-analytics-stage-grid dd,.readiness-analytics-conversions dd{color:var(--ledger-ink,var(--foreground));overflow-wrap:anywhere;margin:0;font-size:.96rem;font-weight:650}.readiness-analytics-conversions{border-top:1px solid var(--ledger-line,var(--border));padding-top:.85rem}.readiness-analytics-empty,.readiness-analytics-state{justify-items:start;gap:.75rem;padding:clamp(1rem,3vw,1.5rem);display:grid}.readiness-analytics-disclosure{max-width:80ch;font-size:.8rem}@media (max-width:380px){.readiness-analytics-summary article{min-height:0}.readiness-analytics-stage-grid,.readiness-analytics-conversions{column-gap:.45rem}}.ledger-glossary-page{padding-bottom:clamp(3rem,7vw,5rem)}.ledger-account-purchase-link{border:1px solid var(--ledger-line);background:var(--ledger-surface);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:1rem;margin-block:1.5rem;padding:1.25rem;display:flex}.ledger-account-page{grid-template-columns:minmax(0,1fr)}.ledger-account-page>*{min-width:0}.ledger-account-purchase-link h2,.ledger-account-purchase-link p{margin:0}.personalized-plan-account-actions{flex-wrap:wrap;align-items:center;gap:.65rem;display:flex}.personalized-plan-account-actions>div{gap:.4rem;display:grid}@media (max-width:480px){.personalized-plan-account-actions,.personalized-plan-account-actions>*{width:100%;min-width:0;max-width:100%}.personalized-plan-account-actions button,.personalized-plan-account-actions a{white-space:normal}}.ledger-account-purchase-link h2{color:var(--ledger-ink);font-family:var(--font-display);font-size:1.35rem;font-weight:600}.ledger-account-purchase-link p{color:var(--ledger-muted);margin-top:.35rem;font-size:.88rem}.planner-offer-hero{max-width:860px;padding-bottom:clamp(2rem,4vw,3rem)}.planner-offer-hero h1{max-width:790px;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.04em;margin:0;font-size:clamp(2.8rem,5.2vw,4.6rem);font-weight:500;line-height:1.02}.planner-offer-hero .ledger-overline{margin:0 0 1rem}.planner-offer-price-line{color:var(--ledger-copy);flex-wrap:wrap;align-items:baseline;gap:.45rem .8rem;margin:1.3rem 0 0;font-size:.95rem;display:flex}.planner-offer-price-line strong{color:var(--ledger-ink);font-family:var(--font-display);font-size:1.65rem;font-weight:600}.planner-offer-grid{grid-template-columns:minmax(0,1fr);align-items:start;gap:clamp(1.5rem,4vw,3.5rem);max-width:920px;margin-inline:auto;display:grid}.planner-resources-card{border:1px solid var(--ledger-line);background:var(--ledger-surface);padding:clamp(1.25rem,3vw,2rem)}.planner-resources-card>h2{max-width:540px;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.025em;margin:0;font-size:clamp(1.8rem,3.2vw,2.5rem);font-weight:500;line-height:1.1}.planner-resource-list{gap:0;margin:1rem 0 0;padding:0;list-style:none;display:grid}.planner-resource-list li{border-top:1px solid var(--ledger-line);grid-template-columns:2.25rem minmax(0,1fr);gap:.75rem;padding:1rem 0;display:grid}.planner-resource-number{color:var(--ledger-green);letter-spacing:.06em;padding-top:.1rem;font-size:.75rem;font-weight:700}.planner-resource-list h3{color:var(--ledger-ink);margin:0;font-size:1rem;font-weight:650;line-height:1.35}.planner-resource-list p{color:var(--ledger-copy);margin:.35rem 0 0;font-size:.9rem;line-height:1.58}.planner-purchase-column{gap:1rem;width:100%;min-width:0;max-width:680px;display:grid}.planner-purchase-column .planner-purchase-panel{margin-top:0}.planner-delivery-terms,.planner-free-option{border:1px solid var(--ledger-line);background:var(--ledger-surface);color:var(--ledger-copy);margin:0;padding:1rem 1.1rem;font-size:.88rem;line-height:1.55}.planner-free-option p{margin:0}.planner-free-option .planner-download-card-label{margin-bottom:.45rem}.planner-free-option .ledger-text-link{color:var(--ledger-green);text-underline-offset:.2em;margin-top:.7rem;font-weight:650;text-decoration:underline;display:inline-block}.planner-purchase-column .planner-download-note{margin:0}.planner-prepared-by{color:var(--ledger-muted);margin:0;font-size:.78rem}@media (max-width:760px){.planner-offer-grid{grid-template-columns:minmax(0,1fr)}}.ledger-glossary-hero{background:var(--ledger-pale);text-align:center;padding-block:clamp(3.25rem,7vw,5.6rem)}.ledger-glossary-hero-inner{max-width:61rem}.ledger-glossary-hero .ledger-overline{margin-bottom:1rem}.ledger-glossary-hero h1{max-width:54rem;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.045em;margin:0 auto;font-size:clamp(2.7rem,5.3vw,4.7rem);font-weight:500;line-height:1.02}.ledger-glossary-hero-inner>p:last-child{max-width:44rem;color:var(--ledger-copy);margin:1.2rem auto 0;font-size:1.05rem;line-height:1.65}.ledger-glossary-notice{border-left:3px solid var(--ledger-gold);background:var(--ledger-surface);grid-template-columns:minmax(14rem,.72fr) minmax(0,1.28fr);align-items:start;gap:clamp(1.25rem,4vw,3.5rem);margin-top:clamp(1.5rem,3vw,2.4rem);padding:clamp(1.2rem,2.5vw,1.8rem);display:grid}.ledger-glossary-notice .ledger-overline{margin:0 0 .45rem}.ledger-glossary-notice h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.025em;margin:0;font-size:clamp(1.5rem,2.4vw,2rem);font-weight:500;line-height:1.1}.ledger-glossary-notice-copy>p{color:var(--ledger-copy);margin:0;font-size:.92rem;line-height:1.65}.ledger-glossary-layout{grid-template-columns:minmax(13rem,.55fr) minmax(0,1.45fr);align-items:start;gap:clamp(1.5rem,4vw,3.5rem);margin-top:clamp(2rem,5vw,3.8rem);display:grid}.ledger-glossary-index{border:1px solid var(--ledger-line);background:var(--ledger-surface);padding:1.2rem;position:sticky;top:1.5rem}.ledger-glossary-index-title{color:var(--ledger-green);letter-spacing:.1em;text-transform:uppercase;margin:0 0 .7rem;font-size:.72rem;font-weight:700}.ledger-glossary-index ol{gap:.15rem;margin:0;padding:0;list-style:none;display:grid}.ledger-glossary-index a{color:var(--ledger-copy);grid-template-columns:1.35rem minmax(0,1fr);align-items:start;gap:.55rem;padding:.55rem 0;font-size:.84rem;line-height:1.35;text-decoration:none;display:grid}.ledger-glossary-index a:hover,.ledger-glossary-index a:focus-visible{color:var(--ledger-green-hover);text-underline-offset:.18em;text-decoration:underline}.ledger-glossary-index a span{color:var(--ledger-green);font-weight:700}.ledger-glossary-entries{gap:1.15rem;min-width:0;display:grid}.ledger-glossary-entry{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;padding:clamp(1.25rem,3vw,2rem);scroll-margin-top:1.5rem}.ledger-glossary-entry>header{border-bottom:1px solid var(--ledger-line);justify-content:space-between;align-items:flex-start;gap:1rem;padding-bottom:1rem;display:flex}.ledger-glossary-scope{color:var(--ledger-green);letter-spacing:.09em;text-transform:uppercase;margin:0 0 .4rem;font-size:.72rem;font-weight:700;line-height:1.4}.ledger-glossary-entry h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.035em;margin:0;font-size:clamp(1.75rem,3vw,2.35rem);font-weight:500;line-height:1.08}.ledger-glossary-letter{color:var(--ledger-pale);font-family:var(--font-display);-webkit-text-stroke:1px var(--ledger-green);flex:none;font-size:clamp(2.5rem,5vw,4rem);font-weight:600;line-height:.85}.ledger-glossary-claims{gap:.85rem;padding-top:1.1rem;display:grid}.ledger-glossary-claims p,.ledger-glossary-footer p{color:var(--ledger-copy);margin:0;font-size:.94rem;line-height:1.72}.ledger-glossary-citations{flex-wrap:wrap;gap:.25rem .55rem;margin-left:.2rem;display:inline-flex}.ledger-glossary-citations a{color:var(--ledger-green-hover);text-underline-offset:.17em;font-size:.78rem;font-weight:650;text-decoration:underline}.ledger-glossary-citations a:hover,.ledger-glossary-citations a:focus-visible{color:var(--ledger-ink)}.ledger-glossary-footer{border-top:1px solid var(--ledger-line);justify-content:space-between;gap:1.5rem;margin-top:2rem;padding-top:1.3rem;display:flex}.ledger-glossary-footer p{max-width:48rem;font-size:.82rem}.ledger-glossary-footer>a{color:var(--ledger-green-hover);text-underline-offset:.18em;flex:none;align-self:flex-start;font-size:.84rem;font-weight:650;text-decoration:underline}@media (max-width:760px){.ledger-glossary-notice,.ledger-glossary-layout{grid-template-columns:minmax(0,1fr)}.ledger-glossary-index{position:static}.ledger-glossary-index ol{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:1rem}.ledger-glossary-footer{flex-direction:column;gap:.8rem}}@media (prefers-reduced-motion:reduce){.ledger-glossary-page *,.ledger-glossary-page :before,.ledger-glossary-page :after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}.ledger-tool-premium-gate{border:1px solid var(--primary);gap:.9rem;max-width:52rem;padding:clamp(1.25rem,3vw,2rem);display:grid}@supports (color:color-mix(in lab, red, red)){.ledger-tool-premium-gate{border:1px solid color-mix(in srgb, var(--primary) 26%, var(--border))}}.ledger-tool-premium-gate{border-radius:var(--radius);background:var(--primary)}@supports (color:color-mix(in lab, red, red)){.ledger-tool-premium-gate{background:color-mix(in srgb, var(--primary) 4%, var(--background))}}.ledger-tool-premium-gate h2{color:var(--foreground);margin:0;font-size:clamp(1.4rem,2.5vw,2rem);line-height:1.2}.ledger-tool-premium-gate>p:not(.ledger-overline){max-width:42rem;color:var(--muted-foreground);margin:0;line-height:1.65}.ledger-tool-premium-gate-actions{flex-wrap:wrap;gap:.65rem;margin-top:.3rem;display:flex}.ledger-tool-premium-free-link{width:fit-content;color:var(--primary);text-underline-offset:.2em;font-weight:650}.ledger-tool-premium-free-link:hover{text-decoration:underline}.ledger-tool-premium-label{background:var(--primary);border-radius:999px;width:fit-content;margin:0 0 .35rem;padding:.25rem .55rem}@supports (color:color-mix(in lab, red, red)){.ledger-tool-premium-label{background:color-mix(in srgb, var(--primary) 10%, var(--background))}}.ledger-tool-premium-label{color:var(--primary);letter-spacing:.045em;text-transform:uppercase;font-size:.75rem;font-weight:750}.payoff-premium-lock-actions{flex-wrap:wrap;gap:.65rem;display:flex}@media (max-width:480px){.ledger-tool-premium-gate-actions{flex-direction:column;align-items:stretch}.ledger-tool-premium-gate-actions>*{width:100%}}.planner-download-page{min-height:auto}.planner-download{padding-top:clamp(3.5rem,7vw,6rem);padding-bottom:clamp(4rem,8vw,6rem)}.planner-download>.ledger-overline{margin-bottom:1rem}.planner-download-grid{grid-template-columns:minmax(0,1.1fr) minmax(300px,.9fr);align-items:start;gap:clamp(2.5rem,7vw,6rem);display:grid}.planner-download-copy h1{max-width:720px;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.04em;margin:0;font-size:clamp(2.8rem,5.2vw,4.6rem);font-weight:500;line-height:1.02}.planner-download-lede{max-width:620px;color:var(--ledger-copy);margin:1.2rem 0 0;font-size:1.08rem;line-height:1.65}.planner-download-actions{flex-wrap:wrap;align-items:center;gap:1rem 1.3rem;margin-top:1.6rem;display:flex}.planner-download-actions .ledger-button{min-height:48px}.planner-download-actions .ledger-text-link{text-underline-offset:.2em;text-decoration:underline}.planner-download-note{max-width:640px;color:var(--ledger-muted);margin:1.2rem 0 0;font-size:.83rem;line-height:1.55}.planner-download-card{border:1px solid var(--ledger-line);background:var(--ledger-surface);padding:clamp(1.3rem,3vw,2rem)}.planner-download-card-label{color:var(--ledger-green);letter-spacing:.09em;text-transform:uppercase;margin:0 0 .65rem;font-size:.74rem;font-weight:650}.planner-download-card h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.025em;margin:0;font-size:clamp(1.7rem,3vw,2.2rem);font-weight:500}.planner-download-card ul{color:var(--ledger-copy);gap:.7rem;margin:1.15rem 0 0;padding-left:1.1rem;font-size:.92rem;line-height:1.5;display:grid}.planner-download-card>p:last-of-type{color:var(--ledger-copy);margin:1.2rem 0 0;font-size:.82rem;line-height:1.55}.planner-download-card dl{border-top:1px solid var(--ledger-line);gap:.65rem;margin:1.35rem 0 0;padding-top:1rem;display:grid}.planner-download-card dl div{color:var(--ledger-copy);justify-content:space-between;gap:1rem;font-size:.84rem;display:flex}.planner-download-card dt{color:var(--ledger-muted)}.planner-download-card dd{color:var(--ledger-ink);text-align:right;margin:0;font-weight:600}@media (max-width:760px){.planner-download-grid{grid-template-columns:minmax(0,1fr)}}.planner-purchase-panel{border:1px solid var(--ledger-line);background:var(--ledger-surface);gap:.85rem;margin-top:1.6rem;padding:clamp(1rem,2.8vw,1.4rem);display:grid}.planner-purchase-heading{justify-content:space-between;align-items:start;gap:1rem;display:flex}.planner-purchase-heading .planner-download-card-label{margin-bottom:.4rem}.planner-purchase-heading h2{color:var(--ledger-ink);font-family:var(--font-display);margin:0;font-size:clamp(1.35rem,2.4vw,1.8rem);font-weight:500;line-height:1.15}.planner-purchase-price{max-width:100%;color:var(--ledger-ink);font-family:var(--font-display);text-align:right;overflow-wrap:anywhere;margin:.2rem 0 0;font-size:clamp(1.5rem,3vw,2rem);font-weight:600;line-height:1.1}.planner-purchase-detail,.planner-purchase-account,.planner-purchase-auth p,.planner-purchase-status,.planner-purchase-error{color:var(--ledger-copy);overflow-wrap:anywhere;margin:0;font-size:.88rem;line-height:1.55}.planner-purchase-button{white-space:normal;width:fit-content;max-width:100%;min-height:48px}.planner-purchase-button:disabled{cursor:not-allowed;opacity:.62}.planner-purchase-auth{justify-items:start;gap:.75rem;display:grid}.planner-purchase-auth p a{color:var(--ledger-green);text-underline-offset:.18em;text-decoration:underline}.planner-purchase-status{border-left:3px solid var(--ledger-green);background:var(--ledger-paper);padding:.7rem .8rem;display:block}.planner-purchase-error{color:#6f2922;background:#fff4f0;border-left:3px solid #9b3f35;padding:.7rem .8rem}.planner-free-option{border-top:1px solid var(--ledger-line);justify-items:start;gap:.45rem;margin-top:1.2rem;padding-top:1rem;display:grid}.planner-free-option .ledger-overline,.planner-free-option p:not(.ledger-overline){margin:0}.planner-free-option .ledger-overline{color:var(--ledger-green);letter-spacing:.08em;text-transform:uppercase;font-size:.72rem;font-weight:650}.planner-free-option p:not(.ledger-overline){color:var(--ledger-copy);font-size:.9rem;line-height:1.5}.planner-free-option a{color:var(--ledger-green);text-underline-offset:.18em;font-size:.9rem;text-decoration:underline}.planner-purchase-panel :focus-visible,.planner-free-option a:focus-visible{outline:3px solid var(--ledger-gold);outline-offset:3px}@media (max-width:420px){.planner-purchase-heading{flex-direction:column;gap:.65rem}.planner-purchase-price{text-align:left}.planner-purchase-button{width:100%}}.ledger-site{background:var(--ledger-paper);min-height:100vh;color:var(--ledger-ink);font-family:var(--font-body)}.ledger-container{width:min(100% - 3rem,76rem);margin-inline:auto}.ledger-header{z-index:30;border-bottom:1px solid var(--ledger-line);background:var(--ledger-paper);position:sticky;top:0}@supports (color:color-mix(in lab, red, red)){.ledger-header{background:color-mix(in srgb, var(--ledger-paper) 94%, transparent)}}.ledger-header{-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px)}.ledger-header-inner{align-items:center;gap:2rem;min-height:76px;display:flex}.ledger-brand{color:var(--ledger-ink);letter-spacing:-.025em;flex-shrink:0;align-items:center;gap:.65rem;font-size:1.03rem;font-weight:500;text-decoration:none;display:inline-flex}.ledger-brand strong{font-weight:650}.ledger-brand-mark{background:var(--ledger-dark-panel);color:#f3f4ee;width:34px;height:34px;font-family:var(--font-display);border-radius:8px;place-items:center;font-size:1.45rem;line-height:1;display:grid}.ledger-home-nav{align-items:center;gap:clamp(1.25rem,3vw,2.5rem);margin-left:auto;display:flex}.ledger-home-nav a,.ledger-header-cta,.ledger-text-link,.ledger-footer-email,.ledger-inline-link,.ledger-back-link{color:var(--ledger-copy);font-size:.92rem;font-weight:500;text-decoration:none;transition:color .16s}.ledger-home-nav a:hover,.ledger-text-link:hover,.ledger-footer-email:hover,.ledger-inline-link:hover,.ledger-back-link:hover{color:var(--ledger-green)}.ledger-header-cta{border:1px solid var(--ledger-green);color:var(--ledger-green);white-space:nowrap;border-radius:999px;padding:.7rem 1rem}.ledger-header-cta:hover{background:var(--ledger-green);color:#fffefa}.ledger-header-actions{flex-shrink:0;align-items:center;gap:.5rem;display:flex}.ledger-mobile-menu-trigger{display:none}.ledger-mobile-nav{flex-direction:column;gap:.35rem;margin-top:1.5rem;display:flex}.ledger-mobile-nav-link{justify-content:flex-start;width:100%}.ledger-mobile-theme{justify-content:flex-start}.ledger-auth-nav{align-items:center;gap:.5rem;display:flex}.ledger-mobile-auth-nav{display:none}@media (max-width:900px){.ledger-home-nav,.ledger-header-theme{display:none}.ledger-header-actions{gap:.4rem;margin-left:auto}.ledger-mobile-menu-trigger{display:inline-flex}.ledger-header-auth{display:none}.ledger-mobile-auth-nav{flex-direction:column;align-items:stretch;gap:.35rem;margin-top:.5rem;display:flex}.ledger-mobile-auth-nav>a{justify-content:flex-start;width:100%}}.ledger-hero{grid-template-columns:minmax(0,.92fr) minmax(450px,1.08fr);align-items:center;column-gap:clamp(3rem,6vw,6.5rem);padding-top:clamp(4rem,7vw,6.7rem);padding-bottom:1.4rem;display:grid}.ledger-hero-copy{max-width:610px;padding-bottom:2rem}.ledger-kicker,.ledger-overline,.payoff-calculator-label,.payoff-calculator-topline span{color:var(--ledger-muted);letter-spacing:.105em;text-transform:uppercase;margin:0;font-size:.74rem;font-weight:600;line-height:1.3}.ledger-kicker{align-items:center;gap:.7rem;margin-bottom:1.55rem;display:flex}.ledger-kicker-dot{background:var(--ledger-gold);width:8px;height:8px;box-shadow:0 0 0 4px var(--ledger-gold);border-radius:50%}@supports (color:color-mix(in lab, red, red)){.ledger-kicker-dot{box-shadow:0 0 0 4px color-mix(in srgb, var(--ledger-gold) 24%, transparent)}}.ledger-hero h1,.ledger-tool-intro h1,.worksheet-sheet h1{max-width:660px;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.045em;margin:0;font-size:clamp(3.25rem,5.35vw,5.15rem);font-weight:500;line-height:.99}.ledger-hero-lede{max-width:490px;color:var(--ledger-copy);margin:1.65rem 0 0;font-size:1.08rem;line-height:1.65}.ledger-hero-actions{flex-wrap:wrap;align-items:center;gap:1.25rem;margin-top:2rem;display:flex}.ledger-button{cursor:pointer;min-height:48px;font-family:var(--font-body);text-align:center;border:1px solid #0000;border-radius:999px;justify-content:center;align-items:center;padding:.78rem 1.2rem;font-size:.91rem;font-weight:600;line-height:1.2;text-decoration:none;transition:background-color .16s,color .16s,border-color .16s,transform .16s;display:inline-flex}.ledger-button:hover{transform:translateY(-1px)}.ledger-button-primary{background:var(--ledger-green);color:#fffefa}.ledger-button-primary:hover{background:var(--ledger-green-hover);color:#fffefa}.ledger-button-outline{border-color:var(--ledger-green);color:var(--ledger-green);background:0 0}.ledger-button-outline:hover{background:var(--ledger-green);color:#fffefa}.ledger-button-paper{background:var(--ledger-paper);color:var(--ledger-ink)}.ledger-button-paper:hover{color:var(--ledger-ink);background:#fffefa}.ledger-text-link{border-bottom:1px solid var(--ledger-line);padding-block:.45rem}.ledger-hero-note{max-width:420px;color:var(--ledger-muted);margin:1.55rem 0 0;font-size:.83rem;line-height:1.5}.ledger-hero-calculator{min-width:0;scroll-margin-top:96px}.ledger-hero-foot{color:var(--ledger-muted);letter-spacing:.04em;text-transform:uppercase;grid-column:2;align-items:center;gap:.75rem;padding-top:1rem;font-size:.72rem;display:flex}.ledger-foot-rule{background:var(--ledger-line);flex:1;height:1px}.payoff-calculator{background:linear-gradient(145deg, var(--ledger-dark-panel) 0%, #1d4244 55%, var(--ledger-dark-panel-end) 100%);box-shadow:0 22px 54px -30px var(--ledger-dark-panel);border:1px solid #ffffff1f;border-radius:1.25rem;overflow:hidden}@supports (color:color-mix(in lab, red, red)){.payoff-calculator{box-shadow:0 22px 54px -30px color-mix(in srgb, var(--ledger-dark-panel) 65%, transparent)}}.payoff-calculator{color:#f5f5ee}.payoff-calculator-compact{padding:clamp(1.35rem,3vw,2.15rem)}.payoff-calculator-full{padding:clamp(1.4rem,4vw,3rem)}.payoff-calculator-topline{border-bottom:1px solid #ffffff2b;justify-content:space-between;align-items:center;gap:1rem;padding-bottom:1rem;display:flex}.payoff-calculator-label{color:#d0e0d8}.payoff-calculator-topline span{color:#a9c1b8;font-size:.65rem}.payoff-calculator-heading{padding:1.25rem 0 1.15rem}.payoff-calculator-heading h2{color:#fbfaf4;font-family:var(--font-display);letter-spacing:-.035em;margin:0;font-size:clamp(1.8rem,3vw,2.5rem);font-weight:500;line-height:1.04}.payoff-calculator-heading p{color:#c0d0c9;margin:.55rem 0 0;font-size:.88rem;line-height:1.45}.payoff-example{background:#ffffff0d;border:1px solid #ffffff2e;border-radius:.75rem;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.75rem 1rem;margin:0 0 1.15rem;padding:.9rem 1rem;display:flex}.payoff-example-copy{color:#e0e9e3;flex:16rem;margin:0;font-size:.8rem;line-height:1.45}.payoff-example-button{color:#193738;cursor:pointer;max-width:100%;min-height:42px;font-family:var(--font-body);text-align:center;background:#e5d58f;border:1px solid #e5d58f;border-radius:999px;padding:.6rem 1rem;font-size:.79rem;font-weight:650;line-height:1.2;transition:background-color .16s,border-color .16s,transform .16s}.payoff-example-button:hover{background:#f3e6aa;border-color:#f3e6aa;transform:translateY(-1px)}.payoff-example-button:focus-visible{outline-offset:3px;outline:2px solid #fffefa}.payoff-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:.9rem 1rem;display:grid}.payoff-field{color:#d8e2dd;flex-direction:column;gap:.4rem;min-width:0;font-size:.76rem;font-weight:500;display:flex}.payoff-field-note{color:#c5d3cd;font-size:.72rem;font-weight:400;line-height:1.4}.payoff-input-wrap{color:#596f6c;background:#f8f7f0;border:1px solid #ffffffa8;border-radius:.5rem;align-items:center;gap:.35rem;min-height:46px;padding:0 .8rem;font-size:.93rem;display:flex}.payoff-input-wrap:focus-within{outline-offset:2px;outline:2px solid #e4c16c}.payoff-input-wrap input{color:#193738;width:100%;min-width:0;font-family:var(--font-body);font-variant-numeric:tabular-nums;background:0 0;border:0;outline:0;font-size:1rem}.payoff-input-wrap input::-webkit-inner-spin-button{appearance:none;margin:0}.payoff-input-wrap input::-webkit-outer-spin-button{appearance:none;margin:0}.payoff-results{border-top:1px solid #ffffff2e;grid-template-columns:minmax(0,1fr) 1px minmax(0,1fr);gap:clamp(.85rem,2vw,1.3rem);margin-top:1.35rem;padding:1.25rem 0 .1rem;display:grid}.payoff-result-divider{background:#ffffff36}.payoff-result-caption{color:#c0d0c9;margin:0;font-size:.73rem;line-height:1.4}.payoff-result-value{color:#fffefa;font-family:var(--font-display);letter-spacing:-.03em;margin:.35rem 0 0;font-size:clamp(1.6rem,2.7vw,2.3rem);font-weight:500;line-height:1.05}.payoff-result-detail{color:#c5d3cd;margin:.42rem 0 0;font-size:.8rem;line-height:1.4}.payoff-interest-line{color:#e9d797;margin:.7rem 0 0;font-size:.78rem;font-weight:500}.payoff-comparison-note{border-left:2px solid var(--ledger-gold);color:#e8eee8;background:#ffffff12;margin:1rem 0 0;padding:.75rem .9rem;font-size:.8rem;line-height:1.45}.payoff-calculator-actions{flex-wrap:wrap;align-items:center;gap:.85rem 1.25rem;margin-top:1.3rem;display:flex}.payoff-save-button{color:#fffefa;cursor:pointer;min-height:40px;font-family:var(--font-body);background:0 0;border:1px solid #f5f5ee8c;border-radius:999px;padding:.55rem .9rem;font-size:.79rem;font-weight:600}.payoff-save-button:hover{background:#ffffff17;border-color:#fffefa}.payoff-save-button:disabled{cursor:not-allowed;opacity:.58}.payoff-share-actions{flex-wrap:wrap;align-items:center;gap:.75rem 1rem;display:flex}.payoff-share-note,.payoff-share-status{color:#c5d3cd;margin:0;font-size:.78rem;line-height:1.45}.payoff-share-note{max-width:34rem}.payoff-share-status:not(:empty){margin-top:.55rem}.payoff-share-status{display:block}.employer-payoff-pdf-action{justify-items:start;gap:.4rem;display:grid}.employer-payoff-pdf-note{flex-basis:100%}.payoff-full-link{color:#e5d58f;text-underline-offset:.22em;font-size:.8rem;font-weight:500}.payoff-full-link:hover{color:#fffefa}.payoff-disclaimer{color:#b7c9c2;margin:1rem 0 0;font-size:.72rem;line-height:1.5}.ledger-section{padding-block:clamp(4.5rem,8vw,7.4rem)}.ledger-repayment{border-block:1px solid var(--ledger-line);background:var(--ledger-surface);margin-top:4.3rem}.ledger-section-heading{grid-template-columns:minmax(0,1.15fr) minmax(230px,.65fr);align-items:end;gap:3rem;display:grid}.ledger-overline{margin-bottom:1.15rem}.ledger-section h2,.ledger-email h2,.ledger-worksheet h2,.ledger-tool-notes h2{max-width:660px;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.04em;margin:0;font-size:clamp(2.4rem,4vw,3.75rem);font-weight:500;line-height:1.03}.ledger-section-intro{max-width:365px;color:var(--ledger-muted);margin:0 0 .25rem;font-size:.98rem;line-height:1.55}.ledger-loan-columns{border-top:1px solid var(--ledger-line);grid-template-columns:1fr 1fr;margin-top:3.6rem;display:grid}.ledger-loan-column{min-width:0;padding:1.55rem 2.4rem 0 0}.ledger-loan-column+.ledger-loan-column{border-left:1px solid var(--ledger-line);padding:1.55rem 0 0 2.4rem}.ledger-column-index{color:var(--ledger-green);font-family:var(--font-display);margin:0 0 1.3rem;font-size:1.45rem}.ledger-loan-column h3{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;margin:0;font-size:1.8rem;font-weight:500}.ledger-loan-column p:not(.ledger-column-index){max-width:470px;color:var(--ledger-copy);margin:.75rem 0 1.2rem;line-height:1.65}.ledger-loan-column a{color:var(--ledger-green);text-underline-offset:.2em;font-size:.88rem;font-weight:600;text-decoration:underline}.ledger-loan-column a span{margin-left:.25rem;font-size:.8em}.ledger-source-note{color:var(--ledger-muted);margin:2.5rem 0 0;font-size:.8rem}.ledger-methods{background:var(--ledger-paper)}.ledger-methods-heading{max-width:700px}.ledger-methods-heading>p:last-child{max-width:550px;color:var(--ledger-muted);margin:1rem 0 0;font-size:1rem;line-height:1.6}.ledger-method-list{border-top:1px solid var(--ledger-line);margin-top:3.3rem}.ledger-method-row{border-bottom:1px solid var(--ledger-line);grid-template-columns:3.5rem minmax(220px,1fr) minmax(260px,1.35fr) 8rem;align-items:start;gap:1.4rem;padding:1.65rem 0;display:grid}.ledger-method-number{color:var(--ledger-green);font-family:var(--font-display);padding-top:.13rem;font-size:1.35rem}.ledger-method-row h3{color:var(--ledger-ink);margin:0;font-size:1.02rem;font-weight:600;line-height:1.4}.ledger-method-row p{max-width:570px;color:var(--ledger-copy);margin:0;font-size:.9rem;line-height:1.55}.ledger-method-label{color:var(--ledger-muted);letter-spacing:.035em;text-transform:uppercase;justify-self:end;padding-top:.1rem;font-size:.74rem}.ledger-method-cta{justify-content:space-between;align-items:center;gap:2rem;margin-top:2.2rem;display:flex}.ledger-method-cta p{max-width:440px;color:var(--ledger-copy);font-family:var(--font-display);margin:0;font-size:1.55rem;line-height:1.2}.ledger-worksheet{color:#f7f6ef;background:linear-gradient(118deg,#193b3d 0%,#285750 100%);overflow:hidden}.ledger-worksheet-grid{grid-template-columns:minmax(0,.9fr) minmax(300px,.8fr);align-items:center;gap:5rem;display:grid}.ledger-overline-light{color:#c9d9ca}.ledger-worksheet h2{color:#f7f6ef;max-width:550px}.ledger-worksheet-copy>p:not(.ledger-overline){color:#d3e0da;max-width:490px;margin:1.2rem 0 1.8rem;font-size:1.02rem;line-height:1.6}.ledger-worksheet-lines{border-block:1px solid #ffffff40;padding:1.75rem 0;position:relative}.ledger-worksheet-line{color:#c8d9d1;font-family:var(--font-display);align-items:center;gap:1.4rem;padding:.85rem 0;font-size:1.3rem;display:flex}.ledger-worksheet-line i{background:#ffffff47;flex:1;height:1px}.ledger-worksheet-stamp{color:#f0d88e;letter-spacing:.13em;text-align:center;border:1px solid #e4c16c;border-radius:50%;place-content:center;width:104px;height:104px;font-size:.61rem;font-weight:600;line-height:1.5;display:grid;position:absolute;top:50%;right:.6rem;transform:translateY(-50%)rotate(7deg)}.ledger-email{background:var(--ledger-surface)}.ledger-email-grid{grid-template-columns:minmax(0,.85fr) minmax(330px,.7fr);gap:clamp(3rem,8vw,8rem);display:grid}.ledger-email h2{max-width:530px}.ledger-email-intro{max-width:475px;color:var(--ledger-copy);margin:1.1rem 0 0;font-size:.98rem;line-height:1.6}.ledger-email-direct{color:var(--ledger-muted);margin:1.2rem 0 0;font-size:.86rem}.ledger-email-direct a{color:var(--ledger-green);text-underline-offset:.2em;font-weight:600}.ledger-request-form{flex-direction:column;gap:.55rem;padding-top:.15rem;display:flex}.ledger-request-form>label:not(.ledger-consent){color:var(--ledger-ink);margin-top:.4rem;font-size:.83rem;font-weight:600}.ledger-request-form>input,.ledger-request-form>select{border:1px solid var(--ledger-line);background:var(--ledger-paper);width:100%;min-height:46px;color:var(--ledger-ink);font:inherit;border-radius:.45rem;padding:.65rem .8rem;font-size:.9rem}.ledger-request-form>input:focus,.ledger-request-form>select:focus{outline:2px solid var(--ledger-green);outline-offset:2px}.ledger-consent{color:var(--ledger-copy);grid-template-columns:19px 1fr;align-items:start;gap:.65rem;margin:.7rem 0;font-size:.82rem;line-height:1.5;display:grid}.ledger-consent input{width:17px;height:17px;accent-color:var(--ledger-green);margin:.12rem 0 0}.ledger-request-form .ledger-button{align-self:flex-start}.ledger-request-note{min-height:2.7em;color:var(--ledger-muted);margin:.3rem 0 0;font-size:.75rem;line-height:1.45}.ledger-footer{color:#e9eee8;background:#132e30}.ledger-footer-main{grid-template-columns:1fr 1fr auto;align-items:center;gap:2rem;padding-block:2.2rem;display:grid}.ledger-brand-footer{color:#f5f4ee}.ledger-brand-footer .ledger-brand-mark{background:0 0;border:1px solid #ffffff38}.ledger-footer-main>p{color:#c1d0c9;margin:0;font-size:.85rem}.ledger-footer-email{color:#d8dfd9;font-size:.83rem}.ledger-footer-bottom{color:#b9c9c2;border-top:1px solid #ffffff2b;grid-template-columns:1.2fr 1fr auto;align-items:start;gap:2rem;padding-block:1.25rem 1.6rem;font-size:.73rem;line-height:1.5;display:grid}.ledger-footer-bottom p{max-width:450px;margin:0}.ledger-footer-bottom span{white-space:nowrap}.ledger-resources-hero{padding-top:clamp(3.8rem,7vw,6.5rem)}.ledger-resources-hero .ledger-overline{margin-bottom:1rem}.ledger-resources-hero h1{max-width:780px;font-size:clamp(3rem,5vw,4.7rem)}.ledger-resources-hero>p:last-child{color:var(--ledger-copy);margin:1rem 0 0;font-size:1.08rem;line-height:1.6}.ledger-resources-topics{margin-top:clamp(3rem,6vw,5rem)}.ledger-resources-topic{border-top:1px solid var(--ledger-line);grid-template-columns:minmax(12rem,.7fr) minmax(0,1.3fr);gap:clamp(1.5rem,5vw,5rem);padding-block:clamp(1.8rem,3vw,2.6rem);display:grid}.ledger-resources-topic h2{font-family:var(--font-display);letter-spacing:-.03em;margin:0;font-size:clamp(1.8rem,2.7vw,2.5rem);font-weight:500;line-height:1.12}.ledger-resources-topic ul{grid-template-columns:repeat(2,minmax(0,1fr));gap:.7rem 1.5rem;margin:0;padding:0;list-style:none;display:grid}.ledger-resources-topic li{min-width:0}.ledger-resources-topic a{border-bottom:1px solid var(--ledger-line);height:100%;color:var(--ledger-copy);text-underline-offset:.2em;padding:.95rem 0;font-size:1rem;line-height:1.45;text-decoration:none;transition:color .16s;display:block}.ledger-resources-topic a:hover{color:var(--ledger-green);text-decoration:underline}.ledger-resources-topic a:focus-visible{outline:3px solid var(--ledger-gold);outline-offset:3px;border-radius:.2rem}.ledger-blog-more{color:var(--ledger-copy);padding-block:2rem 5rem;font-size:1rem;line-height:1.6}.ledger-blog-more a{color:var(--ledger-green);text-underline-offset:.2em}@media (max-width:760px){.ledger-resources-topic{grid-template-columns:1fr;gap:.8rem}}@media (max-width:560px){.ledger-resources-topic ul{grid-template-columns:1fr}}.ledger-pricing-page{flex-direction:column;gap:clamp(2rem,5vw,4rem);width:min(100% - 2rem,74rem);margin-inline:auto;padding-block:clamp(3rem,7vw,6rem);display:flex}.ledger-pricing-heading{text-align:center;max-width:49rem;margin-inline:auto}.ledger-pricing-heading h1{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.045em;margin:.7rem 0 0;font-size:clamp(2.65rem,6vw,4.7rem);font-weight:500;line-height:1.02}.ledger-pricing-heading>p:last-child{max-width:43rem;color:var(--ledger-copy);margin:1.2rem auto 0;font-size:1.05rem;line-height:1.65}.ledger-pricing-selector{gap:1.2rem;width:min(100%,74rem);margin-inline:auto;display:grid}.ledger-checkout-notice{border:1px solid var(--ledger-line);border-left:3px solid var(--ledger-gold);background:var(--ledger-surface);color:var(--ledger-ink);margin:0;padding:.85rem 1rem;font-size:.9rem;line-height:1.5}.ledger-plan-periods{border:0;gap:.75rem;width:min(100%,32rem);margin:0;margin-inline:auto;padding:0;display:grid}.ledger-plan-periods legend{color:var(--ledger-muted);letter-spacing:.075em;text-transform:uppercase;margin-bottom:.7rem;font-size:.78rem;font-weight:700}.ledger-plan-period-options{grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem;width:min(100%,32rem);margin-inline:auto;display:grid}.ledger-plan-period{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;color:var(--ledger-ink);text-align:left;cursor:pointer;border-radius:.65rem;justify-content:space-between;align-items:center;gap:.7rem;padding:.9rem 1rem;display:flex}.ledger-plan-period:hover{border-color:var(--ledger-green)}.ledger-plan-period:focus-visible{outline:2px solid var(--ring);outline-offset:2px}.ledger-plan-period.is-selected{border-color:var(--ledger-green);box-shadow:inset 0 0 0 1px var(--ledger-green)}.ledger-plan-period-copy{gap:.2rem;font-size:.94rem;font-weight:700;display:grid}.ledger-plan-period-detail{color:var(--ledger-muted);font-size:.8rem;font-weight:500}.ledger-plan-radio{border:1px solid var(--ledger-muted);border-radius:50%;flex:none;width:1rem;height:1rem}.is-selected .ledger-plan-radio{border:4px solid var(--ledger-green)}.ledger-plan-cards{grid-template-columns:repeat(3,minmax(0,1fr));align-items:stretch;gap:1rem;display:grid}.ledger-plan-card{border-color:var(--ledger-line);background:var(--ledger-surface);border-radius:.8rem;flex-direction:column;min-width:0;display:flex;box-shadow:0 1.2rem 3rem #19373812}.ledger-pricing-page .ledger-plan-card--highlighted{border-color:var(--ledger-dark-panel-end);background:linear-gradient(155deg, var(--ledger-dark-panel), var(--ledger-dark-panel-end));color:#f5f4ee}.ledger-plan-card--highlighted .text-card-foreground,.ledger-plan-card--highlighted .text-foreground{color:#f5f4ee}.ledger-plan-card--highlighted .text-muted-foreground{color:#d2ded6}.ledger-plan-card--highlighted .text-primary,.ledger-plan-card--highlighted .ledger-plan-price{color:var(--ledger-gold)}.ledger-plan-card--highlighted .ledger-plan-badge{background:var(--ledger-gold);color:#193b3d}.ledger-pricing-button{white-space:normal;min-height:3rem}.ledger-plan-card--highlighted .ledger-pricing-button{border-color:var(--ledger-gold);background:var(--ledger-gold);color:#193b3d}.ledger-plan-card--highlighted .ledger-pricing-button:hover{background:#f0d184}.ledger-plan-card>div:first-child{padding:clamp(1.25rem,3vw,2rem)}.ledger-plan-card>div:nth-child(2),.ledger-plan-card>div:last-child{padding-inline:clamp(1.25rem,3vw,2rem)}.ledger-plan-card>div:last-child{padding-bottom:clamp(1.25rem,3vw,2rem)}.ledger-plan-badge{background:var(--ledger-pale);color:var(--ledger-green);letter-spacing:.045em;text-transform:uppercase;border-radius:999px;padding:.3rem .55rem;font-size:.7rem;font-weight:700}.ledger-plan-note{border-top:1px solid var(--ledger-line);color:var(--ledger-muted);margin:1.2rem 0 0;padding-top:1rem;font-size:.82rem;line-height:1.5}.ledger-plan-card--highlighted .ledger-plan-note{color:#d2ded6;border-color:#f5f4ee47}.ledger-plan-signin{color:var(--ledger-muted);text-align:center;margin:0;font-size:.84rem}.ledger-plan-card--highlighted .ledger-plan-signin{color:#d2ded6}.ledger-plan-card--highlighted .ledger-plan-signin a{color:#fffefa}.ledger-plan-signin a,.ledger-pricing-basics-links a,.ledger-auth-switch a{color:var(--ledger-green);text-decoration:underline;-webkit-text-decoration-color:var(--ledger-green);-webkit-text-decoration-color:var(--ledger-green);-webkit-text-decoration-color:var(--ledger-green);text-decoration-color:var(--ledger-green);font-weight:700}@supports (color:color-mix(in lab, red, red)){.ledger-plan-signin a,.ledger-pricing-basics-links a,.ledger-auth-switch a{-webkit-text-decoration-color:color-mix(in srgb, var(--ledger-green), transparent 60%);-webkit-text-decoration-color:color-mix(in srgb, var(--ledger-green), transparent 60%);-webkit-text-decoration-color:color-mix(in srgb, var(--ledger-green), transparent 60%);text-decoration-color:color-mix(in srgb, var(--ledger-green), transparent 60%)}}.ledger-plan-signin a,.ledger-pricing-basics-links a,.ledger-auth-switch a{text-underline-offset:.2em}.ledger-plan-signin a:hover,.ledger-pricing-basics-links a:hover,.ledger-auth-switch a:hover{text-decoration-color:currentColor}.ledger-pricing-basics{border:1px solid var(--ledger-line);background:var(--ledger-surface);grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:1.5rem;padding:clamp(1.25rem,3vw,2rem);display:grid}.ledger-pricing-basics h2,.ledger-roadmap-heading h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.03em;margin:.45rem 0 0;font-size:clamp(1.7rem,3.4vw,2.5rem);font-weight:500;line-height:1.1}.ledger-pricing-basics p:not(.ledger-overline),.ledger-roadmap-heading>p:last-child{max-width:46rem;color:var(--ledger-copy);margin:.65rem 0 0;font-size:.94rem;line-height:1.6}.ledger-pricing-basics-links{gap:.65rem;font-size:.9rem;display:grid}.ledger-roadmap{gap:1.25rem;display:grid}.ledger-roadmap-heading{max-width:48rem}.ledger-roadmap-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:.75rem;margin:0;padding:0;list-style:none;display:grid}.ledger-roadmap-card{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;padding:1rem}.ledger-roadmap-card-top{color:var(--ledger-muted);letter-spacing:.05em;text-transform:uppercase;align-items:center;gap:.45rem;font-size:.7rem;font-weight:700;display:flex}.ledger-roadmap-card h3{color:var(--ledger-ink);font-family:var(--font-display);margin:.8rem 0 0;font-size:1.27rem;font-weight:500}.ledger-roadmap-card p{color:var(--ledger-copy);margin:.35rem 0 0;font-size:.83rem;line-height:1.5}.ledger-pricing-reassurance{color:var(--ledger-muted);flex-wrap:wrap;justify-content:center;gap:.65rem 1.4rem;margin:0;padding:0;font-size:.82rem;list-style:none;display:flex}.ledger-pricing-footnote{max-width:58rem;color:var(--ledger-muted);text-align:center;margin:0 auto;font-size:.8rem;line-height:1.55}@media (max-width:940px){.ledger-plan-cards{grid-template-columns:repeat(2,minmax(0,1fr))}}.ledger-auth-page,.ledger-auth-check{place-items:center;min-height:calc(100dvh - 2rem);padding:clamp(1rem,4vw,3rem);display:grid}.ledger-auth-layout{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:1rem;grid-template-columns:minmax(0,1.05fr) minmax(21rem,.95fr);width:min(100%,70rem);min-height:min(44rem,100dvh - 4rem);display:grid;overflow:hidden;box-shadow:0 1.5rem 4.5rem #1937381a}.ledger-auth-context{background:linear-gradient(145deg, var(--ledger-dark-panel), var(--ledger-dark-panel-end));color:#fffefa;flex-direction:column;justify-content:space-between;align-items:flex-start;gap:2rem;padding:clamp(1.5rem,4vw,3.5rem);display:flex}.ledger-auth-brand,.ledger-dashboard-brand{min-width:0;color:inherit;align-items:center;gap:.65rem;font-size:.98rem;font-weight:500;text-decoration:none;display:inline-flex}.ledger-auth-brand strong,.ledger-dashboard-brand strong{font-weight:750}.ledger-auth-brand .ledger-brand-mark{color:#fffefa;border-color:#ffffff5c}.ledger-auth-context>.ledger-overline{color:#d7e6de;margin:auto 0 0}.ledger-auth-context h1{color:#fffefa;max-width:11ch;font-family:var(--font-display);letter-spacing:-.04em;margin:-1.1rem 0 0;font-size:clamp(2.4rem,4.3vw,4rem);font-weight:500;line-height:1.03}.ledger-auth-context-copy{color:#e2e9e1;max-width:34rem;margin:-.8rem 0 0;font-size:.98rem;line-height:1.7}.ledger-auth-context-note{border-left:2px solid var(--ledger-gold);color:#fffefa;background:#0818192e;max-width:34rem;padding:.9rem 1rem;font-size:.85rem;line-height:1.55}.ledger-auth-form-panel{flex-direction:column;justify-content:center;gap:1.5rem;padding:clamp(1.4rem,4vw,3.5rem);display:flex}.ledger-auth-form-heading h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.035em;margin:.45rem 0 0;font-size:clamp(1.9rem,3vw,2.5rem);font-weight:500;line-height:1.08}.ledger-auth-form-heading>p:last-child{color:var(--ledger-copy);margin:.55rem 0 0;font-size:.9rem;line-height:1.55}.ledger-auth-form{gap:.7rem}.ledger-auth-form label{color:var(--ledger-ink);margin-top:.2rem;font-size:.84rem;font-weight:650}.ledger-auth-form input{border-color:var(--ledger-line);background:var(--background);min-height:2.8rem}.ledger-auth-form button[type=submit]{background:var(--ledger-green);color:#fffefa;min-height:2.8rem;margin-top:.45rem}.ledger-auth-switch{color:var(--ledger-muted);margin:0;font-size:.86rem}.ledger-auth-check{color:var(--ledger-copy);font-size:.9rem}.ledger-dashboard-shell,.ledger-dashboard-loading{background:var(--ledger-paper);min-height:100dvh;color:var(--ledger-ink)}.ledger-dashboard-loading{place-items:center;padding:1.5rem;display:grid}.ledger-dashboard-wrap{width:min(100%,88rem);min-height:100dvh;margin-inline:auto;padding-inline:clamp(1rem,4vw,3.5rem)}.ledger-dashboard-header{border-bottom:1px solid var(--ledger-line);justify-content:space-between;align-items:center;gap:1rem;min-height:5rem;display:flex}.ledger-dashboard-brand{color:var(--ledger-ink)}.ledger-dashboard-user{max-width:min(20rem,35vw);color:var(--ledger-muted);text-overflow:ellipsis;white-space:nowrap;font-size:.82rem;overflow:hidden}.ledger-dashboard-header-actions{align-items:center;gap:.55rem;display:flex}.ledger-dashboard-header-actions>button,.ledger-dashboard-header-actions a{border-color:var(--ledger-line);color:var(--ledger-ink)}.ledger-dashboard-layout{grid-template-columns:13rem minmax(0,1fr);gap:clamp(1.5rem,4vw,3.5rem);padding-block:2rem 4rem;display:grid}.ledger-dashboard-sidebar{align-content:start;gap:1rem;padding-top:.4rem;display:grid}.ledger-dashboard-sidebar .ledger-overline{margin:0}.ledger-dashboard-sidebar nav{gap:.35rem;display:grid}.ledger-dashboard-nav-link{min-width:0;text-decoration:none}.ledger-dashboard-content{min-width:0}.ledger-account-page{gap:clamp(2.5rem,6vw,4.5rem);display:grid}.ledger-membership-dashboard{gap:1rem;display:grid}.ledger-account-summary{grid-template-columns:minmax(12rem,.72fr) minmax(0,1.28fr);align-items:start;gap:clamp(1.25rem,4vw,3rem);display:grid}.ledger-account-intro{padding-top:.7rem}.ledger-account-intro .ledger-overline{margin:0}.ledger-account-intro h1{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.04em;overflow-wrap:anywhere;margin:.6rem 0 0;font-size:clamp(2.2rem,4.1vw,3.6rem);font-weight:500;line-height:1.03}.ledger-account-intro>p:last-child{max-width:25rem;color:var(--ledger-copy);margin:.9rem 0 0;font-size:.95rem;line-height:1.6}.ledger-membership-card{border-color:var(--ledger-line);background:var(--ledger-surface);border-radius:.75rem;box-shadow:0 .7rem 2.4rem #1937380f}.ledger-membership-card-heading{justify-content:space-between;align-items:flex-start;gap:1rem;display:flex}.ledger-membership-card-heading .ledger-overline{margin:0 0 .6rem}.ledger-membership-card [data-slot=card-description]{line-height:1.55}.ledger-account-fact{min-width:0;color:var(--ledger-muted);justify-content:space-between;align-items:center;gap:1rem;font-size:.85rem;display:flex}.ledger-account-fact strong{overflow-wrap:anywhere;color:var(--ledger-ink);text-align:right;font-weight:650}.ledger-membership-actions{flex-wrap:wrap;gap:.65rem;margin-top:.35rem;display:flex}.ledger-membership-actions>a,.ledger-membership-actions button{background:var(--ledger-green);color:var(--primary-foreground)}.ledger-membership-actions>a:last-child{border-color:var(--ledger-line);color:var(--ledger-ink);background:0 0}.ledger-membership-active-note{width:100%;color:var(--ledger-copy);margin:0;font-size:.86rem;line-height:1.55}.ledger-confirmation{border:1px solid var(--ledger-line);background:var(--ledger-surface);color:var(--ledger-ink);flex-wrap:wrap;align-items:center;gap:.6rem 1rem;padding:.9rem 1rem;font-size:.85rem;line-height:1.45;display:flex}.ledger-confirmation-active{border-left:3px solid var(--ledger-green);background:var(--ledger-pale)}.ledger-confirmation-pending,.ledger-confirmation-locked{border-left:3px solid var(--ledger-gold)}.ledger-confirmation>span{color:var(--ledger-copy)}.ledger-roadmap-card{opacity:.86}@media (max-width:850px){.ledger-dashboard-layout{grid-template-columns:minmax(0,1fr);gap:1.4rem}.ledger-dashboard-sidebar{border-bottom:1px solid var(--ledger-line);padding:0 0 1rem}.ledger-dashboard-sidebar nav{flex-wrap:wrap;padding-bottom:.25rem;display:flex;overflow:visible}.ledger-account-summary{grid-template-columns:minmax(0,1fr);gap:1.25rem}.ledger-roadmap-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:600px){.ledger-pricing-page{width:min(100% - 1.25rem,74rem)}.ledger-plan-cards,.ledger-plan-period-options,.ledger-roadmap-grid,.ledger-pricing-basics{grid-template-columns:minmax(0,1fr)}.ledger-auth-page{min-height:100dvh;padding:.75rem}.ledger-auth-layout{border-radius:.7rem;grid-template-columns:minmax(0,1fr);min-height:auto}.ledger-auth-context{gap:1.4rem;padding:1.4rem}.ledger-auth-context>.ledger-overline{margin-top:.4rem}.ledger-auth-context h1{max-width:15ch;margin:-.7rem 0 0;font-size:clamp(2.25rem,10vw,3.15rem)}.ledger-auth-context-copy,.ledger-auth-context-note{margin-top:-.4rem}.ledger-auth-form-panel{gap:1.25rem;padding:1.4rem}.ledger-dashboard-wrap{padding-inline:.9rem}.ledger-dashboard-header{min-height:4.25rem}.ledger-dashboard-user{display:none}.ledger-dashboard-layout{padding-block:1.25rem 3rem}.ledger-membership-card>div:first-child,.ledger-membership-card>div:nth-child(2){padding-inline:1.15rem}.ledger-membership-card>div:first-child{padding-top:1.2rem}.ledger-membership-card>div:last-child{padding:1.15rem}.ledger-account-fact{flex-direction:column;align-items:flex-start;gap:.25rem}.ledger-account-fact strong{text-align:left}.ledger-membership-actions{flex-direction:column}.ledger-membership-actions a,.ledger-membership-actions button{width:100%}}@media (prefers-reduced-motion:reduce){.ledger-plan-period,.ledger-auth-form button{scroll-behavior:auto;transition-duration:.01ms}}.resources-newsletter{border:1px solid var(--ledger-line);background:var(--ledger-pale);border-radius:1rem;grid-template-columns:minmax(0,1.1fr) minmax(18rem,.9fr);align-items:center;gap:clamp(1.5rem,4vw,4rem);margin-top:clamp(2rem,4vw,3rem);padding:clamp(1.4rem,3.6vw,3rem);display:grid}.resources-newsletter-copy{max-width:38rem}.resources-newsletter-copy .ledger-overline{margin:0 0 .75rem}.resources-newsletter-copy h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.035em;margin:0;font-size:clamp(1.85rem,3vw,2.65rem);font-weight:500;line-height:1.08}.resources-newsletter-copy>p:not(.ledger-overline){color:var(--ledger-copy);margin:.9rem 0 0;font-size:.94rem;line-height:1.6}.resources-newsletter-copy .resources-newsletter-separation{color:var(--ledger-muted);font-size:.82rem}.resources-newsletter-form{gap:1rem;min-width:0;display:grid}.resources-newsletter-email{gap:.4rem;min-width:0;display:grid}.resources-newsletter-email label{color:var(--ledger-ink);font-size:.88rem;font-weight:650}.resources-newsletter-email input{border:1px solid var(--ledger-line);background:var(--ledger-surface);width:100%;min-height:3rem;color:var(--ledger-ink);font:inherit;border-radius:.55rem;padding:.7rem .85rem}.resources-newsletter-email input:focus-visible,.resources-newsletter-consent input:focus-visible{outline:3px solid var(--ledger-green);outline-offset:2px}.resources-newsletter-consent-field{min-width:0}.resources-newsletter-consent{color:var(--ledger-copy);grid-template-columns:1.1rem minmax(0,1fr);align-items:start;gap:.65rem;font-size:.85rem;line-height:1.5;display:grid}.resources-newsletter-consent input{width:1.05rem;height:1.05rem;accent-color:var(--ledger-green);margin:.16rem 0 0}.resources-newsletter-form .ledger-button-primary{background:var(--ledger-dark-panel);color:#fffefa;width:fit-content}.resources-newsletter-form .ledger-button-primary:hover{background:var(--ledger-dark-panel-end);color:#fffefa}.resources-newsletter-form .ledger-button-primary:disabled{cursor:wait;opacity:.72;transform:none}.resources-newsletter-status,.resources-newsletter-error,.resources-newsletter-field-error{margin:0;font-size:.84rem;line-height:1.5}.resources-newsletter-status{color:var(--ledger-green-hover);font-weight:650}.resources-newsletter-error,.resources-newsletter-field-error{color:var(--destructive)}.resources-newsletter-field-error{margin-top:.35rem}@media (max-width:760px){.resources-newsletter{grid-template-columns:minmax(0,1fr)}.resources-newsletter-form .ledger-button-primary{width:100%}}@media (max-width:560px){.ledger-resources-hero{padding-top:2rem}.ledger-resources-hero h1{font-size:clamp(2.5rem,10.5vw,3rem);line-height:1.02}.resources-newsletter{gap:1.05rem;margin-top:1.35rem;padding:1.15rem}.resources-newsletter-copy .ledger-overline{margin-bottom:.5rem}.resources-newsletter-copy h2{font-size:clamp(1.65rem,8vw,1.85rem)}.resources-newsletter-copy>p:not(.ledger-overline){margin-top:.6rem}.resources-newsletter-form{gap:.75rem}}.ledger-subpage{padding-bottom:clamp(4rem,8vw,7rem)}.ledger-tool-intro{max-width:76rem;padding-top:clamp(3.8rem,7vw,6.5rem)}.ledger-tool-intro .ledger-overline{margin-bottom:1.2rem}.ledger-tool-intro h1{max-width:820px;font-size:clamp(3rem,5vw,4.7rem)}.ledger-tool-lede{max-width:700px;color:var(--ledger-copy);margin:1.2rem 0 0;font-size:1.08rem;line-height:1.6}.ledger-tool-warning{max-width:700px;color:var(--ledger-muted);margin:1rem 0 0;font-size:.85rem;line-height:1.5}.ledger-tool-calculator{margin-top:2.4rem}.ledger-tool-calculator .payoff-calculator{max-width:930px;margin-inline:auto}.ledger-tool-notes{border-block:1px solid var(--ledger-line);background:var(--ledger-surface);margin-top:5.5rem}.ledger-tool-notes-grid{grid-template-columns:minmax(0,.8fr) minmax(0,1fr);gap:clamp(3rem,8vw,8rem);display:grid}.ledger-tool-notes h2{font-size:clamp(2.2rem,3.6vw,3.25rem)}.ledger-tool-notes-copy p{color:var(--ledger-copy);margin:0 0 1rem;line-height:1.65}.ledger-tool-notes-copy a:not(.ledger-inline-link){color:var(--ledger-green);text-underline-offset:.2em}.ledger-inline-link{color:var(--ledger-green);text-underline-offset:.2em;margin-top:.25rem;font-weight:600;text-decoration:underline;display:inline-block}.ledger-tool-bottom{justify-content:space-between;align-items:center;gap:2rem;padding-top:3.5rem;display:flex}.ledger-tool-bottom p{max-width:470px;color:var(--ledger-copy);font-family:var(--font-display);margin:0;font-size:1.5rem;line-height:1.25}.worksheet-topbar{justify-content:space-between;align-items:center;gap:1rem;padding-block:2rem;display:flex}.worksheet-actions{align-items:center;gap:.65rem;display:flex}.worksheet-actions .payoff-download-button{white-space:nowrap;gap:.45rem}@media (max-width:540px){.worksheet-topbar{flex-direction:column;align-items:stretch}.worksheet-actions{flex-direction:column;align-items:stretch;width:100%}.worksheet-actions .payoff-download-button{white-space:normal;justify-content:center;width:100%}}.worksheet-sheet{border:1px solid var(--ledger-line);background:var(--ledger-surface);max-width:900px;padding:clamp(1.4rem,4vw,3.6rem)}.worksheet-sheet h1{max-width:740px;font-size:clamp(2.8rem,5vw,4.4rem)}.worksheet-lede{max-width:680px;color:var(--ledger-copy);margin:1rem 0 0;line-height:1.6}.worksheet-block{margin-top:2.8rem}.worksheet-section-title{align-items:baseline;gap:.9rem;display:flex}.worksheet-section-title>span{color:var(--ledger-green);font-family:var(--font-display);font-size:1.25rem}.worksheet-section-title h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;margin:0;font-size:1.65rem;font-weight:500}.worksheet-small-note{color:var(--ledger-muted);margin:.55rem 0 1rem;font-size:.8rem}.worksheet-table-wrap{overflow-x:auto}.worksheet-table{border-collapse:collapse;table-layout:fixed;text-align:left;width:100%;min-width:660px}.worksheet-table th,.worksheet-table td{border:1px solid var(--ledger-line);height:58px;color:var(--ledger-copy);vertical-align:middle;padding:.5rem .6rem;font-size:.73rem;font-weight:500}.worksheet-table thead th{background:var(--ledger-pale);height:auto;color:var(--ledger-ink);font-size:.72rem}.worksheet-table th:first-child{width:26%}.worksheet-table .print-line{border-bottom:1px solid var(--ledger-line);width:100%;height:23px;display:block}.worksheet-two-col{grid-template-columns:minmax(0,1fr) minmax(0,.9fr);gap:2.5rem;display:grid}.worksheet-checklist{gap:.85rem;margin:1.25rem 0 0;padding:0;list-style:none;display:grid}.worksheet-checklist li{color:var(--ledger-copy);grid-template-columns:18px 1fr;gap:.65rem;font-size:.83rem;line-height:1.5;display:grid}.worksheet-box{border:1px solid var(--ledger-muted);width:16px;height:16px;margin-top:.1rem}.worksheet-plan-box{background:var(--ledger-paper);padding:1.2rem 1.3rem 1.4rem}.worksheet-fill-row{color:var(--ledger-copy);justify-content:space-between;gap:1rem;margin-top:1rem;font-size:.78rem;display:flex}.worksheet-fill-row i{border-bottom:1px solid var(--ledger-line);flex:1;min-width:70px}.worksheet-writing-lines{gap:1.3rem;margin-top:1rem;display:grid}.worksheet-writing-lines i{background:var(--ledger-line);height:1px}.worksheet-tool-callout{border-top:1px solid var(--ledger-line);justify-content:space-between;align-items:center;gap:2rem;margin-top:3.2rem;padding-top:1.4rem;display:flex}.worksheet-tool-callout .ledger-overline{margin:0 0 .4rem}.worksheet-tool-callout p:last-child{color:var(--ledger-copy);margin:0}.worksheet-disclaimer{border-top:1px solid var(--ledger-line);color:var(--ledger-muted);margin:2rem 0 0;padding-top:1.2rem;font-size:.75rem;line-height:1.5}.ledger-guide-article{padding-top:clamp(3.8rem,7vw,6rem);padding-bottom:clamp(5rem,9vw,8rem)}.ledger-guide-article>.ledger-overline{margin-bottom:1.15rem}.ledger-guide-article h1{max-width:850px;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.04em;margin:0;font-size:clamp(3rem,5.2vw,4.8rem);font-weight:500;line-height:1}.ledger-guide-lede{max-width:730px;color:var(--ledger-copy);margin:1.2rem 0 0;font-size:1.08rem;line-height:1.65}.ledger-guide-updated{max-width:730px;color:var(--ledger-muted);margin:.8rem 0 0;font-size:.78rem;line-height:1.5}.ledger-guide-layout{grid-template-columns:190px minmax(0,680px);justify-content:space-between;align-items:start;gap:clamp(3rem,8vw,8rem);margin-top:4rem;display:grid}.ledger-guide-toc{flex-direction:column;align-items:flex-start;gap:.75rem;padding-top:.3rem;display:flex;position:sticky;top:6rem}.ledger-guide-toc p{color:var(--ledger-muted);letter-spacing:.1em;text-transform:uppercase;margin:0 0 .2rem;font-size:.69rem;font-weight:600}.ledger-guide-toc a{color:var(--ledger-copy);font-size:.79rem;line-height:1.45;text-decoration:none}.ledger-guide-toc a:hover{color:var(--ledger-green);text-underline-offset:.2em;text-decoration:underline}.ledger-guide-body{min-width:0;color:var(--ledger-copy);font-size:1rem;line-height:1.7}.ledger-guide-body>p:first-child{color:var(--ledger-ink);font-family:var(--font-display);margin-top:0;font-size:1.45rem;line-height:1.4}.ledger-guide-section{border-top:1px solid var(--ledger-line);margin-top:3.2rem;padding-top:1.4rem;scroll-margin-top:6rem}.ledger-guide-number{color:var(--ledger-green);font-family:var(--font-display);margin:0 0 .55rem;font-size:1.15rem}.ledger-guide-section h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.03em;margin:0;font-size:clamp(1.8rem,3vw,2.35rem);font-weight:500;line-height:1.12}.ledger-guide-section p{margin:1rem 0 0}.ledger-guide-section a:not(.ledger-button){color:var(--ledger-green);text-underline-offset:.2em;font-weight:600}.ledger-guide-section ul{gap:.85rem;margin:1rem 0 0;padding-left:1.2rem;display:grid}.ledger-guide-steps{gap:.85rem;margin:1rem 0 0;padding-left:1.35rem;display:grid}.ledger-guide-section li{padding-left:.2rem}.ledger-guide-steps li::marker{color:var(--ledger-green);font-weight:700}.ledger-guide-scenario{border:1px solid var(--ledger-line);border-left:3px solid var(--ledger-green);background:var(--ledger-surface);min-width:0;color:var(--ledger-copy);border-radius:.9rem;margin:1.2rem 0 0;padding:clamp(1rem,3vw,1.5rem)}.ledger-guide-scenario-results{border-top:1px solid var(--ledger-line);grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem;margin-top:1.2rem;padding-top:1rem;display:grid}.ledger-guide-scenario-difference{border-top:1px solid var(--ledger-line);color:var(--ledger-ink);margin:1rem 0 0;padding-top:.8rem;font-size:.86rem;font-weight:600}.ledger-guide-scenario dt{color:var(--ledger-muted);font-size:.76rem}.ledger-guide-scenario dd{color:var(--ledger-ink);margin:0;font-weight:600}.ledger-guide-scenario-results>div{flex-direction:column;gap:.3rem;min-width:0;display:flex}.ledger-guide-scenario-results p,.ledger-guide-scenario-results span{color:var(--ledger-muted);margin:0;font-size:.76rem;line-height:1.45}.ledger-guide-scenario-results strong{color:var(--ledger-ink);font-family:var(--font-display);font-size:clamp(1.2rem,2.6vw,1.6rem);font-weight:500;line-height:1.15}.ledger-guide-scenario dl{grid-template-columns:repeat(2,minmax(0,1fr));gap:.7rem 1rem;margin:0;display:grid}.ledger-guide-scenario dl>div{flex-direction:column;gap:.15rem;min-width:0;display:flex}.ledger-guide-scenario>legend.ledger-overline{float:none;width:auto;margin:0 0 .9rem;padding:0}.ledger-guide-inline-cta{margin-top:1rem}.ledger-guide-inline-cta a{font-size:.9rem}.ledger-guide-final-cta{background:var(--ledger-pale);justify-content:space-between;align-items:center;gap:1.5rem;margin-top:1.6rem;padding:1.3rem 1.4rem;display:flex}.ledger-guide-final-cta .ledger-overline{margin:0 0 .25rem}.ledger-guide-final-cta p:last-child{color:var(--ledger-ink);font-family:var(--font-display);margin:0;font-size:1.2rem;line-height:1.25}.ledger-guide-disclaimer{border-top:1px solid var(--ledger-line);color:var(--ledger-muted);margin:2.3rem 0 0;padding-top:1.1rem;font-size:.8rem;line-height:1.55}.ledger-repayment-plans{gap:.8rem;margin-top:1.3rem;display:grid}.ledger-repayment-plan{border:1px solid var(--ledger-line);border-left:3px solid var(--ledger-green);background:var(--ledger-surface);border-radius:.9rem;min-width:0;padding:1rem 1.15rem}.ledger-repayment-plan h3{color:var(--ledger-ink);font-family:var(--font-display);margin:0;font-size:1.22rem;font-weight:600;line-height:1.25}.ledger-repayment-plan p{margin:.55rem 0 0}.ledger-default-guide{overflow-wrap:anywhere}.ledger-default-note{border-left:3px solid var(--ledger-green);background:var(--ledger-pale);max-width:730px;color:var(--ledger-copy);gap:.35rem;margin-top:1.25rem;padding:1rem 1.1rem;font-size:.9rem;line-height:1.55;display:grid}.ledger-default-note strong{color:var(--ledger-ink)}.ledger-default-small-note{border-left:2px solid var(--ledger-gold);color:var(--ledger-muted);padding-left:.9rem;font-size:.87rem;margin-top:1rem!important}.ledger-default-options{gap:1rem;margin-top:1.25rem;display:grid}.ledger-default-option{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;padding:clamp(1rem,2.5vw,1.5rem)}.ledger-default-option-number{color:var(--ledger-green);letter-spacing:.1em;text-transform:uppercase;font-size:.68rem;font-weight:700;margin:0 0 .4rem!important}.ledger-default-option h3,.ledger-default-idr-list h3{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;margin:0;font-size:clamp(1.35rem,2.5vw,1.7rem);font-weight:500;line-height:1.15}.ledger-default-option dl{gap:.85rem;margin:1rem 0 0;display:grid}.ledger-default-option dl>div{border-top:1px solid var(--ledger-line);grid-template-columns:minmax(7rem,.32fr) minmax(0,1fr);gap:.2rem .9rem;padding-top:.75rem;display:grid}.ledger-default-option dt{color:var(--ledger-ink);font-size:.78rem;font-weight:700;line-height:1.45}.ledger-default-option dd{min-width:0;color:var(--ledger-copy);margin:0;font-size:.88rem;line-height:1.62}.ledger-default-option dd a,.ledger-default-source-list a,.ledger-default-guide .ledger-guide-section a:not(.ledger-button){overflow-wrap:anywhere}.ledger-default-idr-list{gap:1rem;margin-top:1.3rem;display:grid}.ledger-default-idr-list section{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;padding:1rem 1.1rem}.ledger-default-idr-list h3{font-size:1.35rem}.ledger-default-idr-list p{margin:.65rem 0 0}.ledger-default-source-list{overflow-wrap:anywhere}.ledger-default-guide a:focus-visible{outline:3px solid var(--ledger-green);outline-offset:3px}.campaign-footer-nav a{color:#d8dfd9}.campaign-footer-nav a:hover,.campaign-footer-nav a:focus-visible{color:#fffefa}.ledger-sacramento-guide h1{max-width:1020px;font-size:clamp(2.35rem,5.1vw,4.55rem);line-height:1.04}.ledger-sacramento-guide .ledger-guide-layout{grid-template-columns:180px minmax(0,720px)}.ledger-sacramento-guide .ledger-guide-section h3.ledger-guide-subhead{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;margin:2rem 0 0;font-size:1.5rem;font-weight:600;line-height:1.2}.ledger-plan-grid,.ledger-scenario-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem;margin-top:1.2rem;display:grid}.ledger-plan-card,.ledger-scenario-card{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:.8rem;min-width:0;padding:1.1rem}.ledger-plan-card h3{color:var(--ledger-ink);font-family:var(--font-display);margin:0;font-size:1.35rem;font-weight:600}.ledger-plan-card p,.ledger-scenario-card p{margin:.65rem 0 0;font-size:.9rem;line-height:1.55}.ledger-plan-card p+p{border-top:1px solid var(--ledger-line);padding-top:.65rem}.ledger-scenario-card .ledger-overline{color:var(--ledger-muted);margin:0;font-size:.68rem}.ledger-scenario-card strong{color:var(--ledger-ink);font-family:var(--font-display);margin-top:.55rem;font-size:clamp(1.3rem,2.6vw,1.7rem);font-weight:600;line-height:1.2;display:block}.ledger-sacramento-guide .ledger-guide-final-cta .ledger-button{flex-shrink:0}.ledger-method-cta-copy>p{margin:0}.ledger-method-cta-copy .ledger-inline-link{margin-top:.55rem;font-size:.84rem}.dark .ledger-worksheet{background:linear-gradient(118deg,#193738 0%,#244744 100%)}.dark .ledger-footer{background:#0b1718}@media (max-width:980px){.ledger-hero{grid-template-columns:minmax(0,1fr) minmax(390px,1fr);column-gap:2.5rem}.ledger-hero h1{font-size:clamp(3.1rem,6vw,4.3rem)}.ledger-method-row{grid-template-columns:2.5rem minmax(190px,.8fr) minmax(220px,1.2fr)}.ledger-method-label{grid-column:2/-1;justify-self:start}}@media (max-width:760px){.ledger-container{width:min(100% - 2rem,76rem)}.ledger-header-inner{gap:.5rem;min-height:68px}.ledger-home-nav{display:none}.ledger-header-cta{margin-left:0;padding:.62rem .82rem;font-size:.82rem}.ledger-hero{grid-template-columns:minmax(0,1fr);gap:2.2rem;padding-top:3.5rem}.ledger-hero-copy{padding-bottom:0}.ledger-hero h1{max-width:560px;font-size:clamp(3rem,11vw,4.5rem)}.ledger-hero-foot{display:none}.ledger-section-heading,.ledger-email-grid,.ledger-tool-notes-grid{grid-template-columns:minmax(0,1fr);gap:2rem}.ledger-section-heading{align-items:start}.ledger-section-intro{max-width:560px}.ledger-loan-columns{margin-top:2.5rem}.ledger-loan-column{padding-right:1.2rem}.ledger-loan-column+.ledger-loan-column{padding-left:1.2rem}.ledger-method-row{grid-template-columns:2.25rem minmax(0,1fr);gap:.7rem 1rem}.ledger-method-row p,.ledger-method-label{grid-column:2}.ledger-method-label{justify-self:start}.ledger-method-cta,.ledger-tool-bottom,.worksheet-tool-callout{flex-direction:column;align-items:flex-start}.ledger-worksheet-grid{grid-template-columns:minmax(0,1fr);gap:3rem}.ledger-worksheet-lines{max-width:550px}.ledger-footer-main,.ledger-footer-bottom{grid-template-columns:minmax(0,1fr);gap:1rem}.ledger-footer-main{align-items:start}.ledger-footer-bottom{padding-block:1.2rem 1.5rem}.ledger-tool-calculator{margin-top:1.8rem}.ledger-tool-notes-grid{gap:1.6rem}.ledger-guide-layout{grid-template-columns:minmax(0,1fr);gap:1.8rem;margin-top:2.6rem}.ledger-sacramento-guide .ledger-guide-layout,.ledger-plan-grid,.ledger-scenario-grid{grid-template-columns:minmax(0,1fr)}.ledger-guide-toc{border-bottom:1px solid var(--ledger-line);grid-template-columns:repeat(2,minmax(0,1fr));gap:.6rem 1rem;padding:0 0 1.2rem;display:grid;position:static}.ledger-guide-toc p{grid-column:1/-1}.worksheet-two-col{grid-template-columns:minmax(0,1fr);gap:2rem}}.refinance-tool-layout{grid-template-columns:minmax(0,1.5fr) minmax(250px,.7fr);align-items:start;gap:1.25rem;margin-top:2.35rem;display:grid}.refinance-calculator{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;color:var(--ledger-copy);border-radius:1.1rem;padding:clamp(1.25rem,3vw,2rem);box-shadow:0 18px 48px #19373812}.refinance-calculator-heading,.refinance-results-topline{justify-content:space-between;align-items:flex-end;gap:1rem;display:flex}.refinance-calculator-heading h2,.refinance-results-topline h3,.refinance-tool-switch h2,.ledger-tool-choice h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.03em;margin:.45rem 0 0;font-size:clamp(1.7rem,2.6vw,2.35rem);font-weight:500;line-height:1.08}.refinance-sample-label{color:var(--ledger-muted);text-align:right;margin:0;font-size:.78rem;line-height:1.4}.refinance-form{gap:1rem;margin-top:1.45rem;display:grid}.refinance-input-group{border:1px solid var(--ledger-line);border-radius:.85rem;min-width:0;margin:0;padding:1.1rem}.refinance-input-group>legend,.refinance-mode-picker>legend{color:var(--ledger-ink);padding-inline:.35rem;font-size:.87rem;font-weight:650}.refinance-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem 1rem;display:grid}.refinance-field{min-width:0;color:var(--ledger-copy);gap:.42rem;font-size:.78rem;font-weight:600;display:grid}.refinance-input-wrap{border:1px solid var(--ledger-line);background:var(--ledger-paper);min-width:0;min-height:45px;color:var(--ledger-muted);border-radius:.55rem;align-items:center;gap:.45rem;padding-inline:.75rem;display:flex}.refinance-input-wrap:focus-within{border-color:var(--ledger-green);outline:3px solid var(--ledger-green)}@supports (color:color-mix(in lab, red, red)){.refinance-input-wrap:focus-within{outline:3px solid color-mix(in srgb, var(--ledger-green) 20%, transparent)}}.refinance-input-wrap input{width:100%;min-width:0;color:var(--ledger-ink);font:inherit;font-variant-numeric:tabular-nums;background:0 0;border:0;outline:0;font-size:.98rem}.refinance-input-wrap input::-webkit-inner-spin-button{appearance:none;margin:0}.refinance-input-wrap input::-webkit-outer-spin-button{appearance:none;margin:0}.refinance-mode-picker{border:0;min-width:0;margin:1.15rem 0 0;padding:0}.refinance-mode-picker>legend{margin-bottom:.55rem;padding:0}.refinance-mode-options{border:1px solid var(--ledger-line);background:var(--ledger-paper);border-radius:.65rem;gap:.25rem;width:fit-content;max-width:100%;padding:.25rem;display:flex}.refinance-mode-options label{min-height:40px;color:var(--ledger-copy);cursor:pointer;border-radius:.45rem;align-items:center;gap:.5rem;padding:.4rem .7rem;font-size:.8rem;font-weight:600;display:flex;position:relative}.refinance-mode-options label:has(input:checked){background:var(--ledger-dark-panel);color:#fffefa}.refinance-mode-options input{accent-color:var(--ledger-green)}.refinance-mode-options input:focus-visible{outline:2px solid var(--ledger-green);outline-offset:3px}.refinance-active-current-input{margin-top:1rem}.refinance-field-note{color:var(--ledger-muted);margin:.65rem 0 0;font-size:.75rem;line-height:1.45}.refinance-results{background:var(--ledger-dark-panel);color:#eff4ee;border-radius:.9rem;padding:1.2rem}.refinance-results .ledger-overline{color:#c0d0c7}.refinance-results-topline h3{color:#fffefa;font-size:clamp(1.4rem,2.3vw,1.85rem)}.refinance-results-topline>span{color:#eff4ee;border:1px solid #ffffff4d;border-radius:999px;flex:none;padding:.38rem .6rem;font-size:.72rem;font-weight:600}.refinance-comparison-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem;margin-top:1.15rem;display:grid}.refinance-outcome{background:#ffffff0f;border:1px solid #fff3;border-radius:.7rem;min-width:0;padding:1rem}.refinance-outcome-new{border-color:var(--ledger-gold)}@supports (color:color-mix(in lab, red, red)){.refinance-outcome-new{border-color:color-mix(in srgb, var(--ledger-gold) 55%, transparent)}}.refinance-outcome-new{background:var(--ledger-gold)}@supports (color:color-mix(in lab, red, red)){.refinance-outcome-new{background:color-mix(in srgb, var(--ledger-gold) 10%, transparent)}}.refinance-outcome-label{color:#dae5dd;margin:0;font-size:.79rem;font-weight:650}.refinance-outcome-payment{color:#fffefa;font-variant-numeric:tabular-nums;letter-spacing:-.045em;margin:.75rem 0 1rem;font-size:clamp(1.45rem,2.4vw,2rem);font-weight:650;line-height:1.05}.refinance-outcome-payment span{color:#d0ded5;letter-spacing:0;margin-left:.3rem;font-size:.72rem;font-weight:500}.refinance-outcome dl{gap:.55rem;margin:0;display:grid}.refinance-outcome dl>div{border-top:1px solid #ffffff2b;justify-content:space-between;gap:.75rem;padding-top:.55rem;font-size:.73rem;display:flex}.refinance-outcome dt{color:#d0ded5}.refinance-outcome dd{color:#fffefa;text-align:right;font-variant-numeric:tabular-nums;margin:0;font-weight:650}.refinance-differences{grid-template-columns:repeat(2,minmax(0,1fr));gap:.7rem;margin-top:.8rem;display:grid}.refinance-differences p{background:var(--ledger-green);border-radius:.6rem;margin:0;padding:.8rem}@supports (color:color-mix(in lab, red, red)){.refinance-differences p{background:color-mix(in srgb, var(--ledger-green) 32%, var(--ledger-dark-panel))}}.refinance-differences p{color:#f5f8f3;font-size:.75rem;line-height:1.45}.refinance-differences strong{color:#fffefa;margin-top:.25rem;font-size:1rem;display:block}.refinance-fee-note{color:#d5e0d8;margin:.85rem 0 0;font-size:.73rem;line-height:1.5}.refinance-invalid-state{border:1px solid #a33d31;padding:1.15rem}@supports (color:color-mix(in lab, red, red)){.refinance-invalid-state{border:1px solid color-mix(in srgb, #a33d31 45%, var(--ledger-line))}}.refinance-invalid-state{background:#a33d31;border-radius:.8rem}@supports (color:color-mix(in lab, red, red)){.refinance-invalid-state{background:color-mix(in srgb, #a33d31 7%, var(--ledger-surface))}}.refinance-invalid-state{color:var(--ledger-ink)}.refinance-invalid-state .ledger-overline{color:#963b31}.refinance-invalid-state p:last-child{margin:.45rem 0 0;line-height:1.55}.refinance-disclosures{color:var(--ledger-muted);gap:.75rem;margin-top:1rem;font-size:.78rem;line-height:1.55;display:grid}.refinance-disclosures p{margin:0}.refinance-federal-warning{border-left:3px solid var(--ledger-gold);background:var(--ledger-gold);border-radius:0 .55rem .55rem 0;padding:.9rem 1rem}@supports (color:color-mix(in lab, red, red)){.refinance-federal-warning{background:color-mix(in srgb, var(--ledger-gold) 13%, var(--ledger-surface))}}.refinance-federal-warning{color:var(--ledger-ink)}.refinance-federal-warning h3{color:var(--ledger-ink);margin:0 0 .45rem;font-size:.95rem;font-weight:700;line-height:1.3}.refinance-federal-warning p{margin:0}.refinance-federal-warning p+p{margin-top:.55rem}.refinance-federal-warning a{color:var(--ledger-dark-panel);text-underline-offset:.18em;font-weight:700;text-decoration:underline;text-decoration-thickness:1px}.refinance-tool-switch,.ledger-tool-choices{margin-top:clamp(2.5rem,5vw,4.5rem);margin-bottom:5rem}.refinance-tool-switch{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:1rem;padding:clamp(1.35rem,3vw,2rem)}.refinance-tool-switch p:not(.ledger-overline){color:var(--ledger-copy);line-height:1.6}.refinance-tool-switch .ledger-button{margin-top:.5rem}.ledger-tool-choices{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.ledger-tool-choice{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:1rem;padding:clamp(1.35rem,3vw,2rem)}.ledger-tool-choice>p:not(.ledger-overline){min-height:4.8rem;color:var(--ledger-copy);margin:.8rem 0 1.2rem;line-height:1.6}.ledger-tools-intro{padding-bottom:0}.ledger-tools-intro h1{max-width:900px}.ledger-tools-directory{margin-top:clamp(2.75rem,5vw,4rem)}.ledger-tools-directory-heading{border-bottom:1px solid var(--ledger-line);justify-content:space-between;align-items:end;gap:1.5rem;margin-bottom:1.15rem;padding-bottom:1.15rem;display:flex}.ledger-tools-directory-heading .ledger-overline{margin:0 0 .45rem}.ledger-tools-directory-heading h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.035em;margin:0;font-size:clamp(1.9rem,3vw,2.6rem);font-weight:500;line-height:1.08}.ledger-tools-directory-heading>p{max-width:18rem;color:var(--ledger-muted);margin:0 0 .1rem;font-size:.88rem;line-height:1.5}.ledger-tool-category+.ledger-tool-category{border-top:1px solid var(--ledger-line);margin-top:clamp(2.25rem,4vw,3rem);padding-top:clamp(1.35rem,3vw,2rem)}.ledger-tool-category-heading{max-width:56rem;margin-bottom:1rem}.ledger-tool-category-heading h3{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.03em;margin:0;font-size:clamp(1.55rem,2.5vw,2rem);font-weight:500;line-height:1.12}.ledger-tool-category-heading p{max-width:52rem;color:var(--ledger-copy);margin:.45rem 0 0;font-size:.94rem;line-height:1.65}.ledger-tools-page .ledger-tool-choices{grid-template-columns:repeat(3,minmax(0,1fr));margin:0;padding:0;list-style:none}.ledger-tools-page .ledger-tool-choice{border-radius:.8rem;flex-direction:column;align-items:flex-start;min-width:0;transition:border-color .16s,box-shadow .16s,transform .16s;display:flex}.ledger-tools-page .ledger-tool-choice:hover{border-color:var(--ledger-green);transform:translateY(-2px)}@supports (color:color-mix(in lab, red, red)){.ledger-tools-page .ledger-tool-choice:hover{border-color:color-mix(in srgb, var(--ledger-green) 45%, var(--ledger-line))}}.ledger-tools-page .ledger-tool-choice:hover{box-shadow:0 14px 32px #19373812}.ledger-tools-page .ledger-tool-choice:focus-within{border-color:var(--ledger-green);outline:2px solid var(--ledger-green);outline-offset:3px}.ledger-tools-page .ledger-tool-choice h4{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.03em;margin:0;font-size:clamp(1.5rem,2vw,1.9rem);font-weight:500;line-height:1.08}.ledger-tools-page .ledger-tool-choice>p:not(.ledger-overline){min-height:0;color:var(--ledger-copy);flex:1;margin:.85rem 0 1.25rem;font-size:.94rem;line-height:1.65}.ledger-tools-page .ledger-tool-choice .ledger-button{text-align:center;max-width:100%;margin-top:auto}@media (prefers-reduced-motion:reduce){.ledger-tools-page .ledger-tool-choice{transition:none}.ledger-tools-page .ledger-tool-choice:hover{transform:none}}.refi-savings-intro .ledger-back-link{margin-bottom:1.5rem;display:inline-flex}.refi-savings-layout{margin-top:2.25rem}.refi-savings-workspace{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start;gap:1.25rem;display:grid}.refi-savings-input-card,.refi-savings-assumptions{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;color:var(--ledger-copy);border-radius:1rem;padding:clamp(1.15rem,2.8vw,1.8rem);box-shadow:0 18px 48px #1937380f}.refi-savings-input-card{gap:1.1rem;display:grid}.refi-savings-heading{flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:.45rem 1rem;display:flex}.refi-savings-sample{color:var(--ledger-muted);margin:0;font-size:.76rem;line-height:1.45}.refi-savings-group{border:1px solid var(--ledger-line);border-radius:.75rem;gap:.8rem;min-width:0;margin:0;padding:1rem;display:grid}.refi-savings-group legend{color:var(--ledger-ink);padding-inline:.35rem;font-size:.9rem;font-weight:700}.refi-savings-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:.85rem .9rem;display:grid}.refi-savings-field{min-width:0;color:var(--ledger-copy);align-content:start;gap:.4rem;font-size:.78rem;font-weight:650;line-height:1.35;display:grid}.refi-savings-input-wrap{border:1px solid var(--ledger-line);background:var(--ledger-paper);min-width:0;min-height:46px;color:var(--ledger-muted);border-radius:.55rem;align-items:center;gap:.45rem;padding-inline:.7rem;font-size:.84rem;font-weight:500;display:flex}.refi-savings-input-wrap:focus-within{border-color:var(--ledger-green);outline:3px solid var(--ledger-green)}@supports (color:color-mix(in lab, red, red)){.refi-savings-input-wrap:focus-within{outline:3px solid color-mix(in srgb, var(--ledger-green) 22%, transparent)}}.refi-savings-input-wrap input{width:100%;min-width:0;color:var(--ledger-ink);font:inherit;font-variant-numeric:tabular-nums;background:0 0;border:0;outline:0;padding:0;font-size:.97rem}.refi-savings-input-wrap input::-webkit-inner-spin-button{appearance:none;margin:0}.refi-savings-input-wrap input::-webkit-outer-spin-button{appearance:none;margin:0}.refi-savings-field-note{color:var(--ledger-muted);grid-column:1/-1;margin:0;font-size:.76rem;line-height:1.5}.refi-savings-offer-toggle{border:1px solid var(--ledger-green);background:var(--ledger-paper);min-height:44px;color:var(--ledger-green);font:inherit;cursor:pointer;border-radius:.55rem;justify-self:start;padding:.65rem .85rem;font-size:.82rem;font-weight:700}.refi-savings-offer-toggle:hover{background:var(--ledger-green)}@supports (color:color-mix(in lab, red, red)){.refi-savings-offer-toggle:hover{background:color-mix(in srgb, var(--ledger-green) 8%, var(--ledger-paper))}}.refi-savings-offer-toggle:focus-visible{outline:3px solid var(--ledger-green)}@supports (color:color-mix(in lab, red, red)){.refi-savings-offer-toggle:focus-visible{outline:3px solid color-mix(in srgb, var(--ledger-green) 32%, transparent)}}.refi-savings-offer-toggle:focus-visible{outline-offset:3px}.refi-savings-offer-clear{border-color:var(--ledger-line);color:var(--ledger-copy)}.refi-savings-side{gap:1rem;min-width:0;display:grid}.refi-savings-results{background:var(--ledger-dark-panel);color:#eff4ee;border-radius:1rem;min-width:0;padding:clamp(1rem,2.4vw,1.5rem);scroll-margin-top:5.5rem}.refi-savings-results .ledger-overline{color:#c0d0c7}.refi-savings-results-heading h2{color:#fffefa;font-family:var(--font-display);letter-spacing:-.03em;margin:.4rem 0 0;font-size:clamp(1.6rem,2.3vw,2.1rem);font-weight:500;line-height:1.08}.refi-savings-live-results{grid-template-columns:repeat(2,minmax(0,1fr));align-items:start;gap:.65rem;margin-top:1.1rem;display:grid}.refi-savings-worksheet{border:1px solid var(--ledger-line);background:var(--ledger-surface);color:var(--ledger-ink);border-radius:.85rem;grid-template-columns:minmax(0,.82fr) minmax(0,1fr);align-items:start;gap:clamp(1rem,2.5vw,1.75rem);margin-top:1.15rem;padding:clamp(1rem,2.4vw,1.4rem);display:grid}.refi-savings-results .refi-savings-worksheet .ledger-overline{color:var(--ledger-muted);margin:0 0 .55rem}.refi-savings-worksheet h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.03em;margin:0;font-size:clamp(1.35rem,2vw,1.75rem);font-weight:500;line-height:1.12}.refi-savings-worksheet-copy>p:last-child{color:var(--ledger-copy);margin:.7rem 0 0;font-size:.82rem;line-height:1.55}.refi-savings-worksheet .payoff-signup-form{gap:.85rem}.refi-savings-worksheet .payoff-signup-field label{font-size:.84rem}.refi-savings-worksheet .payoff-signup-consent{font-size:.8rem}.refi-savings-worksheet .payoff-signup-form .ledger-contact-privacy-note{font-size:.72rem}.refi-savings-worksheet .payoff-signup-submit{min-height:46px}.refi-savings-has-two-offers .refi-savings-current-baseline,.refi-savings-has-two-offers .refi-savings-offer-results,.refi-savings-has-two-offers .refi-savings-pdf-action{grid-column:1/-1}.refi-savings-offer-results{display:contents}.refi-savings-has-two-offers .refi-savings-offer-results{grid-template-columns:repeat(2,minmax(0,1fr));gap:.65rem;display:grid}.refi-savings-outcome{background:#ffffff0f;border:1px solid #fff3;border-radius:.7rem;min-width:0;padding:.85rem}.refi-savings-outcome-new{border-color:var(--ledger-gold)}@supports (color:color-mix(in lab, red, red)){.refi-savings-outcome-new{border-color:color-mix(in srgb, var(--ledger-gold) 55%, transparent)}}.refi-savings-outcome-new{background:var(--ledger-gold)}@supports (color:color-mix(in lab, red, red)){.refi-savings-outcome-new{background:color-mix(in srgb, var(--ledger-gold) 10%, transparent)}}.refi-savings-outcome h3{color:#dce7df;min-height:2.5em;margin:0;font-size:.8rem;font-weight:700;line-height:1.3}.refi-savings-offer-result-heading,.refi-savings-baseline-heading{flex-wrap:wrap;justify-content:space-between;align-items:flex-start;gap:.45rem .7rem;display:flex}.refi-savings-offer-result-heading .ledger-overline,.refi-savings-baseline-heading .ledger-overline{margin:0 0 .25rem}.refi-savings-offer-result-heading h3,.refi-savings-baseline-heading h3{color:#fffefa;min-height:0;margin:0;font-size:.92rem;line-height:1.3}.refi-savings-offer-terms{color:#d0ded5;text-align:right;overflow-wrap:anywhere;max-width:100%;margin:0;font-size:.68rem;line-height:1.45}.refi-savings-baseline-payment{color:#fffefa;font-variant-numeric:tabular-nums;overflow-wrap:anywhere;margin:0;font-size:1rem;font-weight:700}.refi-savings-baseline-payment span{color:#d0ded5;font-size:.68rem;font-weight:500}.refi-savings-baseline-payment-wrap .refi-savings-result-label{margin:.2rem 0 0}.refi-savings-payment{color:#fffefa;font-variant-numeric:tabular-nums;letter-spacing:-.04em;overflow-wrap:anywhere;margin:.55rem 0 .75rem;font-size:clamp(1.35rem,2vw,1.8rem);font-weight:700;line-height:1.1}.refi-savings-payment span{color:#d0ded5;letter-spacing:0;font-size:.68rem;font-weight:500}.refi-savings-result-label{color:#d0ded5;margin:-.5rem 0 .65rem;font-size:.68rem;line-height:1.35}.refi-savings-outcome dl{gap:.55rem;margin:0;display:grid}.refi-savings-outcome dl>div{border-top:1px solid #ffffff2e;gap:.16rem;padding-top:.5rem;display:grid}.refi-savings-outcome dt{color:#d0ded5;font-size:.68rem;line-height:1.35}.refi-savings-outcome dd{color:#fffefa;font-variant-numeric:tabular-nums;overflow-wrap:anywhere;margin:0;font-size:.82rem;font-weight:700}.refi-savings-difference{background:var(--ledger-green);border-radius:.65rem;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:.35rem .8rem;margin-top:.7rem;padding:.85rem .9rem;display:flex}@supports (color:color-mix(in lab, red, red)){.refi-savings-difference{background:color-mix(in srgb, var(--ledger-green) 36%, var(--ledger-dark-panel))}}.refi-savings-difference{color:#f5f8f3;font-size:.8rem}.refi-savings-difference strong{color:#fffefa;font-variant-numeric:tabular-nums;font-size:1rem}.refi-savings-breakeven{border:1px solid var(--ledger-gold);margin-top:.85rem;padding:1rem}@supports (color:color-mix(in lab, red, red)){.refi-savings-breakeven{border:1px solid color-mix(in srgb, var(--ledger-gold) 45%, transparent)}}.refi-savings-breakeven{background:var(--ledger-green);border-radius:.75rem}@supports (color:color-mix(in lab, red, red)){.refi-savings-breakeven{background:color-mix(in srgb, var(--ledger-green) 16%, var(--ledger-dark-panel))}}.refi-savings-breakeven-heading h3{color:#fffefa;margin:.35rem 0 0;font-size:1rem;line-height:1.35}.refi-savings-breakeven-values{grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem;margin:.8rem 0 0;display:grid}.refi-savings-breakeven-values>div{border-top:1px solid #ffffff2e;min-width:0;padding-top:.65rem}.refi-savings-breakeven-values dt{color:#d0ded5;font-size:.7rem;line-height:1.4}.refi-savings-breakeven-values dd{color:#fffefa;font-variant-numeric:tabular-nums;overflow-wrap:anywhere;margin:.2rem 0 0;font-size:.9rem;font-weight:700;line-height:1.4}.refi-savings-breakeven-time{grid-column:1/-1}.refi-savings-breakeven-time dd{color:#f5e0a4;font-size:1.05rem}.refi-savings-breakeven-note{color:#e0e8e1;margin:.8rem 0 0;font-size:.76rem;line-height:1.55}.refi-savings-pdf-action{justify-content:flex-end;margin-top:.8rem;display:flex}.refi-savings-share-action{border-top:1px solid #ffffff2e;grid-column:1/-1;justify-content:space-between;align-items:center;gap:.9rem;margin-top:.8rem;padding-top:.8rem;display:flex}.refi-savings-share-action .ledger-button{flex:none;gap:.5rem;min-height:44px}.refi-savings-share-action .ledger-button:focus-visible{outline-offset:3px;outline:3px solid #fffefa}.refi-savings-share-action .ledger-button:disabled{cursor:not-allowed;opacity:.58}.refi-savings-share-note,.refi-savings-share-feedback{color:#e0e8e1;text-align:right;margin:0;font-size:.76rem;line-height:1.5}.refi-savings-share-feedback{color:#fffefa;margin-top:.15rem;font-weight:650;display:block}.refi-savings-has-two-offers .refi-savings-pdf-action{margin-top:0}.refi-savings-pdf-action .ledger-button{gap:.5rem;min-height:44px}.refi-savings-pdf-action .ledger-button:focus-visible{outline-offset:3px;outline:3px solid #fffefa}.refi-savings-pdf-action .ledger-button:disabled{cursor:progress;transform:none}.refi-savings-invalid{color:#fffefa;background:#a33d3138;border:1px solid #f1a59980;border-radius:.7rem;margin-top:1rem;padding:.9rem}.refi-savings-invalid .ledger-overline{color:#ffe0d8}.refi-savings-invalid p:last-child{margin:.4rem 0 0;font-size:.85rem;line-height:1.5}.refi-savings-federal-warning{border-left:3px solid var(--ledger-gold);background:var(--ledger-gold);border-radius:0 .55rem .55rem 0;margin-top:.85rem;padding:.85rem .9rem}@supports (color:color-mix(in lab, red, red)){.refi-savings-federal-warning{background:color-mix(in srgb, var(--ledger-gold) 13%, var(--ledger-dark-panel))}}.refi-savings-federal-warning{color:#f4f4ea}.refi-savings-federal-warning h3{color:#fffefa;margin:0 0 .35rem;font-size:.9rem;line-height:1.35}.refi-savings-federal-warning p{color:#f1f1e8;margin:0;font-size:.77rem;line-height:1.5}.refi-savings-assumptions .ledger-overline{margin-bottom:.7rem}.refi-savings-assumptions h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.03em;margin:0;font-size:clamp(1.55rem,2.3vw,1.95rem);font-weight:500;line-height:1.12}.refi-savings-assumptions ul{gap:.65rem;margin:1rem 0;padding-left:1.15rem;font-size:.86rem;line-height:1.5;display:grid}.refi-savings-assumptions li::marker{color:var(--ledger-green)}.refi-savings-assumptions>p{margin:.8rem 0 0;font-size:.83rem;line-height:1.55}.refi-savings-assumptions .refi-savings-disclaimer{border-top:1px solid var(--ledger-line);color:var(--ledger-muted);padding-top:.8rem;font-size:.77rem}.refi-savings-related-tools{background:#fffefa12;border:1px solid #eff4ee29;border-radius:.7rem;margin-top:.9rem;padding:.85rem 1rem}.refi-savings-related-tools h3{color:#fffefa;margin:0;font-size:.94rem;font-weight:600;line-height:1.35}.refi-savings-related-tools ul{grid-template-columns:repeat(2,minmax(0,1fr));gap:.15rem 1rem;margin:.25rem 0 0;padding:0;list-style:none;display:grid}.refi-savings-related-tools li{min-width:0}.refi-savings-related-tools a{color:#eff4ee;text-underline-offset:.18em;align-items:center;min-height:40px;font-size:.82rem;line-height:1.4;-webkit-text-decoration:underline #eff4ee8c;text-decoration:underline #eff4ee8c;display:inline-flex}.refi-savings-related-tools a:hover{color:#fffefa;text-decoration-color:currentColor}.refi-savings-related-tools a:focus-visible{outline:3px solid var(--ledger-green);outline-offset:3px;border-radius:.2rem}@media (max-width:900px){.refi-savings-workspace{grid-template-columns:minmax(0,1fr)}}@media (max-width:1080px){.refi-savings-workspace{grid-template-columns:minmax(0,1fr)}}@media (max-width:560px){.refi-savings-layout{margin-top:1.5rem}.refi-savings-heading{display:grid}.refi-savings-fields,.refi-savings-live-results,.refi-savings-has-two-offers .refi-savings-offer-results{grid-template-columns:minmax(0,1fr)}.refi-savings-has-two-offers .refi-savings-offer-results{display:grid}.refi-savings-has-two-offers .refi-savings-current-baseline,.refi-savings-has-two-offers .refi-savings-offer-results,.refi-savings-has-two-offers .refi-savings-pdf-action{grid-column:auto}.refi-savings-share-action{flex-direction:column;align-items:stretch}.refi-savings-share-action .ledger-button{justify-content:center;width:100%}.refi-savings-share-note,.refi-savings-share-feedback{text-align:left}.refi-savings-breakeven-values{grid-template-columns:minmax(0,1fr)}.refi-savings-breakeven-time{grid-column:auto}.refi-savings-outcome h3{min-height:0}.refi-savings-payment{font-size:1.6rem}.refi-savings-offer-terms{text-align:left;width:100%}.refi-savings-intro h1{overflow-wrap:break-word}}@media (max-width:760px){.refi-savings-worksheet{grid-template-columns:minmax(0,1fr)}}.refi-savings-intro,.refi-savings-layout{min-width:0}.refi-savings-intro .ledger-back-link:focus-visible{outline:3px solid var(--ledger-green);outline-offset:3px}@media (max-width:980px){.refinance-tool-layout{grid-template-columns:minmax(0,1fr)}.refinance-assumptions{display:block}}@media (max-width:560px){.refi-savings-related-tools ul{grid-template-columns:minmax(0,1fr)}}@media (max-width:650px){.refinance-tool-layout{margin-top:1.5rem}.refinance-calculator-heading,.refinance-results-topline{flex-direction:column;align-items:flex-start}.refinance-sample-label{text-align:left}.refinance-input-group{padding:.85rem}.refinance-fields,.refinance-comparison-grid,.refinance-differences,.ledger-tool-choices{grid-template-columns:minmax(0,1fr)}.refinance-mode-options{width:100%}.refinance-mode-options label{flex:50%;justify-content:center;padding-inline:.35rem;font-size:.73rem}.refinance-outcome-payment{font-size:1.65rem}.ledger-tool-choice>p:not(.ledger-overline){min-height:0}}@media (max-width:400px){.ledger-sacramento-guide .ledger-guide-toc{grid-template-columns:minmax(0,1fr)}}.ledger-contact-page{background:radial-gradient(ellipse at 8% 20%, var(--ledger-pale), transparent 36rem), var(--ledger-paper);min-height:calc(100vh - 3.5rem);padding:clamp(2rem,5vw,4.5rem) 0 clamp(4rem,8vw,7rem)}@supports (color:color-mix(in lab, red, red)){.ledger-contact-page{background:radial-gradient(ellipse at 8% 20%, color-mix(in srgb, var(--ledger-pale) 72%, transparent), transparent 36rem), var(--ledger-paper)}}.ledger-contact-page{color:var(--ledger-ink)}.ledger-contact-container{width:min(100% - 3rem,76rem);margin-inline:auto}.ledger-contact-back{color:var(--ledger-copy);align-items:center;gap:.55rem;font-size:.9rem;font-weight:500;text-decoration:none;display:inline-flex}.ledger-contact-back:hover{color:var(--ledger-green)}.ledger-contact-back span{font-size:1.1rem}.ledger-contact-grid{grid-template-columns:minmax(0,.92fr) minmax(390px,.88fr);align-items:start;gap:clamp(3rem,8vw,8rem);margin-top:clamp(2.5rem,6vw,5.5rem);display:grid}.ledger-contact-copy{max-width:570px;padding-top:.7rem}.ledger-contact-copy .ledger-overline,.ledger-contact-card .ledger-overline{color:var(--ledger-green)}.ledger-contact-copy h1{max-width:650px;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.045em;margin:1rem 0 0;font-size:clamp(3rem,5vw,4.6rem);font-weight:500;line-height:1}.ledger-contact-lede{max-width:510px;color:var(--ledger-copy);margin:1.5rem 0 0;font-size:1.08rem;line-height:1.7}.ledger-contact-topics{border-left:3px solid var(--ledger-gold);background:var(--ledger-surface);margin-top:2rem;padding:1.25rem 1.4rem}@supports (color:color-mix(in lab, red, red)){.ledger-contact-topics{background:color-mix(in srgb, var(--ledger-surface) 76%, transparent)}}.ledger-contact-topics-label{color:var(--ledger-ink);font-family:var(--font-display);margin:0;font-size:1.25rem;font-weight:500}.ledger-contact-topics ul{color:var(--ledger-copy);gap:.65rem;margin:.9rem 0 0;padding-left:1.2rem;font-size:.92rem;line-height:1.5;display:grid}.ledger-contact-topics li::marker{color:var(--ledger-green)}.ledger-contact-note{max-width:500px;color:var(--ledger-muted);margin:1.5rem 0 0;font-size:.82rem;line-height:1.6}.ledger-contact-card{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:1.25rem;min-width:0;padding:clamp(1.35rem,3vw,2.2rem);box-shadow:0 24px 60px #19373817}.ledger-contact-card-heading h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.03em;margin:.45rem 0 0;font-size:clamp(1.8rem,3vw,2.35rem);font-weight:500;line-height:1.1}.ledger-contact-card-heading>p:last-child{color:var(--ledger-muted);margin:.75rem 0 0;font-size:.91rem;line-height:1.55}.ledger-contact-form{gap:1.15rem;margin-top:1.7rem;display:grid}.ledger-contact-field{gap:.48rem;display:grid}.ledger-contact-field label{color:var(--ledger-ink);font-size:.88rem;font-weight:600}.ledger-contact-input{border-color:var(--ledger-line);background:var(--ledger-paper);min-height:46px;color:var(--ledger-ink);font-family:var(--font-body);box-shadow:none;border-radius:.55rem;font-size:.98rem}.ledger-contact-input::placeholder{color:var(--ledger-muted);opacity:.82}.ledger-contact-input:focus-visible{border-color:var(--ledger-green);outline:3px solid var(--ledger-green)}@supports (color:color-mix(in lab, red, red)){.ledger-contact-input:focus-visible{outline:3px solid color-mix(in srgb, var(--ledger-green) 20%, transparent)}}.ledger-contact-input:focus-visible{outline-offset:1px;box-shadow:none}.ledger-contact-input[aria-invalid=true]{border-color:var(--destructive)}.ledger-contact-textarea{resize:vertical;min-height:150px;line-height:1.5}.ledger-contact-field-error,.ledger-contact-form-error{color:var(--destructive);margin:0;font-size:.84rem;line-height:1.45}.ledger-contact-form-error{border:1px solid var(--destructive);padding:.8rem .9rem}@supports (color:color-mix(in lab, red, red)){.ledger-contact-form-error{border:1px solid color-mix(in srgb, var(--destructive) 35%, transparent)}}.ledger-contact-form-error{background:var(--destructive);border-radius:.5rem}@supports (color:color-mix(in lab, red, red)){.ledger-contact-form-error{background:color-mix(in srgb, var(--destructive) 7%, var(--ledger-surface))}}.ledger-contact-submit{background:var(--ledger-green);width:100%;min-height:48px;color:var(--primary-foreground);font-family:var(--font-body);border-radius:.55rem;margin-top:.2rem;font-size:.96rem;font-weight:600}.ledger-contact-submit:hover{background:var(--ledger-green-hover)}.ledger-contact-submit:focus-visible{outline:3px solid var(--ledger-green)}@supports (color:color-mix(in lab, red, red)){.ledger-contact-submit:focus-visible{outline:3px solid color-mix(in srgb, var(--ledger-green) 30%, transparent)}}.ledger-contact-submit:focus-visible{outline-offset:3px}.ledger-contact-privacy-note{color:var(--ledger-muted);text-align:center;margin:-.5rem 0 0;font-size:.76rem;line-height:1.5}.ledger-contact-success{border:1px solid var(--ledger-line);background:var(--ledger-paper);border-radius:.8rem;justify-items:start;gap:.7rem;margin-top:1.7rem;padding:1.35rem;display:grid}.ledger-contact-success-mark{background:var(--ledger-pale);width:2rem;height:2rem;color:var(--ledger-green);border-radius:50%;place-items:center;font-size:1rem;font-weight:700;display:grid}.ledger-contact-success h3{color:var(--ledger-ink);font-family:var(--font-display);margin:0;font-size:1.35rem;font-weight:500;line-height:1.25}.ledger-contact-success p{color:var(--ledger-copy);margin:0;font-size:.9rem;line-height:1.55}@media (max-width:900px){.ledger-contact-grid{grid-template-columns:minmax(0,1fr) minmax(340px,.92fr);gap:2.5rem}.ledger-contact-copy h1{font-size:clamp(2.8rem,6vw,3.8rem)}}@media (max-width:760px){.ledger-contact-container{width:min(100% - 2rem,42rem)}.ledger-contact-grid{grid-template-columns:minmax(0,1fr);gap:2rem;margin-top:2.4rem}.ledger-contact-copy{padding-top:0}.ledger-contact-copy h1{max-width:580px;font-size:clamp(2.8rem,10vw,4.2rem)}.ledger-contact-card{width:100%}}@media (max-width:480px){.ledger-contact-container{width:min(100% - 1.5rem,42rem)}.ledger-contact-page{padding-top:1.5rem}.ledger-contact-grid{margin-top:1.9rem}.ledger-contact-copy h1{font-size:clamp(2.55rem,11vw,3.4rem)}.ledger-contact-lede{font-size:1rem}.ledger-contact-card{padding:1.2rem}}@media (prefers-reduced-motion:reduce){.ledger-contact-page *,.ledger-contact-page :before,.ledger-contact-page :after{scroll-behavior:auto;transition:none;animation:none}}@media (max-width:480px){.ledger-container{width:min(100% - 1.5rem,76rem)}.ledger-header-inner{min-height:64px}.ledger-brand{gap:.48rem;font-size:.94rem}.ledger-brand-mark{width:31px;height:31px}.ledger-header-cta{padding:.55rem .7rem;font-size:.76rem}.ledger-hero{padding-top:2.8rem}.ledger-hero h1{font-size:clamp(2.75rem,12vw,3.7rem)}.ledger-hero-lede{font-size:.99rem}.ledger-hero-actions{flex-direction:column;align-items:flex-start;gap:.8rem}.payoff-calculator-compact,.payoff-calculator-full{border-radius:1rem;padding:1.15rem}.payoff-calculator-topline span{font-size:.57rem}.payoff-fields{gap:.75rem}.payoff-field{font-size:.69rem}.payoff-input-wrap{min-height:42px;padding-inline:.55rem}.payoff-input-wrap input{font-size:.92rem}.payoff-results{grid-template-columns:minmax(0,1fr);gap:.9rem}.payoff-result-divider{width:100%;height:1px}.payoff-result-value{font-size:1.85rem}.payoff-calculator-actions{flex-direction:column;align-items:flex-start}.ledger-section h2,.ledger-email h2,.ledger-worksheet h2,.ledger-tool-notes h2{font-size:2.35rem}.ledger-repayment{margin-top:3.2rem}.ledger-loan-columns{grid-template-columns:minmax(0,1fr)}.ledger-loan-column,.ledger-loan-column+.ledger-loan-column{border-left:0;padding:1.35rem 0}.ledger-loan-column+.ledger-loan-column{border-top:1px solid var(--ledger-line)}.ledger-method-cta p{font-size:1.35rem}.ledger-request-form .ledger-button{width:100%}.ledger-tool-intro h1,.worksheet-sheet h1{font-size:clamp(2.7rem,12vw,3.6rem)}.worksheet-sheet{padding:1.25rem 1rem}.worksheet-section-title h2{font-size:1.4rem}.ledger-guide-final-cta{flex-direction:column;align-items:flex-start}.ledger-guide-scenario-results,.ledger-guide-scenario dl{grid-template-columns:minmax(0,1fr)}}@media (max-width:360px){.ledger-header-inner{gap:.35rem}.ledger-brand{gap:.35rem;font-size:.88rem}.ledger-brand-mark{width:28px;height:28px;font-size:1.2rem}.ledger-header-actions{gap:.25rem}.ledger-header-cta{padding:.45rem .48rem;font-size:.68rem}}@media (prefers-reduced-motion:reduce){:root .ledger-site *,:root .ledger-site :before,:root .ledger-site :after{scroll-behavior:auto;transition:none;animation:none}}@media print{.no-print,.ledger-print-button{display:none}body:has(.worksheet-page) header{display:none}body:has(.worksheet-page) .worksheet-topbar{display:none}body:has(.worksheet-page){color:#111;background:#fff}body:has(.worksheet-page) .ledger-site{color:#111;background:#fff}.worksheet-page{padding:0}.worksheet-sheet{color:#111;background:#fff;border:0;width:100%;max-width:none;padding:0}.worksheet-sheet h1,.worksheet-section-title h2,.worksheet-sheet p,.worksheet-table th,.worksheet-table td,.worksheet-fill-row,.worksheet-checklist li{color:#111}.worksheet-section-title>span,.ledger-overline{color:#333}.worksheet-plan-box,.worksheet-table thead th{background:#f1f1f1}.worksheet-block{break-inside:avoid}}@font-face{font-family:Jost;font-style:normal;font-weight:400 700;font-display:swap;src:url(/fonts/jost/jost-400-700-normal-latin-ext.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Jost;font-style:normal;font-weight:400 700;font-display:swap;src:url(/fonts/jost/jost-400-700-normal-latin.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:400 700;font-display:swap;src:url(/fonts/source-serif-4/source-serif-4-400-700-normal-latin-ext.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:400 700;font-display:swap;src:url(/fonts/source-serif-4/source-serif-4-400-700-normal-latin.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}.payoff-tool-layout{grid-template-columns:minmax(0,1.35fr) minmax(260px,.65fr);align-items:start;gap:1.25rem;margin-top:2.35rem;display:grid}.payoff-tool{width:100%;min-width:0}.payoff-tool .payoff-fields{grid-template-columns:repeat(2,minmax(0,1fr))}.payoff-tool-results{border-top:1px solid #ffffff2e;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;margin-top:1.45rem;padding-top:1.2rem;display:grid}.payoff-tool-result-note{color:#e0e9e3;margin:.95rem 0 0;font-size:.78rem;line-height:1.45}.employer-payoff-intro .ledger-back-link{margin-bottom:1.5rem;display:inline-flex}.employer-payoff-layout{margin-top:2.35rem}.employer-payoff-example{color:#e0e9e3;background:#ffffff0d;border:1px solid #ffffff2e;border-radius:.7rem;margin:0 0 1.1rem;padding:.8rem .9rem;font-size:.8rem;line-height:1.45}.employer-payoff-field-error{color:#ffd5c8;font-size:.74rem;font-weight:500;line-height:1.4}.employer-payoff-input-error{color:#ffd5c8;margin:.85rem 0 0;font-size:.8rem;line-height:1.45;display:block}.employer-payoff-results{grid-template-columns:minmax(0,1fr);margin-top:1.35rem}.employer-payoff-results .payoff-tool-result+.payoff-tool-result{border-top:1px solid #ffffff36;border-left:0;padding:1rem 0 0}.employer-payoff-schedule-title{color:#f0d98f;margin:.55rem 0 0;font-size:.82rem;font-weight:700;line-height:1.4}.employer-payoff-caveats{color:#c5d3cd;border-top:1px solid #ffffff2e;margin-top:1rem;padding-top:.85rem;font-size:.76rem;line-height:1.5}.employer-payoff-caveats p{margin:0}.employer-payoff-caveats p+p{margin-top:.65rem}.employer-payoff-estimator input[aria-invalid=true]{color:#8a2118}@media (max-width:760px){.employer-payoff-layout{margin-top:1.8rem}}.payoff-download-block{flex-wrap:wrap;align-items:center;gap:.6rem 1rem;margin-top:1.15rem;display:flex}.payoff-download-button{white-space:normal;max-width:100%}.payoff-download-button:disabled{cursor:wait}.payoff-worksheet-download-button{color:#193738;background:#f3f4ee;border-color:#f3f4ee}.payoff-worksheet-download-button:hover{color:#193738;background:#fffefa;border-color:#fffefa}.payoff-download-note,.payoff-download-error{flex-basis:100%;margin:0;font-size:.78rem;line-height:1.45}.payoff-download-note{color:#c5d3cd}.payoff-download-error{color:#ffd5c8}.payoff-tool-result{min-width:0}.payoff-tool-result+.payoff-tool-result{border-left:1px solid #ffffff36;padding-left:1rem}.payoff-assumptions{border:1px solid var(--ledger-line);background:var(--ledger-surface);color:var(--ledger-copy);border-radius:1.1rem;padding:clamp(1.4rem,2.5vw,2rem)}.payoff-assumptions .ledger-overline{margin-bottom:.9rem}.payoff-assumptions h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.03em;margin:0;font-size:clamp(1.7rem,2.5vw,2.2rem);font-weight:500;line-height:1.08}.payoff-assumptions ul{gap:.9rem;margin:1.25rem 0;padding:0 0 0 1.15rem;line-height:1.55;display:grid}.payoff-assumptions li::marker{color:var(--ledger-green)}.payoff-assumptions>p:not(.ledger-overline){margin:.9rem 0 0;line-height:1.6}.payoff-assumptions .payoff-assumptions-note{border-top:1px solid var(--ledger-line);color:var(--ledger-muted);padding-top:1rem;font-size:.82rem}.strategy-tool-intro .ledger-back-link{text-underline-offset:.2em;margin-bottom:2rem;display:inline-flex}.strategy-tool-intro h1{max-width:900px}.strategy-tool-layout{margin-top:2.35rem}.strategy-calculator{gap:clamp(1.25rem,3vw,2rem);display:grid}.strategy-input-panel{background:linear-gradient(145deg, var(--ledger-dark-panel) 0%, #1d4244 55%, var(--ledger-dark-panel-end) 100%);min-width:0;box-shadow:0 22px 54px -30px var(--ledger-dark-panel);border:1px solid #ffffff1f;border-radius:1.25rem;padding:clamp(1.2rem,3vw,2.2rem)}@supports (color:color-mix(in lab, red, red)){.strategy-input-panel{box-shadow:0 22px 54px -30px color-mix(in srgb, var(--ledger-dark-panel) 65%, transparent)}}.strategy-input-panel{color:#f5f5ee}.strategy-premium-lock{gap:1.1rem;display:grid}.strategy-premium-lock>.payoff-calculator-label{color:#d9e3dc;letter-spacing:.09em;text-transform:uppercase;margin:0;font-size:.72rem;font-weight:700}.strategy-premium-lock>h2{max-width:760px;font-family:var(--font-display);letter-spacing:-.035em;margin:0;font-size:clamp(1.8rem,3.2vw,2.7rem);font-weight:500;line-height:1.06}.strategy-premium-lock .strategy-panel-heading{border-bottom:0;padding-bottom:0}.strategy-premium-lock-actions{flex-wrap:wrap;gap:.75rem;display:flex}.strategy-premium-lock-actions .ledger-button{min-height:2.8rem}.strategy-premium-lock-actions .ledger-button-outline{color:#f5f5ee;border-color:#ffffff8c}.strategy-premium-lock-actions .ledger-button-outline:hover{color:var(--ledger-dark-panel);background:#f5f5ee}.strategy-premium-lock-free-link{color:#c5d3cd;margin:0;font-size:.86rem;line-height:1.5}.strategy-premium-lock-free-link a{color:#fffefa;text-underline-offset:.2em;text-decoration:underline}.strategy-panel-heading{border-bottom:1px solid #ffffff2e;justify-content:space-between;align-items:flex-start;gap:1rem;padding-bottom:1.25rem;display:flex}.strategy-panel-heading h2,.strategy-results-heading h2,.strategy-method-note h2,.strategy-other-tools h2{font-family:var(--font-display);letter-spacing:-.035em;margin:0;font-size:clamp(1.8rem,3.2vw,2.7rem);font-weight:500;line-height:1.06}.strategy-panel-heading>div>p:last-child{color:#c5d3cd;margin:.5rem 0 0;font-size:.88rem;line-height:1.5}.strategy-panel-badge{color:#d9e3dc;letter-spacing:.04em;text-transform:uppercase;border:1px solid #ffffff42;border-radius:999px;flex:none;padding:.52rem .72rem;font-size:.68rem;font-weight:600}.strategy-sample-note{color:#d5e1db;margin:1rem 0;font-size:.8rem;line-height:1.45}.strategy-budget-field,.strategy-input-field{color:#e1e9e4;flex-direction:column;gap:.4rem;min-width:0;font-size:.76rem;font-weight:550;display:flex}.strategy-budget-field{max-width:360px;margin-bottom:1.25rem}.strategy-input-control{color:#596f6c;background:#f8f7f0;border:1px solid #ffffffa8;border-radius:.5rem;align-items:center;gap:.4rem;min-width:0;min-height:44px;padding-inline:.75rem;font-size:.9rem;display:flex}.strategy-input-control:focus-within{outline-offset:2px;outline:2px solid #e4c16c}.strategy-input-control.has-error{border-color:#f5b2a5}.strategy-input-control input{color:#193738;width:100%;min-width:0;font-family:var(--font-body);font-variant-numeric:tabular-nums;background:0 0;border:0;outline:0;font-size:.95rem}.strategy-input-control input::-webkit-inner-spin-button{appearance:none;margin:0}.strategy-input-control input::-webkit-outer-spin-button{appearance:none;margin:0}.strategy-budget-suffix{color:#617572;white-space:nowrap;flex:none;font-size:.75rem}.strategy-loan-list{border:0;gap:.75rem;min-width:0;margin:0;padding:0;display:grid}.strategy-loan-list-legend{clip:rect(0, 0, 0, 0);white-space:nowrap;clip-path:inset(50%);width:1px;height:1px;position:absolute;overflow:hidden}.strategy-loan-row{background:#ffffff0d;border:1px solid #fff3;border-radius:.8rem;grid-template-columns:minmax(7rem,.95fr) repeat(3,minmax(7rem,1fr)) auto;align-items:start;gap:.7rem;min-width:0;margin:0;padding:1rem;display:grid}.strategy-loan-legend{clip:rect(0, 0, 0, 0);white-space:nowrap;clip-path:inset(50%);width:1px;height:1px;position:absolute;overflow:hidden}.strategy-field-error{color:#ffd1c9;font-size:.68rem;font-weight:500;line-height:1.35}.strategy-remove-button,.strategy-add-button{color:#f5f5ee;cursor:pointer;min-height:42px;font:inherit;background:0 0;border:1px solid #ffffff61;border-radius:999px;font-size:.76rem;font-weight:600;transition:background-color .16s,border-color .16s,transform .16s}.strategy-remove-button{align-self:end;padding:.5rem .7rem}.strategy-remove-button:hover,.strategy-add-button:hover{background:#ffffff1a;border-color:#fffefa}.strategy-remove-button:focus-visible,.strategy-add-button:focus-visible{outline-offset:3px;outline:2px solid #fffefa}.strategy-input-actions{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.8rem;margin-top:.9rem;display:flex}.strategy-add-button{color:#f0e2a5;border-color:#e5d58f;padding:.5rem .9rem}.strategy-add-button span{margin-right:.3rem;font-size:1.1rem}.strategy-input-actions p{color:#b7c9c2;margin:0;font-size:.73rem}.strategy-share-actions{flex-wrap:wrap;align-items:center;gap:.65rem .9rem;margin-top:.8rem;display:flex}.strategy-share-button{color:#f5f5ee;cursor:pointer;min-height:42px;font:inherit;background:0 0;border:1px solid #d4e3db;border-radius:999px;padding:.5rem .9rem;font-size:.76rem;font-weight:600;transition:background-color .16s,border-color .16s,transform .16s}.strategy-share-button:hover:not(:disabled){background:#ffffff1a;border-color:#fffefa}.strategy-share-button:focus-visible{outline-offset:3px;outline:2px solid #fffefa}.strategy-share-button:disabled{cursor:not-allowed;color:#c0cdc7;opacity:.72}.strategy-share-message{color:#dce8e1;margin:0;font-size:.76rem;line-height:1.45;display:block}.strategy-validation{color:#fff0ec;background:#531c1a6b;border:1px solid #ffd4cc8c;border-radius:.7rem;margin-top:1rem;padding:.9rem 1rem;font-size:.82rem;line-height:1.5}.strategy-validation ul{margin:.45rem 0 0;padding-left:1.2rem}.strategy-results-heading{justify-content:space-between;align-items:end;gap:1.5rem;margin-bottom:1.1rem;display:flex}.strategy-results-heading .ledger-overline,.strategy-result-head .ledger-overline,.strategy-method-note .ledger-overline,.strategy-other-tools .ledger-overline{margin-bottom:.65rem}.strategy-results-heading>p{max-width:260px;color:var(--ledger-muted);margin:0 0 .2rem;font-size:.82rem;line-height:1.5}.strategy-result-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.strategy-pdf-download{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:.85rem;justify-content:space-between;align-items:center;gap:1.25rem;margin-top:1rem;padding:1rem 1.15rem;display:flex}.strategy-pdf-download strong{color:var(--ledger-ink);font-size:.9rem;display:block}.strategy-pdf-download p{color:var(--ledger-muted);margin:.25rem 0 0;font-size:.78rem;line-height:1.45}.strategy-pdf-button{flex:none;gap:.5rem}.strategy-pdf-button:disabled{cursor:wait;opacity:.72}.strategy-csv-export{justify-content:space-between;align-items:center;gap:1rem;margin-top:.75rem;display:flex}.strategy-csv-export p{color:var(--ledger-muted);margin:0;font-size:.78rem;line-height:1.45}.strategy-csv-export-button{flex:none;gap:.5rem}.strategy-csv-export-button:disabled{cursor:not-allowed;opacity:.65}.strategy-result-card{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;color:var(--ledger-ink);border-radius:1rem;padding:clamp(1.2rem,2.5vw,1.7rem)}.strategy-result-head{border-bottom:1px solid var(--ledger-line);justify-content:space-between;align-items:flex-start;gap:.75rem;padding-bottom:1rem;display:flex}.strategy-result-head h3{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.03em;margin:0;font-size:clamp(1.6rem,2.4vw,2.1rem);font-weight:500;line-height:1.1}.strategy-result-head>div>p:last-child{color:var(--ledger-muted);margin:.4rem 0 0;font-size:.77rem;line-height:1.45}.strategy-result-mark{background:var(--ledger-pale);width:2.3rem;height:2.3rem;color:var(--ledger-green);font-family:var(--font-display);border-radius:50%;flex:none;place-items:center;font-size:1.25rem;display:grid}.strategy-result-total{border-bottom:1px solid var(--ledger-line);grid-template-columns:minmax(0,1.1fr) minmax(110px,.9fr);gap:.9rem;padding:1.1rem 0;display:grid}.strategy-result-label{color:var(--ledger-muted);letter-spacing:.04em;text-transform:uppercase;margin:0;font-size:.72rem;font-weight:600}.strategy-result-value{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.025em;margin:.35rem 0 0;font-size:clamp(1.35rem,2vw,1.8rem);font-weight:500;line-height:1.12}.strategy-result-detail{color:var(--ledger-copy);margin:.35rem 0 0;font-size:.76rem;line-height:1.45}.strategy-interest-total{border-left:1px solid var(--ledger-line);padding-left:.9rem}.strategy-interest-value{color:var(--ledger-green);font-variant-numeric:tabular-nums;letter-spacing:-.035em;margin:.5rem 0 0;font-size:clamp(1.25rem,2vw,1.75rem);font-weight:650}.strategy-order-list{gap:0;margin:0;padding:0;list-style:none;display:grid}.strategy-order-list li{border-bottom:1px solid var(--ledger-line);grid-template-columns:2rem minmax(0,1fr) auto;align-items:center;gap:.65rem;min-width:0;padding:.78rem 0;display:grid}.strategy-order-list li:last-child{border-bottom:0}.strategy-order-number{color:var(--ledger-muted);font-family:var(--font-display);font-size:.95rem}.strategy-order-name{overflow-wrap:anywhere;color:var(--ledger-ink);font-size:.84rem;font-weight:600}.strategy-order-date{color:var(--ledger-copy);text-align:right;font-size:.75rem}.strategy-unavailable-note,.strategy-results-empty{border-left:3px solid var(--ledger-gold);background:var(--ledger-gold);margin:1rem 0 0;padding:.9rem 1rem}@supports (color:color-mix(in lab, red, red)){.strategy-unavailable-note,.strategy-results-empty{background:color-mix(in srgb, var(--ledger-gold) 14%, var(--ledger-surface))}}.strategy-unavailable-note,.strategy-results-empty{color:var(--ledger-ink);font-size:.82rem;line-height:1.5}.strategy-results-disclaimer{border-left:3px solid var(--ledger-green);background:var(--ledger-pale);color:var(--ledger-ink);margin:1rem 0 0;padding:.9rem 1rem;font-size:.78rem;line-height:1.55}.strategy-schedule-picker{border:0;flex-wrap:wrap;gap:.55rem;margin:1.5rem 0 .85rem;padding:0;display:flex}.strategy-schedule-picker legend{width:100%;color:var(--ledger-muted);letter-spacing:.06em;text-transform:uppercase;margin-bottom:.65rem;font-size:.72rem;font-weight:600}.strategy-schedule-picker label{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-height:42px;color:var(--ledger-copy);cursor:pointer;border-radius:999px;align-items:center;gap:.5rem;padding:.55rem .85rem;font-size:.82rem;font-weight:600;display:inline-flex}.strategy-schedule-picker label.is-selected{border-color:var(--ledger-green);background:var(--ledger-pale);color:var(--ledger-ink)}.strategy-schedule-picker input{width:1rem;height:1rem;accent-color:var(--ledger-green);margin:0}.strategy-schedule-picker label:focus-within{outline:2px solid var(--ledger-green);outline-offset:2px}.strategy-schedule{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;color:var(--ledger-ink);border-radius:1rem;padding:clamp(1rem,2.5vw,1.5rem)}.strategy-schedule-heading{justify-content:space-between;align-items:end;gap:1rem;display:flex}.strategy-schedule-heading .ledger-overline{margin-bottom:.45rem}.strategy-schedule-heading h3{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.03em;margin:0;font-size:clamp(1.5rem,2.5vw,2rem);font-weight:500;line-height:1.1}.strategy-schedule-heading>p{color:var(--ledger-green);font-variant-numeric:tabular-nums;text-align:right;flex:none;margin:0 0 .15rem;font-size:.82rem;font-weight:650}.strategy-schedule-caveat{color:var(--ledger-muted);margin:.85rem 0 1rem;font-size:.78rem;line-height:1.5}.strategy-schedule-scroll{border-radius:.8rem}.strategy-schedule-months,.strategy-schedule-loans{gap:.75rem;margin:0;padding:0;list-style:none;display:grid}.strategy-schedule-month{border:1px solid var(--ledger-line);background:var(--ledger-pale);border-radius:.8rem;min-width:0;padding:.85rem}@supports (color:color-mix(in lab, red, red)){.strategy-schedule-month{background:color-mix(in srgb, var(--ledger-pale) 25%, var(--ledger-surface))}}.strategy-schedule-month-heading{justify-content:space-between;align-items:baseline;gap:.75rem;margin-bottom:.65rem;display:flex}.strategy-schedule-month-heading h4{color:var(--ledger-ink);margin:0;font-size:.84rem;font-weight:700}.strategy-schedule-month-heading p{color:var(--ledger-muted);text-align:right;margin:0;font-size:.76rem}.strategy-schedule-loans{grid-template-columns:repeat(2,minmax(0,1fr))}.strategy-schedule-loan{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:.65rem;min-width:0;padding:.75rem}.strategy-schedule-loan-heading{border-bottom:1px solid var(--ledger-line);justify-content:space-between;align-items:flex-start;gap:.7rem;padding-bottom:.6rem;display:flex}.strategy-schedule-loan-heading h5{min-width:0;color:var(--ledger-ink);overflow-wrap:anywhere;margin:.1rem 0 0;font-size:.82rem;font-weight:650}.strategy-schedule-loan-heading p{text-align:right;flex:none;gap:.15rem;margin:0;display:grid}.strategy-schedule-loan-heading p span{color:var(--ledger-muted);font-size:.65rem}.strategy-schedule-loan-heading strong{color:var(--ledger-green);font-variant-numeric:tabular-nums;font-size:.84rem}.strategy-schedule-loan dl{grid-template-columns:repeat(2,minmax(0,1fr));gap:.55rem .75rem;margin:0;padding-top:.6rem;display:grid}.strategy-schedule-loan dl div{gap:.12rem;min-width:0;display:grid}.strategy-schedule-loan dt{color:var(--ledger-muted);font-size:.65rem;line-height:1.3}.strategy-schedule-loan dd{color:var(--ledger-copy);font-variant-numeric:tabular-nums;overflow-wrap:anywhere;margin:0;font-size:.76rem;font-weight:600}.strategy-method-note{border:1px solid var(--ledger-line);background:var(--ledger-surface);color:var(--ledger-copy);border-radius:1rem;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);align-items:start;gap:.8rem 2rem;margin-top:1.5rem;padding:clamp(1.2rem,3vw,1.8rem);display:grid}.strategy-method-note h2{color:var(--ledger-ink);font-size:clamp(1.65rem,2.5vw,2.2rem)}.strategy-method-note>p,.strategy-method-note ul{margin:0;line-height:1.6}.strategy-method-note ul{grid-column:2;padding-left:1.15rem}.strategy-method-note li+li{margin-top:.35rem}.strategy-method-note strong{color:var(--ledger-ink)}.strategy-other-tools{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:1rem;margin-top:3rem;margin-bottom:4rem;padding:clamp(1.25rem,3vw,1.8rem)}.strategy-other-tools h2{color:var(--ledger-ink);font-size:clamp(1.65rem,2.6vw,2.2rem)}.strategy-other-links{flex-wrap:wrap;gap:.7rem;margin-top:1rem;display:flex}@media (max-width:900px){.strategy-loan-row{grid-template-columns:repeat(2,minmax(0,1fr))}.strategy-name-field{grid-column:1}.strategy-remove-button{justify-self:start}}@media (max-width:650px){.strategy-tool-layout{margin-top:1.25rem}.strategy-tool-intro .ledger-back-link{margin-bottom:1.15rem}.strategy-tool-intro .ledger-overline{margin-bottom:.85rem}.strategy-tool-intro h1{font-size:clamp(2.35rem,10vw,3rem)}.strategy-premium-lock .strategy-panel-badge{display:none}.strategy-premium-lock-actions{flex-direction:column;align-items:stretch}.strategy-premium-lock-actions .ledger-button{width:100%}.strategy-panel-heading,.strategy-results-heading{flex-direction:column;align-items:flex-start}.strategy-panel-badge{align-self:flex-start}.strategy-loan-row{grid-template-columns:repeat(2,minmax(0,1fr));gap:.65rem;padding:.8rem}.strategy-name-field{grid-column:1/-1}.strategy-remove-button{grid-column:1/-1;justify-self:start}.strategy-result-grid,.strategy-method-note{grid-template-columns:minmax(0,1fr)}.strategy-pdf-download{flex-direction:column;align-items:stretch}.strategy-pdf-button{justify-content:center;width:100%}.strategy-csv-export{flex-direction:column;align-items:stretch}.strategy-csv-export-button{justify-content:center;width:100%}.strategy-results-heading>p{max-width:none}.strategy-schedule-heading{flex-direction:column;align-items:flex-start}.strategy-schedule-heading>p{text-align:left}.strategy-schedule-loans{grid-template-columns:minmax(0,1fr)}.strategy-method-note ul{grid-column:1}.strategy-other-links{flex-direction:column;align-items:stretch}}@media (max-width:370px){.strategy-loan-row{grid-template-columns:minmax(0,1fr)}.strategy-name-field,.strategy-remove-button{grid-column:1}.strategy-result-total{grid-template-columns:minmax(0,1fr)}.strategy-interest-total{border-top:1px solid var(--ledger-line);border-left:0;padding:.8rem 0 0}}@media (max-width:980px){.payoff-tool-layout{grid-template-columns:minmax(0,1fr)}.payoff-assumptions{grid-template-columns:minmax(0,.75fr) minmax(0,1fr);column-gap:2rem;display:grid}.payoff-assumptions .ledger-overline,.payoff-assumptions h2{grid-column:1}.payoff-assumptions ul,.payoff-assumptions>p:not(.ledger-overline){grid-column:2}.payoff-assumptions ul{grid-row:1/span 2;margin-top:0}.payoff-assumptions>p:not(.ledger-overline){margin-top:0}.payoff-assumptions .payoff-assumptions-note{grid-row:2;align-self:end}}@media (max-width:760px){.payoff-tool-layout{margin-top:1.8rem}.payoff-tool .payoff-fields{grid-template-columns:minmax(0,1fr)}.payoff-tool-results{grid-template-columns:minmax(0,1fr);gap:1rem}.payoff-tool-result+.payoff-tool-result{border-top:1px solid #ffffff36;border-left:0;padding:1rem 0 0}.payoff-assumptions{display:block}.payoff-assumptions ul{margin-top:1.25rem}.payoff-assumptions>p:not(.ledger-overline){margin-top:.9rem}}.payoff-signup-section{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:1.25rem;grid-template-columns:minmax(0,.82fr) minmax(0,1fr);align-items:start;gap:clamp(1.5rem,4vw,4rem);margin-top:clamp(2.25rem,5vw,4.5rem);margin-bottom:5rem;padding:clamp(1.35rem,4vw,3.25rem);scroll-margin-top:5.5rem;display:grid}#payoff-newsletter-opt-in{scroll-margin-top:6rem}.payoff-signup-copy h2{max-width:34rem;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.035em;margin:0;font-size:clamp(2rem,3.2vw,3rem);font-weight:500;line-height:1.06}.payoff-signup-copy>p:last-child{max-width:31rem;color:var(--ledger-copy);margin:1rem 0 0;line-height:1.65}.payoff-signup-form{gap:1rem;min-width:0;display:grid}.payoff-signup-field{gap:.45rem;display:grid}.payoff-signup-field label{color:var(--ledger-ink);font-size:.9rem;font-weight:650}.payoff-signup-field input,.payoff-signup-field select{border:1px solid var(--ledger-line);background:var(--ledger-paper);width:100%;min-height:48px;color:var(--ledger-ink);font:inherit;border-radius:.65rem;padding:.7rem .85rem}.payoff-signup-field input:focus-visible,.payoff-signup-field select:focus-visible,.payoff-signup-consent input:focus-visible{outline:2px solid var(--ledger-green);outline-offset:2px}.payoff-signup-consent-field{gap:.45rem;display:grid}.payoff-signup-consent{color:var(--ledger-copy);grid-template-columns:1.1rem minmax(0,1fr);align-items:start;gap:.7rem;font-size:.88rem;line-height:1.5;display:grid}.payoff-signup-consent input{width:1.1rem;height:1.1rem;accent-color:var(--ledger-green);margin:.15rem 0 0}.payoff-signup-submit{width:100%}.payoff-signup-submit:disabled{cursor:wait;opacity:.72}.payoff-signup-field-error,.payoff-signup-error{color:#a33d31;margin:0;font-size:.84rem;line-height:1.45}.payoff-signup-success{border-left:3px solid var(--ledger-green);background:var(--ledger-pale);color:var(--ledger-ink);gap:.45rem;padding:1rem;line-height:1.5;display:grid}.payoff-signup-success p{margin:0;font-weight:650}.payoff-signup-success a{width:fit-content;color:var(--ledger-green);border-bottom:1px solid;font-weight:600}.payoff-signup-form .ledger-contact-privacy-note{color:var(--ledger-muted);margin:-.25rem 0 0;font-size:.77rem;line-height:1.5}.ledger-request-link p{margin:0;line-height:1.55}.ledger-request-link .ledger-button{width:fit-content}.payoff-scenario-comparison{min-width:0;scroll-margin-top:5rem}.payoff-related-tools{border-top:1px solid var(--ledger-line);margin-top:1.25rem;padding-top:.95rem}.payoff-related-tools h2{color:var(--ledger-muted);font-family:var(--font-body);letter-spacing:.025em;margin:0;font-size:.78rem;font-weight:650;line-height:1.4}.payoff-related-tools ul{grid-template-columns:repeat(2,minmax(0,1fr));gap:.25rem 1rem;margin:.4rem 0 0;padding:0;list-style:none;display:grid}.payoff-related-tools a{min-height:2.75rem;color:var(--ledger-green);text-decoration:underline;-webkit-text-decoration-color:var(--ledger-green);-webkit-text-decoration-color:var(--ledger-green);-webkit-text-decoration-color:var(--ledger-green);text-decoration-color:var(--ledger-green);border-radius:.35rem;align-items:center;padding:.4rem .35rem;font-size:.82rem;font-weight:550;line-height:1.4;display:flex}@supports (color:color-mix(in lab, red, red)){.payoff-related-tools a{-webkit-text-decoration-color:color-mix(in srgb, var(--ledger-green) 42%, transparent);-webkit-text-decoration-color:color-mix(in srgb, var(--ledger-green) 42%, transparent);-webkit-text-decoration-color:color-mix(in srgb, var(--ledger-green) 42%, transparent);text-decoration-color:color-mix(in srgb, var(--ledger-green) 42%, transparent)}}.payoff-related-tools a{text-underline-offset:.18em;overflow-wrap:anywhere}.payoff-related-tools a:hover{background:var(--ledger-pale);color:var(--ledger-green-hover);text-decoration-color:currentColor}.payoff-related-tools a:focus-visible{outline:2px solid var(--ledger-green);outline-offset:2px}.payoff-scenario-comparison-heading{margin-bottom:1.1rem}.payoff-scenario-comparison-heading .ledger-overline{margin-bottom:.45rem}.payoff-scenario-comparison-heading h2,.payoff-extra-comparison>h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.03em;margin:0;font-size:clamp(1.7rem,3vw,2.35rem);font-weight:500;line-height:1.08}.payoff-scenario-comparison-heading>p:last-child,.payoff-extra-comparison>p:not(.ledger-overline){color:var(--ledger-copy);margin:.55rem 0 0;font-size:.9rem;line-height:1.5}.payoff-scenario-grid{grid-template-columns:repeat(auto-fit,minmax(min(100%,14rem),1fr));gap:1rem;display:grid}.payoff-scenario-card{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;color:var(--ledger-ink);border-radius:1rem;margin:0;padding:clamp(1rem,2.2vw,1.4rem)}.payoff-scenario-card-heading{grid-template-rows:auto auto;grid-template-columns:2rem minmax(0,1fr) auto;align-items:center;gap:.7rem;margin-bottom:1rem;display:grid}.payoff-scenario-index{background:var(--ledger-pale);width:2rem;height:2rem;color:var(--ledger-green);font-variant-numeric:tabular-nums;border-radius:50%;flex:none;grid-area:1/1;place-items:center;font-size:.72rem;font-weight:700;display:grid}.payoff-scenario-card-heading h3{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;margin:0;font-size:1.4rem;font-weight:500}.payoff-scenario-name-wrap{min-width:0;color:var(--ledger-copy);letter-spacing:.045em;text-transform:uppercase;grid-area:2/1/auto/-1;gap:.12rem;font-size:.62rem;font-weight:650;line-height:1.2;display:grid}.payoff-scenario-name{border:0;border-bottom:1px solid var(--ledger-line);width:100%;min-width:0;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;text-overflow:ellipsis;background:0 0;border-radius:0;padding:.12rem 0 .2rem;font-size:clamp(1rem,1.4vw,1.25rem);font-weight:500;line-height:1.2}.payoff-scenario-name:focus-visible{outline:2px solid var(--ring);outline-offset:3px}.payoff-scenario-card-actions{grid-area:1/3;justify-content:flex-end;align-items:center;gap:.35rem;display:flex}.payoff-scenario-duplicate,.payoff-scenario-remove{border:1px solid var(--ledger-line);min-height:2.5rem;color:var(--ledger-copy);font:inherit;cursor:pointer;background:0 0;border-radius:.5rem;padding:.4rem .55rem;font-size:.7rem;font-weight:650}.payoff-scenario-duplicate{border-color:var(--ledger-green);color:var(--ledger-green)}.payoff-scenario-duplicate:hover{background:var(--ledger-pale)}.payoff-scenario-remove:hover{border-color:var(--ledger-green);color:var(--ledger-green)}.payoff-scenario-duplicate:focus-visible,.payoff-scenario-remove:focus-visible,.payoff-scenario-add:focus-visible{outline:2px solid var(--ring);outline-offset:3px}.payoff-scenario-fields{gap:.8rem;display:grid}.payoff-scenario-field{min-width:0;color:var(--ledger-copy);flex-direction:column;gap:.35rem;font-size:.78rem;font-weight:600;display:flex}.payoff-scenario-input-wrap{border:1px solid var(--ledger-line);background:var(--ledger-paper);min-width:0;min-height:44px;color:var(--ledger-muted);border-radius:.55rem;align-items:center;gap:.35rem;padding:0 .7rem;font-size:.92rem;font-weight:500;display:flex}.payoff-scenario-input-wrap:focus-within{outline:2px solid var(--ring);outline-offset:2px}.payoff-scenario-input-wrap input{width:100%;min-width:0;color:var(--ledger-ink);font:inherit;font-variant-numeric:tabular-nums;background:0 0;border:0;outline:0}.payoff-scenario-field-error{color:#a33d31;font-size:.76rem;font-weight:500;line-height:1.4}.payoff-scenario-result{background:var(--ledger-pale);border-radius:.7rem;min-width:0;margin-top:1rem;padding:.9rem}.payoff-scenario-result-label{color:var(--ledger-muted);letter-spacing:.06em;text-transform:uppercase;margin:0;font-size:.68rem;font-weight:700}.payoff-scenario-result-value{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.025em;overflow-wrap:anywhere;margin:.3rem 0 0;font-size:clamp(1.25rem,2.4vw,1.75rem);font-weight:500;line-height:1.12}.payoff-scenario-result-detail{color:var(--ledger-copy);margin:.45rem 0 0;font-size:.78rem;line-height:1.45}.payoff-balance-chart{border:1px solid var(--ledger-line);background:var(--ledger-paper);min-width:0;color:var(--ledger-ink);border-radius:.75rem;margin:.9rem 0 0;padding:.8rem .85rem .5rem}.payoff-balance-chart-heading{color:var(--ledger-ink);justify-content:space-between;align-items:flex-start;gap:.6rem;font-size:.8rem;font-weight:700;line-height:1.35;display:flex}.payoff-balance-chart-heading span:last-child{background:var(--ledger-pale);color:var(--ledger-green);letter-spacing:.04em;text-transform:uppercase;border-radius:999px;flex:none;padding:.2rem .45rem;font-size:.62rem}.payoff-balance-chart-summary{color:var(--ledger-copy);margin:.45rem 0 0;font-size:.72rem;line-height:1.45}.payoff-balance-chart-plot{width:100%;height:auto;margin-top:.2rem;display:block;overflow:visible}.payoff-balance-chart-y-axis-label,.payoff-balance-chart-x-axis-label{color:var(--ledger-copy);margin:.55rem 0 0;font-size:.72rem;font-weight:650;line-height:1.35}.payoff-balance-chart-x-axis-label{text-align:center;margin:.1rem 0 0}.payoff-balance-chart-gridline,.payoff-balance-chart-x-tick{stroke:var(--ledger-line);stroke-width:1.25px}.payoff-balance-chart-area{fill:var(--ledger-pale);fill-opacity:.78}.payoff-balance-chart-line{fill:none;stroke:var(--ledger-green);stroke-linecap:round;stroke-linejoin:round;stroke-width:4px}.payoff-balance-chart-start,.payoff-balance-chart-end{stroke:var(--ledger-surface);stroke-width:3px}.payoff-balance-chart-start{fill:var(--ledger-gold)}.payoff-balance-chart-end{fill:var(--ledger-green)}.payoff-balance-chart-tick{fill:var(--ledger-muted);font-family:var(--font-body);font-variant-numeric:tabular-nums;font-size:22px}.payoff-scenario-interest{color:var(--ledger-green);margin:.7rem 0 0;font-size:.78rem;font-weight:700;line-height:1.4}.loan-health-panel{border:1px solid var(--ledger-line);background:var(--ledger-paper);min-width:0;color:var(--ledger-copy);border-radius:.8rem;gap:1rem;margin-top:1rem;padding:clamp(.9rem,2vw,1.2rem);display:grid}.loan-health-score-summary{grid-template-columns:5.2rem minmax(0,1fr);align-items:center;gap:.9rem;display:grid}.loan-health-score-number{background:var(--ledger-pale);min-height:5.2rem;color:var(--ledger-green);text-align:center;text-transform:uppercase;border-radius:.75rem;align-content:center;justify-items:center;padding:.45rem;font-size:.62rem;font-weight:700;line-height:1.2;display:grid}.loan-health-score-number strong{color:var(--ledger-ink);font-family:var(--font-display);font-variant-numeric:tabular-nums;letter-spacing:-.04em;font-size:2.2rem;line-height:1}.loan-health-score-copy .ledger-overline,.loan-health-premium-offer .ledger-overline,.loan-health-strategies .ledger-overline{color:var(--ledger-green);margin:0 0 .25rem}.loan-health-score-copy h4,.loan-health-premium-offer h5,.loan-health-strategies h5{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;margin:0;font-size:clamp(1.15rem,2.1vw,1.45rem);font-weight:500;line-height:1.2}.loan-health-score-copy>p:last-child,.loan-health-method>p:last-child,.loan-health-premium-offer>p:not(.ledger-overline),.loan-health-strategy-note{color:var(--ledger-copy);margin:.45rem 0 0;font-size:.78rem;line-height:1.5}.loan-health-method,.loan-health-premium-offer,.loan-health-strategies{border-top:1px solid var(--ledger-line);padding-top:.9rem}.loan-health-method-title{color:var(--ledger-ink);margin:0;font-size:.78rem;font-weight:700}.loan-health-method ul,.loan-health-strategies ul{color:var(--ledger-copy);gap:.55rem;margin:.65rem 0 0;padding-left:1.1rem;font-size:.76rem;line-height:1.45;display:grid}.loan-health-method li::marker{color:var(--ledger-green)}.loan-health-strategies li::marker{color:var(--ledger-green)}.loan-health-method li strong,.loan-health-strategies li strong{color:var(--ledger-ink)}.loan-health-premium-price{font-weight:600;color:var(--ledger-muted)!important;font-size:.73rem!important}.loan-health-premium-offer .ledger-button{white-space:normal;width:fit-content;max-width:100%;margin-top:.75rem}.loan-health-strategies ul{gap:.75rem;padding-left:1.15rem}.loan-health-strategies li span{margin-top:.2rem;display:block}.loan-health-strategy-note{color:var(--ledger-muted);font-size:.72rem}@media (max-width:480px){.loan-health-score-summary{grid-template-columns:4.5rem minmax(0,1fr);gap:.7rem}.loan-health-score-number{min-height:4.6rem}.loan-health-score-number strong{font-size:1.9rem}.loan-health-premium-offer .ledger-button{width:100%}}.payoff-scenario-url-note{color:var(--ledger-muted);margin:.75rem 0 0;font-size:.74rem;line-height:1.4}.payoff-scenario-add{border:1px solid var(--ledger-green);background:var(--ledger-green);min-height:2.75rem;color:var(--ledger-paper);font:inherit;cursor:pointer;border-radius:.55rem;align-items:center;gap:.5rem;margin-top:1rem;padding:.55rem .9rem;font-size:.82rem;font-weight:700;display:inline-flex}.payoff-scenario-actions{flex-wrap:wrap;align-items:center;gap:.6rem;margin-top:1rem;display:flex}.payoff-scenario-actions .payoff-scenario-add{margin-top:0}.payoff-scenario-copy{border:1px solid var(--ledger-green);min-height:2.75rem;color:var(--ledger-green);font:inherit;cursor:pointer;background:0 0;border-radius:.55rem;justify-content:center;align-items:center;padding:.55rem .9rem;font-size:.82rem;font-weight:700;display:inline-flex}.payoff-scenario-copy:hover{background:var(--ledger-pale)}.payoff-scenario-copy:focus-visible{outline:2px solid var(--ring);outline-offset:3px}.payoff-scenario-copy-status{color:var(--ledger-green);flex-basis:100%;margin:0;font-size:.8rem;line-height:1.4}.payoff-premium-lock{border:1px solid var(--ledger-green);background:var(--ledger-pale);max-width:44rem;color:var(--ledger-ink);border-radius:.85rem;gap:.85rem;margin-top:1.15rem;padding:clamp(1rem,2vw,1.35rem);display:grid}.payoff-premium-lock-heading{color:var(--ledger-green);align-items:flex-start;gap:.7rem;display:flex}.payoff-premium-lock-heading .ledger-overline{margin:0 0 .25rem}.payoff-premium-lock-heading h3{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;margin:0;font-size:clamp(1.2rem,2vw,1.5rem);font-weight:500;line-height:1.2}.payoff-premium-lock>p{max-width:62ch;color:var(--ledger-copy);margin:0;font-size:.86rem;line-height:1.55}.payoff-premium-lock .ledger-button{width:fit-content;max-width:100%}.payoff-scenario-add:hover{background:var(--ledger-dark-panel);border-color:var(--ledger-dark-panel)}.payoff-scenario-add>span{font-size:1.1rem;line-height:1}.payoff-extra-comparison{margin-top:clamp(2rem,4vw,3rem)}.payoff-extra-comparison>.ledger-overline{margin-bottom:.45rem}.payoff-extra-comparison>p:not(.ledger-overline){margin-bottom:1rem}.dark .payoff-scenario-field-error{color:#ffb4a8}.payoff-tool-input-error{color:#ffd5c8;grid-column:1/-1;margin:0;font-size:.8rem;line-height:1.45}.payoff-schedule-disclosure{border-top:1px solid var(--ledger-line);min-width:0;color:var(--ledger-copy);margin-top:.8rem;padding-top:.7rem}.payoff-schedule-toggle{width:100%;min-height:2.65rem;color:var(--ledger-green);cursor:pointer;font:inherit;text-align:left;background:0 0;border:0;justify-content:space-between;align-items:center;gap:.8rem;padding:.4rem 0;font-size:.78rem;font-weight:700;line-height:1.35;display:flex}.payoff-schedule-toggle>span:last-child{border:1px solid;border-radius:50%;flex:none;place-items:center;width:1.45rem;height:1.45rem;font-size:1rem;line-height:1;display:grid}.payoff-schedule-toggle:hover{text-underline-offset:.2em;text-decoration:underline}.payoff-schedule-toggle:focus-visible{outline:2px solid var(--ring);outline-offset:3px}.payoff-schedule-panel{min-width:0;padding:.25rem 0 .2rem}.payoff-schedule-assumptions,.payoff-schedule-total,.payoff-schedule-unavailable{margin:.5rem 0 0;font-size:.74rem;line-height:1.5}.payoff-schedule-assumptions{color:var(--ledger-copy)}.payoff-schedule-total{color:var(--ledger-green);font-weight:700}.payoff-schedule-unavailable{color:var(--ledger-muted)}.payoff-schedule-table-wrap{width:100%;margin-top:.6rem}.payoff-schedule-table{table-layout:fixed;border-collapse:collapse;width:100%;color:var(--ledger-ink);font-variant-numeric:tabular-nums;font-size:.72rem;line-height:1.35}.payoff-schedule-table th,.payoff-schedule-table td{border-bottom:1px solid var(--ledger-line);overflow-wrap:anywhere;text-align:right;vertical-align:top;min-width:0;padding:.52rem .35rem}.payoff-schedule-table th{color:var(--ledger-muted);font-size:.65rem;font-weight:700}.payoff-schedule-table th:first-child,.payoff-schedule-table td:first-child{text-align:left;width:24%}.payoff-tool .payoff-schedule-disclosure{border-color:#ffffff3d}.payoff-tool .payoff-schedule-toggle{color:#f0d98f}.payoff-tool .payoff-schedule-toggle:focus-visible{outline-color:#f0d98f}.payoff-tool .payoff-schedule-assumptions,.payoff-tool .payoff-schedule-unavailable{color:#d4e0da}.payoff-tool .payoff-schedule-total{color:#f0d98f}.payoff-tool .payoff-schedule-table{color:#f4f5ee}.payoff-tool .payoff-schedule-table th{color:#c7d7cf}.payoff-tool .payoff-schedule-table td{border-color:#ffffff30}.payoff-tool .payoff-schedule-table tbody td:first-child{color:#f4f5ee}.payoff-schedule-export{flex-wrap:wrap;align-items:center;gap:.55rem .8rem;margin-top:.8rem;display:flex}.payoff-schedule-download{border:1px solid var(--ledger-green);min-height:2.5rem;color:var(--ledger-green);cursor:pointer;font:inherit;background:0 0;border-radius:.55rem;padding:.45rem .8rem;font-size:.78rem;font-weight:700}.payoff-schedule-download:hover{background:var(--ledger-pale)}.payoff-schedule-download:focus-visible{outline:2px solid var(--ring);outline-offset:3px}.payoff-schedule-export-error{color:#a62f25;flex-basis:100%;margin:0;font-size:.78rem;line-height:1.45}.payoff-tool .payoff-schedule-download{color:#f0d98f;border-color:#f0d98f}.payoff-tool .payoff-schedule-download:hover{background:#f0d98f1a}.payoff-tool .payoff-schedule-download:focus-visible{outline-color:#f0d98f}.payoff-tool .payoff-schedule-export-error{color:#ffd5c8}.payoff-scenario-card:has(.payoff-schedule-toggle[aria-expanded=true]){grid-column:1/-1}.payoff-tool-result:has(.payoff-schedule-toggle[aria-expanded=true]){border-left:0;grid-column:1/-1;padding-inline:0}@media (max-width:600px){.payoff-schedule-table,.payoff-schedule-table thead,.payoff-schedule-table tbody{display:block}.payoff-schedule-table thead tr,.payoff-schedule-table tbody tr{border-bottom:1px solid var(--ledger-line);grid-template-columns:repeat(4,minmax(0,1fr));display:grid}.payoff-schedule-table th,.payoff-schedule-table td{overflow-wrap:anywhere;text-align:left;border-bottom:0;padding:.42rem .2rem;font-size:.65rem}.payoff-schedule-table th:first-child,.payoff-schedule-table td:first-child{grid-column:1/-1;width:auto}.payoff-schedule-table tbody td:first-child{color:var(--ledger-ink);padding-top:.65rem;font-weight:700}.payoff-schedule-table th:not(:first-child){font-size:.61rem;line-height:1.2}}.ledger-employer-benefit-guide .employer-benefit-checklist{margin-top:1.25rem}.ledger-employer-benefit-guide .employer-benefit-checklist>li{padding-bottom:.65rem}.ledger-employer-benefit-guide .employer-benefit-checklist h3{color:var(--ledger-ink);font-family:var(--font-display);margin:.35rem 0 0;font-size:1.2rem;font-weight:600;line-height:1.35}.ledger-employer-benefit-guide .employer-benefit-checklist p{margin:.65rem 0 0}.ledger-employer-benefit-guide .employer-benefit-guide-sources li span{color:var(--ledger-muted);margin-top:.3rem;font-size:.9rem;line-height:1.55;display:block}@media (max-width:760px){.payoff-scenario-grid{grid-template-columns:minmax(0,1fr)}.payoff-related-tools ul{grid-template-columns:minmax(0,1fr);gap:.1rem}.payoff-signup-section{grid-template-columns:minmax(0,1fr);margin-bottom:3rem}}.income-estimator-layout{grid-template-columns:minmax(0,1.4fr) minmax(260px,.6fr);align-items:start;gap:1.25rem;margin-top:2.35rem;margin-bottom:5rem;display:grid}.income-estimator{background:linear-gradient(145deg, var(--ledger-dark-panel), var(--ledger-dark-panel-end));color:#f5f5ee;border:1px solid #ffffff1f;border-radius:1.25rem;min-width:0;padding:clamp(1.4rem,4vw,2.5rem)}.income-estimator-topline,.income-estimator-results-heading{justify-content:space-between;align-items:center;gap:1rem;display:flex}.income-estimator-topline{border-bottom:1px solid #ffffff2e;padding-bottom:1rem}.income-estimator-topline span,.income-estimator-kicker,.income-estimator-results-kicker{color:#d0e0d8;letter-spacing:.13em;text-transform:uppercase;margin:0;font-size:.74rem;font-weight:600}.income-estimator-topline span{color:#d7e3dd;letter-spacing:.08em;font-size:.64rem}.income-estimator-heading{padding:1.2rem 0 1rem}.income-estimator-heading h2{color:#fbfaf4;font-family:var(--font-display);letter-spacing:-.03em;margin:0;font-size:clamp(1.85rem,3vw,2.5rem);font-weight:500;line-height:1.05}.income-estimator-heading p{color:#d7e3dd;margin:.55rem 0 0;font-size:.9rem;line-height:1.5}.income-estimator-notice{border-left:3px solid var(--ledger-gold);color:#fffdf4;background:#ffffff17;border-radius:.25rem .65rem .65rem .25rem;margin-bottom:1.2rem;padding:.85rem 1rem;font-size:.84rem;line-height:1.55}.income-estimator-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.income-estimator-field{align-content:start;gap:.45rem;min-width:0;display:grid}.income-estimator-label{color:#f5f5ee;font-size:.82rem;font-weight:600}.income-estimator-input-wrap{color:#193738;background:#fffefa;border:1px solid #d3ded6;border-radius:.6rem;align-items:center;gap:.45rem;min-width:0;min-height:3.1rem;padding:.65rem .8rem;transition:box-shadow .16s,border-color .16s;display:flex}.income-estimator-input-wrap:focus-within{border-color:#e4c16c;box-shadow:0 0 0 3px #e4c16c59}.income-estimator-input-wrap input,.income-estimator-input-wrap select{width:100%;min-width:0;color:inherit;font:inherit;font-variant-numeric:tabular-nums;background:0 0;border:0;outline:0;padding:0}.income-estimator-input-wrap select{cursor:pointer}.income-estimator-help{color:#d3e0d8;font-size:.75rem;line-height:1.45}.income-estimator-sample-note{color:#d3e0d8;margin:.85rem 0 0;font-size:.75rem;line-height:1.5}.income-estimator-results{color:#193738;background:#e6eee7;border-radius:1rem;margin-top:1.5rem;padding:clamp(1rem,2.5vw,1.4rem)}.income-estimator-results-heading{border-bottom:1px solid #cbd9d0;align-items:flex-start;padding-bottom:1rem}.income-estimator-results-kicker{color:#49635e;font-size:.63rem}.income-estimator-results-heading h3{color:#193738;font-family:var(--font-display);letter-spacing:-.02em;margin:.3rem 0 0;font-size:1.55rem;font-weight:500}.income-estimator-results-heading>p{color:#49635e;text-align:right;max-width:10rem;margin:0;font-size:.72rem;line-height:1.45}.income-estimator-result-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:.8rem;margin:0;padding:1rem 0;display:grid}.income-estimator-result-item{min-width:0}.income-estimator-result-item dt{color:#49635e;font-size:.72rem;line-height:1.4}.income-estimator-result-item dd{color:#193738;font-variant-numeric:tabular-nums;letter-spacing:-.03em;overflow-wrap:anywhere;margin:.45rem 0 0;font-size:clamp(1rem,1.7vw,1.35rem);font-weight:650}.income-estimator-status{color:#193738;background:#d7e8dc;border-radius:.65rem;margin:0;padding:.85rem .95rem;font-size:.84rem;line-height:1.55}.income-estimator-status-growing{color:#3b3020;background:#f4e7cc}.income-estimator-status-paid-off{background:#d2e7d9}.income-estimator-method-note{color:#49635e;margin:.9rem 0 0;font-size:.74rem;line-height:1.5}.income-estimator-assumptions{background:var(--ledger-surface)}.income-estimator-guidance-copy{gap:.9rem;margin-top:1.15rem;display:grid}.income-estimator-guidance-copy p{margin:0;line-height:1.6}.income-estimator-guidance-copy .ledger-inline-link,.income-estimator-assumptions .ledger-inline-link{margin-top:0}.income-estimator-method-note a{color:var(--ledger-green);text-underline-offset:.17em;font-weight:650;text-decoration:underline}@media (max-width:980px){.income-estimator-layout{grid-template-columns:minmax(0,1fr)}}@media (max-width:650px){.income-estimator-layout{margin-top:1.5rem}.income-estimator-fields,.income-estimator-result-grid{grid-template-columns:minmax(0,1fr)}.income-estimator-results-heading{flex-direction:column}.income-estimator-results-heading>p{text-align:left;max-width:none}}.ledger-refinance-guide h1{max-width:820px;font-size:clamp(2.5rem,5.2vw,4.5rem);line-height:1.04}.ledger-refinance-guide .ledger-guide-updated{flex-wrap:wrap;gap:.2rem .45rem;display:flex}.ledger-refinance-example{grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem;margin-top:1.25rem;display:grid}.ledger-refinance-outcome{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:.85rem;min-width:0;padding:clamp(1rem,2.5vw,1.35rem)}.ledger-refinance-outcome h3{color:var(--ledger-ink);font-family:var(--font-display);margin:0 0 1rem;font-size:1.25rem;font-weight:500;line-height:1.2}.ledger-refinance-outcome dl{gap:.85rem;margin:0;display:grid}.ledger-refinance-outcome dl>div{gap:.15rem;min-width:0;display:grid}.ledger-refinance-outcome dt{color:var(--ledger-muted);font-size:.78rem;line-height:1.4}.ledger-refinance-outcome dd{color:var(--ledger-ink);font-variant-numeric:tabular-nums;overflow-wrap:anywhere;margin:0;font-size:.98rem;font-weight:600}.ledger-refinance-example-note{border-left:3px solid var(--ledger-gold);background:var(--ledger-pale);color:var(--ledger-ink);margin:.85rem 0 0;padding:.9rem 1rem;font-size:.91rem;line-height:1.6}.ledger-refinance-example-note strong{color:var(--ledger-green)}.ledger-refinance-guide .ledger-guide-federal-callout{border-left-color:var(--ledger-gold)}.ledger-refinance-guide .ledger-guide-federal-callout>.ledger-overline{color:var(--ledger-green)}.ledger-refinance-guide .ledger-guide-federal-callout p+p{margin-top:.8rem}@media (max-width:680px){.ledger-refinance-example{grid-template-columns:minmax(0,1fr)}}@media (max-width:360px){.ledger-refinance-guide h1{font-size:clamp(2.35rem,11vw,2.55rem)}}.ledger-200k-guide h1{max-width:940px;font-size:clamp(2.45rem,5.2vw,4.35rem);line-height:1.04}.ledger-200k-guide .ledger-guide-body>p:first-child{color:var(--ledger-copy);font-family:var(--font-body);font-size:1.08rem}.ledger-200k-actions{flex-wrap:wrap;gap:.75rem;margin-top:1.35rem;display:flex}.ledger-200k-actions .ledger-button{text-align:center;justify-content:center;min-height:48px}.ledger-200k-example-title{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;margin:2.1rem 0 .55rem;font-size:clamp(1.45rem,2.6vw,1.85rem);font-weight:600;line-height:1.2}.ledger-200k-table-wrap{border:1px solid var(--ledger-line);background:var(--ledger-surface);overscroll-behavior-inline:contain;scrollbar-color:var(--ledger-green) var(--ledger-pale);border-radius:.7rem;max-width:100%;margin:1.1rem 0 1.3rem;overflow-x:auto}.ledger-200k-table-hint{display:none}.ledger-200k-table-wrap:focus-visible{outline:2px solid var(--ledger-green);outline-offset:3px}.ledger-200k-table{border-collapse:collapse;width:100%;min-width:680px;color:var(--ledger-copy);font-variant-numeric:tabular-nums;font-size:.86rem;line-height:1.45}.ledger-200k-table caption{background:var(--ledger-pale);color:var(--ledger-ink);font-family:var(--font-display);text-align:left;padding:.85rem 1rem;font-size:1rem;font-weight:600}.ledger-200k-table th,.ledger-200k-table td{border-top:1px solid var(--ledger-line);text-align:left;vertical-align:top;padding:.75rem .9rem}.ledger-200k-table thead th{background:var(--ledger-pale)}@supports (color:color-mix(in lab, red, red)){.ledger-200k-table thead th{background:color-mix(in srgb, var(--ledger-pale) 52%, var(--ledger-surface))}}.ledger-200k-table thead th{color:var(--ledger-ink);font-size:.78rem;font-weight:650}.ledger-200k-table tbody th{color:var(--ledger-ink);white-space:nowrap;font-weight:650}.ledger-200k-note{border-left:3px solid var(--ledger-green);background:var(--ledger-pale);color:var(--ledger-ink);margin-top:1.4rem;padding:1.1rem 1.25rem}.ledger-200k-note-gold{border-left-color:var(--ledger-gold)}.ledger-200k-note p{margin:0}.ledger-200k-note p+p{margin-top:.5rem}.ledger-200k-note .ledger-overline{color:var(--ledger-green)}.ledger-200k-note a,.ledger-200k-inline-cta a:not(.ledger-button),.ledger-200k-guide .ledger-guide-body>p a{color:var(--ledger-green);text-underline-offset:.18em;font-weight:600;text-decoration:underline;text-decoration-thickness:1px}.ledger-200k-inline-cta{flex-wrap:wrap;align-items:center;gap:.8rem 1.1rem;margin-top:1.45rem;display:flex}.ledger-200k-inline-cta p{color:var(--ledger-muted);flex:16rem;margin:0;font-size:.83rem;line-height:1.5}.ledger-200k-checklist{gap:.9rem;padding-left:1.3rem;display:grid}.ledger-200k-checklist li{padding-left:.2rem}.ledger-200k-faq h2{max-width:42rem}.ledger-200k-faq h3{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.015em;margin:1.65rem 0 .4rem;font-size:clamp(1.2rem,2vw,1.45rem);font-weight:600;line-height:1.25}.ledger-200k-faq h3+p{margin-top:0}.ledger-200k-sources ul{gap:.55rem;display:grid}.ledger-200k-guide .ledger-200k-final-cta{align-items:flex-start}.ledger-200k-final-cta>div:first-child{max-width:28rem}.ledger-200k-actions-final{justify-content:flex-end;margin-top:0}@media (max-width:760px){.ledger-200k-table-hint{color:var(--ledger-muted);margin:-.6rem 0 1.3rem;font-size:.78rem;line-height:1.45;display:block}.ledger-200k-guide .ledger-200k-final-cta{flex-direction:column;align-items:stretch}.ledger-200k-actions-final{justify-content:flex-start}}@media (max-width:520px){.ledger-200k-actions{grid-template-columns:minmax(0,1fr);display:grid}.ledger-200k-actions .ledger-button{width:100%}.ledger-200k-inline-cta{flex-direction:column;align-items:stretch}.ledger-200k-inline-cta .ledger-button{text-align:center;width:100%}}@media (max-width:340px){.parent-plus-guide .ledger-guide-article h1{font-size:2.55rem}}.ledger-student-interest-guide .ledger-student-interest-table-wrap{border:1px solid var(--ledger-line);background:var(--ledger-surface);overscroll-behavior-inline:contain;border-radius:.7rem;max-width:100%;margin-top:1.2rem;overflow-x:auto}.ledger-student-interest-mobile-ranges{display:none}.ledger-student-interest-table{border-collapse:collapse;width:100%;min-width:39rem;color:var(--ledger-copy);text-align:left;font-size:.8rem;line-height:1.5}.ledger-student-interest-table caption{color:var(--ledger-ink);font-family:var(--font-display);text-align:left;padding:.8rem .9rem;font-size:1.2rem;font-weight:600}.ledger-student-interest-table th,.ledger-student-interest-table td{border-top:1px solid var(--ledger-line);vertical-align:top;padding:.75rem .85rem}.ledger-student-interest-table thead th{background:var(--ledger-pale);color:var(--ledger-ink);font-weight:700}.ledger-student-interest-table tbody th{color:var(--ledger-ink);white-space:nowrap;font-weight:700}.ledger-student-interest-guide .ledger-student-interest-sources{gap:.75rem}.ledger-student-interest-guide .ledger-guide-disclaimer{border-left:3px solid var(--ledger-green);background:var(--ledger-pale);color:var(--ledger-ink);margin-top:1.5rem;padding:1rem 1.1rem}@media (max-width:640px){.ledger-student-interest-guide .ledger-student-interest-table-wrap{display:none}.ledger-student-interest-mobile-ranges{gap:.75rem;margin-top:1.1rem;display:grid}.ledger-student-interest-range-card{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:.7rem;min-width:0;padding:1rem}.ledger-student-interest-range-card h3{color:var(--ledger-ink);font-family:var(--font-display);margin:0;font-size:1.1rem;font-weight:600;line-height:1.3}.ledger-student-interest-range-card dl{gap:.75rem;margin:1rem 0 0;display:grid}.ledger-student-interest-range-card dl>div{border-top:1px solid var(--ledger-line);padding-top:.75rem}.ledger-student-interest-range-card dt{color:var(--ledger-muted);letter-spacing:.06em;text-transform:uppercase;font-size:.72rem;font-weight:700}.ledger-student-interest-range-card dd{color:var(--ledger-copy);margin:.25rem 0 0;font-size:.9rem;line-height:1.5}}@media (max-width:900px){.ledger-tools-page .ledger-tool-choices{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:650px){.ledger-tools-page .ledger-tools-directory-heading{flex-direction:column;align-items:flex-start;gap:.65rem}.ledger-tools-page .ledger-tool-choices{grid-template-columns:minmax(0,1fr)}}.refi-savings-schedules{border-top:1px solid #ffffff2e;margin-top:1.1rem;padding-top:1.15rem}.refi-savings-schedules-heading{max-width:44rem;margin-bottom:.85rem}.refi-savings-schedules-heading h2{color:#fffefa;font-family:var(--font-display);margin:.3rem 0 0;font-size:clamp(1.25rem,2vw,1.65rem);line-height:1.2}.refi-savings-schedules-heading>p:last-child{color:#d3ded7;margin:.45rem 0 0;font-size:.82rem;line-height:1.5}.refi-savings-schedule-list{gap:.75rem;display:grid}.refi-savings-schedule{background:#ffffff0d;border:1px solid #ffffff30;border-radius:.7rem;min-width:0;padding:.8rem}.refi-savings-schedule-heading{flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:.25rem 1rem;margin-bottom:.65rem;display:flex}.refi-savings-schedule-heading .ledger-overline{margin:0 0 .2rem;font-size:.62rem}.refi-savings-schedule-heading h3{color:#fffefa;font-family:var(--font-display);margin:0;font-size:1rem;font-weight:600}.refi-savings-schedule-interest{color:#d3ded7;margin:0;font-size:.78rem}.refi-savings-schedule-interest strong{color:#fffefa;font-variant-numeric:tabular-nums;margin-left:.25rem}.refi-savings-schedule-table-wrap{overscroll-behavior:contain;scrollbar-color:#899b90 #ffffff14;border:1px solid #ffffff24;border-radius:.45rem;max-height:30rem;overflow-y:auto}.refi-savings-schedule table{table-layout:fixed;border-collapse:separate;border-spacing:0;color:#eff4ee;font-variant-numeric:tabular-nums;width:100%;min-width:0;font-size:.76rem}.refi-savings-schedule caption{color:#d3ded7;text-align:left;padding:.6rem .7rem}.refi-savings-schedule thead th{z-index:1;color:#fffefa;text-align:right;overflow-wrap:anywhere;background:#153a36;border-bottom:1px solid #ffffff38;padding:.55rem .65rem;font-size:.68rem;font-weight:700;position:sticky;top:0}.refi-savings-schedule thead th:first-child,.refi-savings-schedule tbody th{text-align:left}.refi-savings-schedule tbody th,.refi-savings-schedule tbody td{text-align:right;overflow-wrap:anywhere;border-bottom:1px solid #ffffff17;padding:.43rem .4rem}.refi-savings-schedule tbody th{color:#dce7df;font-weight:550}.refi-savings-schedule tbody tr:last-child th,.refi-savings-schedule tbody tr:last-child td{border-bottom:0}.refi-savings-schedule-message{color:#eff4ee;background:#ffffff0d;border:1px solid #ffffff2e;border-radius:.5rem;margin:0;padding:.8rem;font-size:.82rem;line-height:1.5;display:block}.refi-savings-schedule-message>span{display:block}.refi-savings-schedule-message .ledger-overline{margin-bottom:.35rem}.refi-savings-balance-chart{background:var(--ledger-paper);color:var(--ledger-ink);border-radius:.75rem;margin-top:1.1rem;padding:clamp(.85rem,2vw,1.2rem)}.refi-savings-balance-chart-heading{flex-wrap:wrap;justify-content:space-between;align-items:end;gap:.4rem 1rem;display:flex}.refi-savings-balance-chart-heading .ledger-overline{color:var(--ledger-muted);margin:0 0 .25rem}.refi-savings-balance-chart-heading h2{color:var(--ledger-ink);font-family:var(--font-display);margin:0;font-size:clamp(1.25rem,2vw,1.7rem);font-weight:500;line-height:1.15}.refi-savings-balance-chart-heading>p,.refi-savings-chart-scroll-note,.refi-savings-chart-data>p,.refi-savings-chart-data-series>p{color:var(--ledger-copy);margin:0;font-size:.76rem;line-height:1.5}.refi-savings-chart-legend{color:var(--ledger-copy);flex-wrap:wrap;gap:.55rem 1rem;margin:.9rem 0 .2rem;padding:0;font-size:.8rem;list-style:none;display:flex}.refi-savings-chart-legend li{align-items:center;gap:.45rem;display:inline-flex}.refi-savings-chart-swatch{border-top:3px solid;width:1.35rem;height:0}.refi-savings-chart-swatch-current{border-color:var(--ledger-green)}.refi-savings-chart-swatch-offer-1{border-color:var(--refi-chart-offer-one);border-top-style:dashed}.refi-savings-chart-swatch-offer-2{border-color:var(--refi-chart-offer-two);border-top-style:dotted}.refi-savings-chart-scroll-note{color:var(--ledger-muted);margin-top:.2rem;font-size:.68rem}.refi-savings-chart-plot{overscroll-behavior-inline:contain;scrollbar-color:var(--ledger-muted) var(--ledger-pale);margin:.55rem 0 0;overflow-x:auto}.refi-savings-chart-plot svg{width:100%;min-width:620px;height:auto;display:block;overflow:visible}.refi-savings-chart-gridline{stroke:var(--ledger-line);stroke-width:1px}.refi-savings-chart-gridline-vertical{stroke-dasharray:2 5}.refi-savings-chart-axis-label,.refi-savings-chart-axis-title{fill:var(--ledger-copy);font-family:var(--font-body);font-size:12px}.refi-savings-chart-axis-title{font-size:11px;font-weight:650}.refi-savings-chart-line polyline{fill:none;stroke-width:3px;stroke-linejoin:round;stroke-linecap:round;vector-effect:non-scaling-stroke}.refi-savings-chart-line circle{stroke:var(--ledger-paper);stroke-width:1.5px;vector-effect:non-scaling-stroke}.refi-savings-chart-line-current polyline,.refi-savings-chart-line-current circle{stroke:var(--ledger-green);fill:var(--ledger-green)}.refi-savings-chart-line-offer-1 polyline,.refi-savings-chart-line-offer-1 circle{stroke:var(--refi-chart-offer-one);fill:var(--refi-chart-offer-one)}.refi-savings-chart-line-offer-1 polyline{stroke-dasharray:7 5}.refi-savings-chart-line-offer-2 polyline,.refi-savings-chart-line-offer-2 circle{stroke:var(--refi-chart-offer-two);fill:var(--refi-chart-offer-two)}.refi-savings-chart-line-offer-2 polyline{stroke-dasharray:2 5}.refi-savings-chart-data{border-top:1px solid var(--ledger-line);color:var(--ledger-ink);margin-top:.4rem}.refi-savings-chart-data summary{width:fit-content;color:var(--ledger-green);cursor:pointer;text-underline-offset:.18em;padding:.65rem 0;font-size:.82rem;font-weight:650;text-decoration:underline}.refi-savings-chart-data summary:focus-visible{outline:3px solid var(--ledger-green)}@supports (color:color-mix(in lab, red, red)){.refi-savings-chart-data summary:focus-visible{outline:3px solid color-mix(in srgb, var(--ledger-green) 32%, transparent)}}.refi-savings-chart-data summary:focus-visible{outline-offset:3px}.refi-savings-chart-data-series{margin-top:.9rem}.refi-savings-chart-data-series h3{color:var(--ledger-ink);font-family:var(--font-display);margin:0 0 .35rem;font-size:1.05rem}.refi-savings-chart-data-table-wrap{border:1px solid var(--ledger-line);border-radius:.45rem;max-height:24rem;margin-top:.5rem;overflow:auto}.refi-savings-chart-data-table-wrap table{border-collapse:collapse;width:100%;min-width:38rem;color:var(--ledger-ink);font-variant-numeric:tabular-nums;font-size:.75rem}.refi-savings-chart-data-table-wrap caption{color:var(--ledger-muted);text-align:left;padding:.55rem .65rem}.refi-savings-chart-data-table-wrap th,.refi-savings-chart-data-table-wrap td{border-top:1px solid var(--ledger-line);text-align:right;white-space:nowrap;padding:.4rem .55rem}.refi-savings-chart-data-table-wrap th:first-child{text-align:left}.refi-savings-chart-data-table-wrap thead th{z-index:1;background:var(--ledger-pale);color:var(--ledger-ink);font-weight:700;position:sticky;top:0}.refi-savings-chart-empty{border:1px solid var(--ledger-line);color:var(--ledger-copy);border-radius:.5rem;margin:.85rem 0 0;padding:.8rem;font-size:.84rem}:root{--refi-chart-offer-one:#8c5b13;--refi-chart-offer-two:#385e92}.dark{--refi-chart-offer-one:#e4c16c;--refi-chart-offer-two:#9bbcea}@media (max-width:560px){.refi-savings-schedule-table-wrap{overflow-x:hidden}.refi-savings-schedule table,.refi-savings-schedule tbody{display:block}.refi-savings-schedule thead{clip-path:inset(50%);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.refi-savings-schedule caption{box-sizing:border-box;width:100%;padding:.6rem;display:block}.refi-savings-schedule tbody{gap:.45rem;padding:0 .45rem .45rem;display:grid}.refi-savings-schedule tbody tr{background:#ffffff0a;border:1px solid #ffffff24;border-radius:.4rem;grid-template-columns:repeat(2,minmax(0,1fr));display:grid}.refi-savings-schedule tbody th{text-align:left;border-bottom:1px solid #ffffff1f;grid-column:1/-1;padding:.5rem .55rem}.refi-savings-schedule tbody td{text-align:left;border-bottom:0;flex-direction:column;align-items:flex-start;gap:.15rem;min-width:0;padding:.4rem .55rem;display:flex}.refi-savings-schedule tbody td:before{content:attr(data-label);color:#c0d0c7;font-size:.6rem;font-weight:700;line-height:1.25}}.campaign-home{overflow-x:clip}.campaign-hero{grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);align-items:center;gap:clamp(2.5rem,6vw,6rem);padding-block:clamp(4.5rem,8vw,7rem) clamp(4rem,7vw,6.5rem);display:grid}.campaign-hero-copy{max-width:39rem}.campaign-hero-copy h1{max-width:11ch;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.05em;margin:0;font-size:clamp(3.4rem,5.5vw,5.7rem);font-weight:500;line-height:.98}.campaign-hero-copy .ledger-hero-lede{max-width:35rem;margin-top:1.45rem;font-size:clamp(1rem,1.4vw,1.12rem)}.campaign-hero-actions{flex-wrap:wrap;align-items:center;gap:1.1rem 1.35rem;margin-top:1.8rem;display:flex}.campaign-hero-actions .ledger-button{min-height:50px}.campaign-home .ledger-text-link{border-bottom-color:var(--ledger-green);color:var(--ledger-green);font-weight:650}.campaign-home .ledger-text-link:focus-visible,.campaign-home .campaign-resource-links a:focus-visible,.campaign-home .campaign-footer-nav a:focus-visible,.campaign-home .ledger-loan-column a:focus-visible,.campaign-home .ledger-footer a:focus-visible{outline:3px solid var(--ledger-gold);outline-offset:4px}.campaign-flow-card{border:1px solid var(--ledger-gold);padding:clamp(1.5rem,3.5vw,3rem);position:relative;overflow:hidden}@supports (color:color-mix(in lab, red, red)){.campaign-flow-card{border:1px solid color-mix(in srgb, var(--ledger-gold) 38%, transparent)}}.campaign-flow-card{background:linear-gradient(145deg, var(--ledger-dark-panel), var(--ledger-dark-panel-end));color:#f5f4ee;border-radius:1.5rem;box-shadow:0 28px 70px #19373821}.campaign-flow-topline{color:#e4c16c;letter-spacing:.12em;text-transform:uppercase;flex-wrap:wrap;justify-content:space-between;gap:.6rem 1rem;font-size:.7rem;font-weight:650;display:flex}.campaign-flow-card h2{color:#f5f4ee;max-width:16ch;font-family:var(--font-display);letter-spacing:-.03em;margin:2.2rem 0 1.8rem;font-size:clamp(1.8rem,3.2vw,2.7rem);font-weight:500;line-height:1.08}.campaign-flow-steps{margin:0;padding:0;list-style:none;display:grid}.campaign-flow-steps li{border-top:1px solid #f5f4ee38;grid-template-columns:2.25rem minmax(0,1fr);align-items:start;gap:.9rem;padding-block:1.1rem;display:grid}.campaign-flow-number{color:#e4c16c;font-family:var(--font-display);font-size:1.25rem;line-height:1.2}.campaign-flow-steps li>span:last-child{gap:.28rem;display:grid}.campaign-flow-steps strong{color:#f5f4ee;font-size:1rem;font-weight:600}.campaign-flow-steps small{color:#d7e1da;font-size:.88rem;line-height:1.45}.campaign-flow-footnote{color:#d7e1da;margin:1.2rem 0 0;font-size:.8rem;line-height:1.5}.campaign-principle{border-block:1px solid var(--ledger-line);background:var(--ledger-surface)}.campaign-principle-inner{justify-content:space-between;align-items:center;gap:1rem 2rem;min-height:88px;display:flex}.campaign-principle-inner p{color:var(--ledger-copy);letter-spacing:.08em;text-align:center;text-transform:uppercase;margin:0;font-size:.77rem;font-weight:650;line-height:1.4}.campaign-principle-inner span{background:var(--ledger-gold);flex:none;width:1px;height:1.35rem}.campaign-section{padding-block:clamp(4.5rem,8vw,7rem)}.campaign-steps{background:var(--ledger-paper)}.campaign-section-heading{max-width:47rem}.campaign-section-heading h2,.campaign-resources-copy h2{max-width:15ch;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.04em;margin:0;font-size:clamp(2.55rem,4vw,3.65rem);font-weight:500;line-height:1.03}.campaign-section-heading>p:last-child,.campaign-resources-copy>p:last-child{max-width:43rem;color:var(--ledger-copy);margin:1rem 0 0;font-size:1rem;line-height:1.7}.campaign-step-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(1.25rem,2.8vw,2.6rem);margin-top:3.1rem;display:grid}.campaign-step-card{border-top:2px solid var(--ledger-gold);min-width:0;padding-top:1.2rem}.campaign-step-card>span{color:var(--ledger-green);font-family:var(--font-display);margin-bottom:1.45rem;font-size:1.35rem;display:block}.campaign-step-card h3{max-width:15ch;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;margin:0;font-size:1.65rem;font-weight:500;line-height:1.15}.campaign-step-card p{color:var(--ledger-copy);margin:.7rem 0 0;font-size:.94rem;line-height:1.65}.campaign-model-note{border-left:3px solid var(--ledger-green);background:var(--ledger-surface);grid-template-columns:minmax(10rem,.35fr) minmax(0,1fr);gap:1rem 2rem;margin-top:2.4rem;padding:1.4rem 1.5rem;display:grid}.campaign-model-note .ledger-overline{color:var(--ledger-green);margin:0}.campaign-model-note>div{gap:.7rem;display:grid}.campaign-model-note>div p{color:var(--ledger-copy);margin:0;font-size:.9rem;line-height:1.65}.campaign-section-action{border-top:1px solid var(--ledger-line);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:1rem 1.5rem;margin-top:2.1rem;padding-top:1.4rem;display:flex}.campaign-section-action p{color:var(--ledger-copy);margin:0;font-weight:550}.campaign-section-action .ledger-button{max-width:100%}.campaign-loan-section{background:var(--ledger-dark-panel);color:#f5f4ee;border:0;margin-top:0;padding-block:clamp(4.2rem,7.5vw,6.5rem)}.campaign-loan-section .ledger-overline,.campaign-loan-section .ledger-column-index{color:#e4c16c}.campaign-loan-section .ledger-section-heading h2,.campaign-loan-section .ledger-loan-column h3{color:#f5f4ee}.campaign-loan-section .ledger-section-intro,.campaign-loan-section .ledger-loan-column p:not(.ledger-column-index),.campaign-loan-section .ledger-source-note{color:#d7e1da}.campaign-loan-section .ledger-loan-columns{border-color:#f5f4ee45}.campaign-loan-section .ledger-loan-column+.ledger-loan-column{border-left-color:#f5f4ee45}.campaign-loan-section .ledger-loan-column a{color:#f5f4ee;text-underline-offset:.22em;text-decoration-color:#e4c16c}.campaign-loan-section .ledger-source-note{margin-top:2rem}.campaign-resources{background:var(--ledger-surface)}.campaign-resources-grid{grid-template-columns:minmax(0,.78fr) minmax(0,1fr);align-items:start;gap:clamp(2rem,6vw,6rem);display:grid}.campaign-resources-copy{max-width:33rem}.campaign-resource-links{border-top:1px solid var(--ledger-line);display:grid}.campaign-resource-links a{border-bottom:1px solid var(--ledger-line);color:var(--ledger-ink);gap:.3rem;padding:1.05rem .2rem;text-decoration:none;display:grid}.campaign-resource-links a span{font-family:var(--font-display);letter-spacing:-.015em;font-size:1.28rem;font-weight:500;line-height:1.25}.campaign-resource-links a small{color:var(--ledger-copy);font-size:.84rem;line-height:1.5}.campaign-no-offer{border-left:3px solid var(--ledger-gold);background:var(--ledger-surface);grid-template-columns:1fr minmax(0,2fr);align-items:center;gap:1.5rem 3rem;margin-block:clamp(2.5rem,5vw,4rem);padding:clamp(1.35rem,3vw,2rem);display:grid}.campaign-no-offer .ledger-overline{color:var(--ledger-green);margin:0}.campaign-no-offer h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.025em;margin:0;font-size:clamp(1.55rem,2.5vw,2.1rem);font-weight:500;line-height:1.15}.campaign-no-offer p:last-child{color:var(--ledger-copy);margin:.5rem 0 0;font-size:.9rem;line-height:1.6}.campaign-home-signup{background:var(--ledger-dark-panel);color:#f5f4ee;border:0;border-radius:1.35rem;margin-top:0;margin-bottom:clamp(4rem,7vw,6rem);scroll-margin-top:6rem}.campaign-home-signup .payoff-signup-copy h2{color:#f5f4ee}.campaign-home-signup .payoff-signup-copy>p:last-child,.campaign-home-signup .payoff-signup-form .ledger-contact-privacy-note{color:#d7e1da}.campaign-home-signup .payoff-signup-field label,.campaign-home-signup .payoff-signup-consent{color:#f5f4ee}.campaign-home-signup .payoff-signup-field input,.campaign-home-signup .payoff-signup-field select{color:#193738;background:#f3f4ee;border-color:#8ea79a}.campaign-home-signup .payoff-signup-submit{color:#193738;background:#e4c16c;border:1px solid #e4c16c}.campaign-home-signup .payoff-signup-submit:hover{color:#193738;background:#f0d58f}.campaign-home-signup .payoff-signup-consent input:focus-visible,.campaign-home-signup .payoff-signup-field input:focus-visible,.campaign-home-signup .payoff-signup-field select:focus-visible{outline-color:#e4c16c}.campaign-home-signup .payoff-signup-success{color:#f5f4ee;background:#254947;border-left-color:#e4c16c}.campaign-home-signup .payoff-signup-success a{color:#f0d58f}.campaign-footer-nav{border-top:1px solid #ffffff2b;flex-wrap:wrap;gap:.8rem 1.4rem;padding-block:1rem 1.25rem;display:flex}.campaign-footer-nav a{color:#e3ebe4;text-underline-offset:.2em;font-size:.82rem;text-decoration-color:#8ea79a}.campaign-footer-nav a:hover{color:#fffefa}.campaign-home .ledger-footer-main{grid-template-columns:auto minmax(0,1fr) auto auto}@media (max-width:1100px){.campaign-home .ledger-home-nav{display:none}.campaign-home .ledger-header-inner{gap:1rem}.campaign-home .ledger-mobile-menu-trigger{display:inline-flex}.campaign-home .ledger-header-auth{display:none}.campaign-home .ledger-mobile-auth-nav{flex-direction:column;align-items:stretch;gap:.35rem;margin-top:.5rem;display:flex}.campaign-home .ledger-mobile-auth-nav>a{justify-content:flex-start;width:100%}}@media (max-width:760px){.campaign-hero{grid-template-columns:minmax(0,1fr);gap:2.2rem;padding-block:3.3rem 3.6rem}.campaign-home .ledger-header-inner{gap:.5rem}.campaign-hero-copy h1{max-width:12ch;font-size:clamp(3rem,10vw,4.5rem)}.campaign-flow-card h2{margin-top:1.6rem}.campaign-principle-inner{flex-direction:column;align-items:stretch;gap:0;min-height:0;padding-block:.35rem}.campaign-principle-inner p{text-align:left;padding:.9rem .2rem}.campaign-principle-inner span{width:2rem;height:1px}.campaign-step-grid{grid-template-columns:1fr;gap:1.8rem;margin-top:2.3rem}.campaign-step-card{grid-template-columns:2.3rem minmax(0,1fr);column-gap:.6rem;padding-top:.9rem;display:grid}.campaign-step-card>span{grid-row:span 2;margin:0}.campaign-step-card h3{max-width:none}.campaign-step-card p{margin-top:.45rem}.campaign-model-note{grid-template-columns:1fr;gap:.65rem;padding:1.1rem 1rem}.campaign-section-action{align-items:stretch}.campaign-section-action .ledger-button{width:100%}.campaign-loan-section .ledger-section-heading,.campaign-resources-grid{grid-template-columns:1fr;gap:1.25rem}.campaign-loan-section .ledger-section-intro{max-width:40rem}.campaign-loan-section .ledger-loan-columns{grid-template-columns:1fr;gap:1.35rem;margin-top:2rem}.campaign-loan-section .ledger-loan-column,.campaign-loan-section .ledger-loan-column+.ledger-loan-column{border-left:0;padding:1.1rem 0 0}.campaign-no-offer{grid-template-columns:1fr;gap:.75rem}.campaign-home-signup{grid-template-columns:1fr;gap:1.6rem}.campaign-home .ledger-footer-main{grid-template-columns:1fr 1fr;align-items:start;gap:1.1rem}.campaign-home .ledger-footer-main>p{grid-area:2/1/auto/-1}.campaign-home .ledger-footer-main>a:last-child{justify-self:end}.campaign-home .ledger-footer-bottom{grid-template-columns:1fr auto;gap:.8rem}.campaign-home .ledger-footer-bottom p{grid-column:1/-1}}@media (max-width:480px){.campaign-home .ledger-container{width:min(100% - 1.5rem,76rem)}.campaign-home .ledger-header-inner{gap:.35rem;min-height:62px}.campaign-home .ledger-brand{gap:.38rem;font-size:.86rem}.campaign-home .ledger-brand-mark{width:29px;height:29px}.campaign-home .ledger-header-actions{gap:.2rem}.campaign-home .ledger-header-cta{min-height:36px;padding:.48rem .58rem;font-size:.72rem}.campaign-home .ledger-mobile-menu-trigger{width:2.25rem;height:2.25rem}.campaign-hero{padding-block:2.6rem 3rem}.campaign-hero-copy h1{font-size:clamp(2.8rem,11.5vw,3.7rem)}.campaign-hero-actions{align-items:stretch;gap:.75rem}.campaign-hero-actions .ledger-button{width:100%}.campaign-hero-actions .ledger-text-link{align-self:center;width:fit-content}.campaign-flow-card{border-radius:1.1rem;padding:1.3rem}.campaign-flow-topline{font-size:.64rem}.campaign-flow-steps li{grid-template-columns:1.8rem minmax(0,1fr);gap:.6rem}.campaign-section{padding-block:3.5rem}.campaign-section-heading h2,.campaign-resources-copy h2{font-size:clamp(2.3rem,9vw,3rem)}.campaign-home-signup{border-radius:1rem;padding:1.15rem}.campaign-home .ledger-footer-main{grid-template-columns:1fr}.campaign-home .ledger-footer-main>p,.campaign-home .ledger-footer-main>a:last-child{grid-area:auto;justify-self:start}.campaign-home .ledger-footer-bottom{grid-template-columns:1fr}.campaign-home .ledger-footer-bottom p{grid-column:auto}}.dark .campaign-home .ledger-button-primary,.dark .campaign-home .ledger-button-outline:hover,.dark .campaign-home .ledger-header-cta:hover{color:#102021}@media (prefers-reduced-motion:reduce){.campaign-home *,.campaign-home :before,.campaign-home :after{scroll-behavior:auto;transition:none}}.debt-progress-page{gap:1.4rem}.debt-progress-page-heading{max-width:52rem}.debt-progress-page-heading h1{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.035em;margin:.3rem 0 0;font-size:clamp(2.2rem,5vw,3.7rem);font-weight:500;line-height:1.02}.debt-progress-page-heading>p:last-child{max-width:42rem;color:var(--ledger-copy);margin:.75rem 0 0;line-height:1.6}.debt-progress-page .ledger-account-purchase-link{margin:0}.debt-progress-save,.debt-progress-state,.debt-progress-loan{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0}.debt-progress-save{background:var(--ledger-paper);gap:1rem;margin-top:1.2rem;padding:clamp(1rem,2.4vw,1.5rem);display:grid}.debt-progress-save-heading h3,.debt-progress-section-heading h3{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;margin:.35rem 0 0;font-size:clamp(1.25rem,2.7vw,1.75rem);font-weight:500}.debt-progress-save-heading>p:last-child,.debt-progress-inline-note{color:var(--ledger-muted);margin:.45rem 0 0;font-size:.88rem;line-height:1.55}.debt-progress-save-form{gap:.5rem;max-width:32rem;display:grid}.debt-progress-save-form>label,.debt-progress-check-in-fields>label{color:var(--ledger-ink);gap:.4rem;font-size:.82rem;font-weight:650;display:grid}.debt-progress-save-form input,.debt-progress-check-in-fields input{border:1px solid var(--ledger-line);background:var(--ledger-surface);width:100%;min-width:0;min-height:2.75rem;color:var(--ledger-ink);font:inherit;border-radius:.45rem;padding:.55rem .7rem}.debt-progress-save-form input:focus-visible,.debt-progress-check-in-fields input:focus-visible{outline:3px solid var(--ledger-green)}@supports (color:color-mix(in lab, red, red)){.debt-progress-save-form input:focus-visible,.debt-progress-check-in-fields input:focus-visible{outline:3px solid color-mix(in srgb, var(--ledger-green), transparent 55%)}}.debt-progress-save-form input:focus-visible,.debt-progress-check-in-fields input:focus-visible{outline-offset:1px}.debt-progress-save-actions,.debt-progress-state-actions,.debt-progress-check-in-actions{flex-wrap:wrap;align-items:center;gap:.6rem .8rem;display:flex}.debt-progress-locked-copy{flex-wrap:wrap;align-items:center;gap:.8rem 1rem;display:flex}.debt-progress-locked-copy p{color:var(--ledger-copy);flex:25rem;margin:0;font-size:.88rem;line-height:1.55}.debt-progress-save .debt-progress-locked-copy a{color:var(--ledger-ink)}.debt-progress-save-success,.debt-progress-error{margin:.2rem 0 0;font-size:.86rem;line-height:1.5}.debt-progress-save-success{color:var(--ledger-green)}.debt-progress-save-success a,.ledger-roadmap-available a{color:var(--ledger-green);text-underline-offset:.2em;font-weight:700;text-decoration:underline}.debt-progress-error{color:var(--destructive)}.debt-progress-state{justify-items:start;gap:.7rem;padding:clamp(1.2rem,3vw,2rem);display:grid}.debt-progress-state h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.025em;margin:0;font-size:clamp(1.45rem,3vw,2rem);font-weight:500}.debt-progress-state>p:not(.ledger-overline){max-width:44rem;color:var(--ledger-copy);margin:0;font-size:.91rem;line-height:1.6}.debt-progress-state-locked{border-top:3px solid var(--ledger-gold)}.debt-progress-list{gap:1rem;display:grid}.debt-progress-list-heading{color:var(--ledger-muted);flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:.4rem 1rem;font-size:.84rem;display:flex}.debt-progress-list-heading p{margin:0}.debt-next-step{border:1px solid var(--ledger-line);border-top:3px solid var(--ledger-green);background:var(--ledger-paper);gap:1rem;min-width:0;padding:clamp(1rem,2.5vw,1.6rem);display:grid}.debt-next-step-heading{justify-content:space-between;align-items:flex-start;gap:.8rem 1.5rem;display:flex}.debt-next-step-heading h2,.debt-next-step-result h3{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;margin:.35rem 0 0;font-size:clamp(1.3rem,2.6vw,1.8rem);font-weight:500}.debt-next-step-heading>div>p:last-child,.debt-next-step-result>p:not(.ledger-overline),.debt-next-step-source li>span{color:var(--ledger-copy);margin:.45rem 0 0;font-size:.88rem;line-height:1.55}.debt-next-step-heading>time{color:var(--ledger-muted);flex:none;font-size:.75rem}.debt-next-step-status{color:var(--ledger-muted);font-size:.88rem}.debt-next-step-result{border-left:3px solid var(--ledger-green);background:var(--ledger-surface);gap:.55rem;min-width:0;padding:clamp(.9rem,2vw,1.25rem);display:grid}.debt-next-step-result .ledger-overline,.debt-next-step-result h3,.debt-next-step-result>p{margin-block:0}.debt-next-step-result h3{font-size:clamp(1.2rem,2.2vw,1.55rem)}.debt-next-step-rationale{color:var(--ledger-muted)!important}.debt-next-step-source{border-top:1px solid var(--ledger-line);color:var(--ledger-ink);margin-top:.3rem;font-size:.83rem}.debt-next-step-source summary{cursor:pointer;width:fit-content;max-width:100%;text-decoration:underline;-webkit-text-decoration-color:var(--ledger-green);-webkit-text-decoration-color:var(--ledger-green);-webkit-text-decoration-color:var(--ledger-green);text-decoration-color:var(--ledger-green);text-underline-offset:.2em;padding-block:.75rem .2rem;font-weight:700}.debt-next-step-source ul{gap:.7rem;margin:.6rem 0 0;padding:0;list-style:none;display:grid}.debt-next-step-source li{background:var(--ledger-pale);gap:.15rem;padding:.8rem;display:grid}.debt-next-step-source li>strong{overflow-wrap:anywhere;color:var(--ledger-ink)}.debt-next-step-source li>span{margin-top:0;font-size:.78rem}.debt-next-step-disclosure{color:var(--ledger-muted);margin:0;font-size:.76rem;line-height:1.5}.debt-payoff-plan{border:1px solid var(--ledger-line);border-top:3px solid var(--ledger-gold);background:var(--ledger-paper);gap:1rem;min-width:0;padding:clamp(1rem,2.5vw,1.6rem);display:grid}.debt-payoff-plan-heading{justify-content:space-between;align-items:flex-start;gap:.8rem 1.5rem;display:flex}.debt-payoff-plan-heading h2,.debt-payoff-plan-result h3{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;margin:.35rem 0 0;font-size:clamp(1.3rem,2.6vw,1.8rem);font-weight:500}.debt-payoff-plan-heading>div>p:last-child,.debt-payoff-plan-steps p{color:var(--ledger-copy);margin:.45rem 0 0;font-size:.88rem;line-height:1.55}.debt-payoff-plan-heading>time{color:var(--ledger-muted);flex:none;font-size:.75rem}.debt-payoff-plan-status{color:var(--ledger-muted);font-size:.88rem}.debt-payoff-plan-result{border-left:3px solid var(--ledger-gold);background:var(--ledger-surface);gap:.8rem;min-width:0;padding:clamp(.9rem,2vw,1.25rem);display:grid}.debt-payoff-plan-result>.ledger-overline,.debt-payoff-plan-result h3{margin-block:0}.debt-payoff-plan-result h3{font-size:clamp(1.2rem,2.2vw,1.55rem)}.debt-payoff-plan-steps{counter-reset:payoff-step;grid-template-columns:repeat(3,minmax(0,1fr));gap:.7rem;margin:0;padding:0;list-style:none;display:grid}.debt-payoff-plan-steps li{border:1px solid var(--ledger-line);background:var(--ledger-paper);counter-increment:payoff-step;align-content:start;gap:.3rem;min-width:0;padding:.9rem;display:grid}.debt-payoff-plan-step-controls{border-top:1px solid var(--ledger-line);justify-items:start;gap:.35rem;margin-top:.5rem;padding-top:.7rem;display:grid}.debt-payoff-plan-step-controls label{min-height:2rem;color:var(--ledger-ink);cursor:pointer;align-items:center;gap:.5rem;font-size:.82rem;font-weight:650;display:inline-flex}.debt-payoff-plan-step-controls input{width:1.1rem;height:1.1rem;accent-color:var(--ledger-green);margin:0}.debt-payoff-plan-step-controls input:focus-visible{outline:3px solid var(--ledger-green)}@supports (color:color-mix(in lab, red, red)){.debt-payoff-plan-step-controls input:focus-visible{outline:3px solid color-mix(in srgb, var(--ledger-green), transparent 45%)}}.debt-payoff-plan-step-controls input:focus-visible{outline-offset:3px}.debt-payoff-plan-step-controls input:disabled+span{opacity:.65}.debt-payoff-plan-step-status{color:var(--ledger-muted);font-size:.75rem}.debt-payoff-plan-step-error{flex-wrap:wrap;align-items:center;gap:.75rem;display:flex}.debt-payoff-plan-step-number{color:var(--ledger-green);letter-spacing:.06em;text-transform:uppercase;font-size:.72rem;font-weight:700}.debt-payoff-plan-steps h4{color:var(--ledger-ink);margin:0;font-size:.97rem}.debt-payoff-plan-steps p{margin:0}.debt-payoff-plan-download{justify-items:start;gap:.45rem;display:grid}.debt-payoff-plan-disclosure,.debt-payoff-plan-source{color:var(--ledger-muted);margin:0;font-size:.76rem;line-height:1.5}.debt-payoff-plan-edit-link{width:fit-content;color:var(--ledger-ink);text-decoration:underline;-webkit-text-decoration-color:var(--ledger-green);-webkit-text-decoration-color:var(--ledger-green);-webkit-text-decoration-color:var(--ledger-green);text-decoration-color:var(--ledger-green);text-underline-offset:.2em;font-size:.83rem}.debt-progress-loan{gap:1.2rem;padding:clamp(1rem,2.5vw,1.6rem);scroll-margin-top:1rem;display:grid}.debt-progress-loan-header{border-bottom:1px solid var(--ledger-line);justify-content:space-between;align-items:flex-start;gap:1rem;padding-bottom:1rem;display:flex}.debt-progress-loan-header h2{overflow-wrap:anywhere;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.025em;margin:.3rem 0 0;font-size:clamp(1.45rem,3vw,2rem);font-weight:500}.debt-progress-current-balance{color:var(--ledger-green);font-variant-numeric:tabular-nums;white-space:nowrap;font-size:clamp(1.1rem,2.3vw,1.55rem);font-weight:700}.debt-progress-assumptions{grid-template-columns:repeat(4,minmax(0,1fr));gap:.75rem;margin:0;display:grid}.debt-progress-assumptions>div{background:var(--ledger-paper);min-width:0;padding:.75rem}.debt-progress-assumptions dt{color:var(--ledger-muted);font-size:.72rem;line-height:1.4}.debt-progress-assumptions dd{overflow-wrap:anywhere;color:var(--ledger-ink);font-variant-numeric:tabular-nums;margin:.3rem 0 0;font-size:.91rem;font-weight:700}.debt-progress-estimate-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem;display:grid}.debt-progress-estimate{border-left:3px solid var(--ledger-green);background:var(--ledger-pale);align-content:start;gap:.45rem;min-width:0;padding:1rem;display:grid}.debt-progress-estimate .ledger-overline,.debt-progress-section-heading .ledger-overline{margin:0}.debt-progress-estimate strong{color:var(--ledger-ink);font-size:1rem;line-height:1.35}.debt-progress-estimate p:not(.ledger-overline){color:var(--ledger-copy);margin:0;font-size:.84rem;line-height:1.5}.debt-progress-estimate small{color:var(--ledger-muted);font-size:.72rem;line-height:1.45}.debt-progress-history,.debt-progress-check-in-form{gap:.8rem;display:grid}.debt-progress-section-heading{justify-content:space-between;align-items:end;gap:.75rem;display:flex}.debt-progress-section-heading h3{font-size:1.3rem}.debt-progress-section-heading>span{color:var(--ledger-muted);font-size:.78rem}.debt-progress-history-list{border-top:1px solid var(--ledger-line);margin:0;padding:0;list-style:none;display:grid}.debt-progress-history-list li{border-bottom:1px solid var(--ledger-line);grid-template-columns:minmax(7rem,.7fr) minmax(8rem,.85fr) minmax(11rem,1.4fr);align-items:center;gap:.65rem 1rem;padding:.7rem .2rem;font-size:.84rem;display:grid}.debt-progress-history-list time,.debt-progress-history-list span{color:var(--ledger-muted)}.debt-progress-history-list strong{color:var(--ledger-ink);font-variant-numeric:tabular-nums}.debt-progress-check-in-form{border-top:1px solid var(--ledger-line);padding-top:1rem}.debt-progress-check-in-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem;max-width:40rem;display:grid}.debt-progress-money-input{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-height:2.75rem;color:var(--ledger-muted);border-radius:.45rem;align-items:center;padding-left:.7rem;display:flex}.debt-progress-money-input input{background:0 0;border:0}.debt-progress-money-input input:focus-visible{outline-offset:-3px}.debt-progress-disclaimer{color:var(--ledger-muted);margin:0;font-size:.76rem;line-height:1.55}.ledger-roadmap-available{opacity:1;border-top:3px solid var(--ledger-green)}.ledger-roadmap-available .ledger-roadmap-card-top{color:var(--ledger-green)}.ledger-roadmap-available>a{margin-top:.8rem;font-size:.86rem;display:inline-block}.debt-progress-account-link{border-top:3px solid var(--ledger-green)}@media (max-width:700px){.debt-progress-assumptions{grid-template-columns:repeat(2,minmax(0,1fr))}.debt-progress-estimate-grid{grid-template-columns:minmax(0,1fr)}.debt-progress-history-list li{grid-template-columns:minmax(0,1fr) auto}.debt-progress-history-list span{grid-column:1/-1}}@media (max-width:450px){.debt-next-step-heading,.debt-payoff-plan-heading{flex-direction:column}.debt-payoff-plan-steps{grid-template-columns:1fr}.debt-progress-loan-header{flex-direction:column;gap:.5rem}.debt-progress-check-in-fields{grid-template-columns:minmax(0,1fr)}.debt-progress-save-actions,.debt-progress-state-actions{flex-direction:column;align-items:stretch}.debt-progress-save-actions>button,.debt-progress-state-actions>a,.debt-progress-state-actions>button{width:100%}}@media (prefers-reduced-motion:reduce){.debt-progress-page *,.debt-progress-page :before,.debt-progress-page :after{scroll-behavior:auto;transition:none}}.seo-payoff-page{padding-bottom:clamp(3.5rem,7vw,6.5rem)}.seo-payoff-page .ledger-container{width:min(100% - 2.5rem,76rem)}.seo-payoff-hero{border-bottom:1px solid var(--ledger-line);grid-template-columns:minmax(0,1.08fr) minmax(19rem,.82fr);align-items:center;gap:clamp(2.5rem,6vw,6rem);padding-block:clamp(3.5rem,7vw,6.5rem);display:grid}.seo-payoff-hero-copy{max-width:48rem}.seo-payoff-hero-copy .ledger-overline,.seo-payoff-section-intro .ledger-overline{color:var(--ledger-green);letter-spacing:.1em;text-transform:uppercase;margin:0;font-size:.75rem;font-weight:650}.seo-payoff-hero-copy h1{max-width:12ch;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.045em;text-wrap:balance;margin:.8rem 0 0;font-size:clamp(2.75rem,5.3vw,5rem);font-weight:500;line-height:.99}.seo-payoff-lede{max-width:42rem;color:var(--ledger-copy);margin:1.35rem 0 0;font-size:clamp(1.05rem,1.5vw,1.2rem);line-height:1.65}.seo-payoff-statement-note{border-left:3px solid var(--ledger-gold);background:var(--ledger-surface);max-width:40rem;color:var(--ledger-ink);margin:1.2rem 0 0;padding:.8rem 1rem;font-size:.93rem;line-height:1.55}.seo-payoff-actions{flex-wrap:wrap;align-items:center;gap:1rem 1.35rem;margin-top:1.55rem;display:flex}.seo-payoff-actions .ledger-button{min-height:50px}.seo-payoff-actions .ledger-text-link{text-decoration:underline;-webkit-text-decoration-color:var(--ledger-green);-webkit-text-decoration-color:var(--ledger-green);-webkit-text-decoration-color:var(--ledger-green);text-decoration-color:var(--ledger-green);text-underline-offset:.22em}.seo-payoff-input-card{border:1px solid var(--ledger-gold);padding:clamp(1.35rem,3vw,2rem)}@supports (color:color-mix(in lab, red, red)){.seo-payoff-input-card{border:1px solid color-mix(in srgb, var(--ledger-gold) 44%, transparent)}}.seo-payoff-input-card{background:linear-gradient(145deg, var(--ledger-dark-panel), var(--ledger-dark-panel-end));box-shadow:0 24px 60px var(--ledger-dark-panel);border-radius:1.2rem}@supports (color:color-mix(in lab, red, red)){.seo-payoff-input-card{box-shadow:0 24px 60px color-mix(in srgb, var(--ledger-dark-panel) 18%, transparent)}}.seo-payoff-input-card{color:#f5f4ee}.seo-payoff-card-label{color:#f1d58b;letter-spacing:.1em;text-transform:uppercase;margin:0;font-size:.72rem;font-weight:650}.seo-payoff-input-card h2{color:#f5f4ee;font-family:var(--font-display);letter-spacing:-.025em;margin:.65rem 0 0;font-size:clamp(1.7rem,2.5vw,2.15rem);font-weight:500;line-height:1.1}.seo-payoff-input-card ol{margin:1.4rem 0 0;padding:0;list-style:none;display:grid}.seo-payoff-input-card li{border-top:1px solid #f5f4ee33;grid-template-columns:2.35rem minmax(0,1fr);align-items:start;gap:.8rem;padding:1rem 0;display:grid}.seo-payoff-input-number{color:#f1d58b;border:1px solid #d9c17d;border-radius:50%;place-items:center;width:2rem;height:2rem;font-size:.73rem;font-weight:650;display:grid}.seo-payoff-input-card li strong{color:#fffefa;font-size:.98rem;font-weight:600;display:block}.seo-payoff-input-card li small{color:#e1e9e2;margin-top:.25rem;font-size:.83rem;line-height:1.45;display:block}.seo-payoff-extra-note{color:#f5f4ee;border-top:1px solid #f5f4ee33;margin:.2rem 0 0;padding-top:1rem;font-size:.88rem;line-height:1.55}.seo-payoff-extra-note strong{color:#f1d58b}.seo-payoff-method{padding-block:clamp(3.5rem,7vw,6rem)}.seo-payoff-section-intro{max-width:52rem}.seo-payoff-section-intro h2,.seo-payoff-next-step h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.035em;text-wrap:balance;margin:.55rem 0 0;font-size:clamp(2rem,3.6vw,3.25rem);font-weight:500;line-height:1.06}.seo-payoff-section-intro>p:last-child,.seo-payoff-limit-details p,.seo-payoff-next-step>div>p:last-child{color:var(--ledger-copy);margin:.85rem 0 0;font-size:.98rem;line-height:1.7}.seo-payoff-method-steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin:2rem 0 0;padding:0;list-style:none;display:grid}.seo-payoff-method-steps li{border:1px solid var(--ledger-line);border-top:3px solid var(--ledger-green);background:var(--ledger-surface);border-radius:.85rem;min-width:0;padding:1.25rem 1.3rem 1.35rem}.seo-payoff-method-steps li>span{color:var(--ledger-green);letter-spacing:.09em;text-transform:uppercase;font-size:.73rem;font-weight:650}.seo-payoff-method-steps p{color:var(--ledger-copy);margin:.8rem 0 0;font-size:.93rem;line-height:1.65}.seo-payoff-limits-band{background:var(--ledger-pale)}.seo-payoff-limits{grid-template-columns:minmax(0,.95fr) minmax(0,1fr);gap:clamp(2rem,6vw,6rem);padding-block:clamp(3rem,6vw,5rem);display:grid}.seo-payoff-limit-details{border-left:3px solid var(--ledger-gold);align-self:center;padding-left:clamp(1.2rem,3vw,2rem)}.seo-payoff-limit-details h3{color:var(--ledger-ink);font-family:var(--font-display);margin:0;font-size:clamp(1.4rem,2.4vw,1.8rem);font-weight:500;line-height:1.2}.seo-payoff-limit-details p+p{margin-top:1rem}.seo-payoff-next-step{border:1px solid var(--ledger-gold);justify-content:space-between;align-items:center;gap:2rem;margin-top:clamp(3rem,6vw,5rem);padding:clamp(1.5rem,4vw,3rem);display:flex}@supports (color:color-mix(in lab, red, red)){.seo-payoff-next-step{border:1px solid color-mix(in srgb, var(--ledger-gold) 42%, transparent)}}.seo-payoff-next-step{background:var(--ledger-dark-panel);color:#f5f4ee;border-radius:1.15rem}.seo-payoff-next-step .ledger-overline{color:#f1d58b;letter-spacing:.1em;text-transform:uppercase;margin:0;font-size:.72rem;font-weight:650}.seo-payoff-next-step h2{color:#f5f4ee;max-width:34rem;font-size:clamp(1.8rem,3vw,2.5rem)}.seo-payoff-next-step>div>p:last-child{color:#e1e9e2;max-width:40rem}.seo-payoff-next-step .ledger-button{flex:none}.dark .seo-payoff-actions .ledger-button-primary,.dark .seo-payoff-next-step .ledger-button-primary{color:#102021}.seo-payoff-page a:focus-visible{outline:3px solid var(--ledger-gold);outline-offset:4px}.seo-payoff-page #estimate-method{scroll-margin-top:2rem}@media (max-width:900px){.seo-payoff-hero{grid-template-columns:minmax(0,1fr);gap:2.25rem}.seo-payoff-input-card{max-width:38rem}.seo-payoff-limits{grid-template-columns:minmax(0,1fr);gap:1.8rem}.seo-payoff-limit-details{max-width:52rem}}@media (max-width:680px){.seo-payoff-method-steps{grid-template-columns:minmax(0,1fr)}.seo-payoff-method-steps li{padding:1.1rem 1.15rem 1.2rem}.seo-payoff-next-step{flex-direction:column;align-items:stretch;gap:1.25rem}}@media (max-width:480px){.seo-payoff-page .ledger-container{width:min(100% - 2rem,76rem)}.seo-payoff-hero{padding-block:2.65rem 3rem}.seo-payoff-hero-copy h1{font-size:clamp(2.55rem,12vw,3.6rem)}.seo-payoff-actions{flex-direction:column;align-items:stretch;gap:.9rem}.seo-payoff-actions .ledger-button{width:100%}.seo-payoff-actions .ledger-text-link{align-self:flex-start}.seo-payoff-input-card{padding:1.2rem}.seo-payoff-limits{padding-block:2.75rem}.seo-payoff-limit-details{padding-left:1rem}.seo-payoff-next-step{margin-top:2.75rem;padding:1.3rem}.seo-payoff-next-step .ledger-button{width:100%}}@media (prefers-reduced-motion:reduce){.seo-payoff-page *,.seo-payoff-page :before,.seo-payoff-page :after{scroll-behavior:auto;transition:none}}.payoff-what-if{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-width:0;box-shadow:0 14px 36px -30px var(--ledger-ink);border-radius:1rem;grid-column:1/-1;margin-top:1.4rem;padding:clamp(1.1rem,2.6vw,1.8rem);scroll-margin-top:5.5rem}@supports (color:color-mix(in lab, red, red)){.payoff-what-if{box-shadow:0 14px 36px -30px color-mix(in srgb, var(--ledger-ink) 45%, transparent)}}.payoff-tool-layout.campaign-payoff-layout{grid-template-columns:minmax(0,1fr)}.payoff-what-if-heading{justify-content:space-between;align-items:flex-start;gap:1.25rem;display:flex}.payoff-what-if-heading .ledger-overline{color:var(--ledger-green);margin:0 0 .45rem}.payoff-what-if-heading h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.03em;margin:0;font-size:clamp(1.9rem,3vw,2.6rem);font-weight:500;line-height:1.08}.payoff-what-if-heading>div>p:last-child{max-width:43rem;color:var(--ledger-copy);margin:.55rem 0 0;font-size:.9rem;line-height:1.5}.payoff-what-if-price{color:var(--ledger-ink);font-family:var(--font-display);white-space:nowrap;flex:none;font-size:1.55rem;font-weight:600}.payoff-what-if-price small{color:var(--ledger-muted);font-family:var(--font-body);letter-spacing:.04em;text-align:right;text-transform:uppercase;font-size:.7rem;font-weight:600;display:block}.payoff-what-if-presets{grid-template-columns:repeat(4,minmax(0,1fr));gap:.55rem;margin:1.25rem 0 0;padding:0;list-style:none;display:grid}.payoff-what-if-presets li{border:1px solid var(--ledger-line);background:var(--ledger-paper);min-width:0;min-height:3.25rem;color:var(--ledger-ink);border-radius:.7rem;align-items:center;gap:.65rem;padding:.65rem .75rem;font-size:.8rem;font-weight:600;line-height:1.35;display:flex}.payoff-what-if-presets li span{color:var(--ledger-green);letter-spacing:.08em;font-size:.66rem;font-weight:700}.payoff-what-if-salary{border-left:3px solid var(--ledger-green);background:var(--ledger-paper);grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:.9rem 1.5rem;margin-top:1.1rem;padding:1rem 1.1rem;display:grid}.payoff-what-if-salary h3,.payoff-what-if-assumptions h3{color:var(--ledger-ink);font-family:var(--font-display);margin:0;font-size:1.15rem;font-weight:600;line-height:1.25}.payoff-what-if-salary>div:first-child p{color:var(--ledger-copy);margin:.35rem 0 0;font-size:.79rem;line-height:1.45}.payoff-what-if-salary-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem;display:grid}.payoff-what-if-salary-fields label{min-width:0;color:var(--ledger-ink);gap:.35rem;font-size:.75rem;font-weight:650;line-height:1.35;display:grid}.payoff-what-if-input-wrap{border:1px solid var(--ledger-line);background:var(--ledger-surface);min-height:2.75rem;color:var(--ledger-muted);border-radius:.55rem;align-items:center;gap:.4rem;padding:0 .7rem;display:flex}.payoff-what-if-input-wrap:focus-within{outline:2px solid var(--ring);outline-offset:2px}.payoff-what-if-input-wrap input{width:100%;min-width:0;color:var(--ledger-ink);font:inherit;background:0 0;border:0;outline:0;font-size:.9rem}.payoff-what-if-field-note,.payoff-what-if-field-error{color:var(--ledger-muted);font-size:.68rem;font-weight:450}.payoff-what-if-field-error{color:var(--destructive)}.payoff-what-if-raise-math{color:var(--ledger-copy);grid-column:1/-1;margin:0;font-size:.78rem;line-height:1.45;display:block}.payoff-what-if-raise-math strong{color:var(--ledger-ink)}.payoff-what-if-projections{margin-top:1rem;position:relative}.payoff-what-if-projections-locked{filter:blur(6px);-webkit-user-select:none;user-select:none}.payoff-what-if-results-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:.7rem;display:grid}.payoff-what-if-result{border:1px solid var(--ledger-line);background:var(--ledger-paper);border-radius:.7rem;min-width:0;padding:1rem}.payoff-what-if-result h3{color:var(--ledger-ink);font-family:var(--font-display);margin:0;font-size:1.12rem;font-weight:600;line-height:1.25}.payoff-what-if-case-input{min-height:2.25em;color:var(--ledger-muted);margin:.3rem 0 .75rem;font-size:.72rem;line-height:1.45}.payoff-what-if-result dl{gap:.55rem;margin:0;display:grid}.payoff-what-if-result dl div{grid-template-columns:minmax(7.2rem,.8fr) minmax(0,1.2fr);gap:.6rem;display:grid}.payoff-what-if-result dt{color:var(--ledger-muted);font-size:.7rem;line-height:1.4}.payoff-what-if-result dd{color:var(--ledger-ink);overflow-wrap:anywhere;margin:0;font-size:.76rem;font-weight:650;line-height:1.4}.payoff-what-if-savings{border-top:1px solid var(--ledger-line);color:var(--ledger-copy);gap:.22rem;margin:.8rem 0 0;padding-top:.7rem;font-size:.73rem;line-height:1.45;display:grid}.payoff-what-if-savings strong{color:var(--ledger-green);font-size:.7rem}.payoff-what-if-lock,.payoff-what-if-unlocked{width:100%;font:inherit;text-align:left;display:flex}.payoff-what-if-lock{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:.7rem;flex-wrap:wrap;align-items:center;gap:.85rem;margin-top:.8rem;padding:.9rem 1rem}.payoff-what-if-unlocked{border:1px solid var(--ledger-line);background:var(--ledger-surface);color:var(--ledger-copy);border-radius:.7rem;align-items:center;gap:.85rem;margin-top:.8rem;padding:.9rem 1rem;font-size:.78rem;line-height:1.45}.payoff-what-if-lock-copy{flex:18rem;min-width:min(100%,17rem)}.payoff-what-if-lock-copy h3{color:var(--ledger-ink);margin:0;font-size:.9rem;font-weight:700;line-height:1.35}.payoff-what-if-lock-copy p{color:var(--ledger-copy);margin:.25rem 0 0;font-size:.75rem;line-height:1.45}.payoff-what-if-lock-icon,.payoff-what-if-unlocked>svg{background:var(--ledger-pale);width:2.25rem;height:2.25rem;color:var(--ledger-green);border-radius:50%;flex:none;place-items:center;display:grid}.payoff-what-if-lock-icon svg{width:1.15rem;height:1.15rem}.payoff-what-if-lock .ledger-button{margin:0}.payoff-what-if-message{color:var(--ledger-copy);margin:.65rem 0 0;font-size:.78rem;line-height:1.45;display:block}.payoff-what-if-assumptions{border-top:1px solid var(--ledger-line);margin-top:1rem;padding-top:.9rem}.payoff-what-if-assumptions ul{color:var(--ledger-copy);gap:.35rem;margin:.55rem 0 0;padding-left:1.1rem;font-size:.78rem;line-height:1.55;display:grid}.payoff-what-if .ledger-button{white-space:normal;max-width:100%;min-height:2.75rem}@media (max-width:760px){.payoff-what-if-presets{grid-template-columns:repeat(2,minmax(0,1fr))}.payoff-what-if-salary{grid-template-columns:minmax(0,1fr)}}@media (max-width:520px){.payoff-what-if-heading{gap:.75rem}.payoff-what-if-price{font-size:1.3rem}.payoff-what-if-presets,.payoff-what-if-salary-fields,.payoff-what-if-results-grid{grid-template-columns:minmax(0,1fr)}.payoff-what-if-lock{align-items:stretch}.payoff-what-if-lock .ledger-button{width:100%}}.campaign-home-calculator{border-block:1px solid var(--ledger-line);background:var(--ledger-pale)}.campaign-home-calculator-tool{scroll-margin-top:5rem}.campaign-home-calculator-heading{max-width:52rem;margin-bottom:2rem}.campaign-home-calculator-heading h2{max-width:48rem;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.035em;margin:0;font-size:clamp(2rem,3.7vw,3.1rem);font-weight:500;line-height:1.06}.campaign-home-calculator-heading>p:not(.ledger-overline){max-width:47rem;color:var(--ledger-copy);margin:.9rem 0 0;font-size:.98rem;line-height:1.65}.campaign-home-calculator-heading>.ledger-overline{margin:0 0 .65rem}.campaign-home-calculator-heading .campaign-home-calculator-note{border-left:3px solid var(--ledger-green);background:var(--ledger-surface);margin-top:1rem;padding:.85rem 1rem;font-size:.84rem}.campaign-home-calculator .payoff-scenario-grid:has(>.payoff-scenario-card:only-child){grid-template-columns:minmax(0,1fr)}.campaign-home-calculator .payoff-scenario-grid:has(>.payoff-scenario-card:only-child) .payoff-scenario-fields{grid-template-columns:repeat(3,minmax(0,1fr));gap:.9rem}@media (max-width:760px){.campaign-home-calculator .payoff-scenario-grid:has(>.payoff-scenario-card:only-child) .payoff-scenario-fields{grid-template-columns:minmax(0,1fr)}}@media (max-width:600px){.ledger-lump-sum-investing-page .ledger-tool-intro{padding-top:2rem}.ledger-lump-sum-investing-page .ledger-tool-intro .ledger-overline{margin-bottom:.7rem}.ledger-lump-sum-investing-page .ledger-tool-intro h1{font-size:clamp(2.3rem,10vw,2.8rem);line-height:1.02}.ledger-lump-sum-investing-page .ledger-tool-lede{margin-top:.8rem;font-size:.98rem;line-height:1.5}.ledger-lump-sum-investing-page .ledger-tool-warning{margin-top:.65rem}}.refinance-guide-page{padding-bottom:0}.refinance-guide-page .ledger-kicker,.refinance-guide-page .ledger-overline{color:var(--ledger-copy)}.refinance-guide-page .ledger-button-primary,.refinance-guide-page .ledger-button-primary:hover{color:#fffefa}.dark .refinance-guide-page .ledger-button-primary,.dark .refinance-guide-page .ledger-button-primary:hover{color:#102021}.refi-guide-hero{grid-template-columns:minmax(0,1.02fr) minmax(20rem,.98fr);align-items:center;gap:clamp(2.5rem,6vw,6rem);padding-block:clamp(3.75rem,7vw,6.75rem) clamp(4.5rem,8vw,7rem);display:grid}.refi-guide-hero-copy,.refi-guide-hero-visual{min-width:0}.refi-guide-hero-copy .ledger-kicker{align-items:flex-start;max-width:32rem;margin-bottom:1.3rem;font-size:.72rem}.refi-guide-hero-copy .ledger-kicker-dot{flex:0 0 8px;margin-top:.17rem}.refi-guide-hero h1{max-width:44rem;color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.045em;margin:0;font-size:clamp(2.8rem,5.1vw,5rem);font-weight:500;line-height:1}.refi-guide-lede{max-width:39rem;color:var(--ledger-copy);margin:1.45rem 0 0;font-size:clamp(1.02rem,1.35vw,1.15rem);line-height:1.7}.refi-guide-action-group{flex-wrap:wrap;align-items:center;gap:.8rem 1rem;margin-top:1.75rem;display:flex}.refi-guide-action-group .ledger-button{min-height:3.3rem;padding-inline:1.35rem}.refi-guide-access-note{max-width:16.5rem;color:var(--ledger-copy);margin:0;font-size:.84rem;line-height:1.45}.refi-guide-hero-disclaimer{max-width:37rem;color:var(--ledger-copy);margin:1rem 0 0;font-size:.81rem;line-height:1.55}.refi-guide-ledger{border:1px solid var(--ledger-gold);margin:0;padding:clamp(1.3rem,3vw,2.15rem);position:relative}@supports (color:color-mix(in lab, red, red)){.refi-guide-ledger{border:1px solid color-mix(in srgb, var(--ledger-gold) 34%, transparent)}}.refi-guide-ledger{background:linear-gradient(145deg, var(--ledger-dark-panel), var(--ledger-dark-panel-end));box-shadow:0 1.5rem 3.5rem var(--ledger-ink);border-radius:1rem}@supports (color:color-mix(in lab, red, red)){.refi-guide-ledger{box-shadow:0 1.5rem 3.5rem color-mix(in srgb, var(--ledger-ink) 13%, transparent)}}.refi-guide-ledger{color:#fffefa}.refi-guide-ledger-header{border-bottom:1px solid #fffefa33;align-items:center;gap:.85rem;padding-bottom:1.35rem;display:flex}.refi-guide-ledger-mark{background:var(--ledger-gold);width:2.75rem;height:2.75rem;color:var(--ledger-ink);font-family:var(--font-display);border-radius:.65rem;flex:none;place-items:center;font-size:1.65rem;line-height:1;display:grid}.refi-guide-ledger-header>span:last-child{gap:.2rem;min-width:0;display:grid}.refi-guide-ledger-label,.refi-guide-ledger-step,.refi-guide-card-index{color:var(--ledger-gold);letter-spacing:.09em;text-transform:uppercase;font-size:.7rem;font-weight:700;line-height:1.4}.refi-guide-ledger-header strong{color:#fffefa;font-family:var(--font-display);font-size:clamp(1.3rem,2vw,1.65rem);font-weight:500;line-height:1.2}.refi-guide-ledger-current,.refi-guide-ledger-offers{padding-block:1.3rem}.refi-guide-ledger-current ul{flex-wrap:wrap;gap:.45rem;margin:.7rem 0 0;padding:0;list-style:none;display:flex}.refi-guide-ledger-current li,.refi-guide-ledger-offers p{color:#fffefa;border:1px solid #fffefa40;border-radius:.4rem;margin:0;padding:.48rem .7rem;font-size:.83rem;line-height:1.35}.refi-guide-ledger-connector{background:var(--ledger-gold);width:1px;height:1.25rem;margin-left:.55rem;position:relative}.refi-guide-ledger-connector:after{border-right:1px solid var(--ledger-gold);border-bottom:1px solid var(--ledger-gold);content:"";width:.45rem;height:.45rem;position:absolute;bottom:0;left:-.23rem;transform:rotate(45deg)}.refi-guide-ledger-offers>div{grid-template-columns:repeat(2,minmax(0,1fr));gap:.6rem;margin-top:.7rem;display:grid}.refi-guide-ledger-offers p{flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:.35rem;display:flex}.refi-guide-ledger-offers strong{font-size:.88rem}.refi-guide-ledger-offers p span,.refi-guide-ledger-offers small{color:#e6eee7;font-size:.74rem}.refi-guide-ledger-offers small{margin-top:.65rem;line-height:1.5;display:block}.refi-guide-ledger-output{border-left:3px solid var(--ledger-gold);color:#fffefa;background:#0a1a1b3d;padding:.9rem 1rem;font-size:.86rem;font-weight:600;line-height:1.5}.refi-guide-section{padding-block:clamp(4rem,7vw,6.75rem)}.refi-guide-comparison{border-block:1px solid var(--ledger-line);background:var(--ledger-surface)}.refi-guide-section-heading{max-width:49rem;margin-bottom:clamp(1.75rem,3.5vw,2.75rem)}.refi-guide-section-heading .ledger-overline{margin-bottom:.75rem}.refi-guide-section-heading h2,.refi-guide-final-inner h2{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.035em;margin:0;font-size:clamp(2rem,3.8vw,3.35rem);font-weight:500;line-height:1.08}.refi-guide-section-heading>p:last-child,.refi-guide-final-inner>div:first-child>p:last-child{max-width:43rem;color:var(--ledger-copy);margin:.9rem 0 0;font-size:1rem;line-height:1.7}.refi-guide-input-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:.9rem;display:grid}.refi-guide-input-card{border:1px solid var(--ledger-line);background:var(--ledger-paper);border-radius:.75rem;min-width:0;padding:clamp(1.1rem,2vw,1.5rem)}.refi-guide-input-card h3,.refi-guide-method-card h3,.refi-guide-fee-note h3,.refi-guide-breakeven h3,.refi-guide-limits-grid h3,.refi-guide-federal-warning h3,.refi-guide-results-list h3{color:var(--ledger-ink);font-family:var(--font-display);letter-spacing:-.02em;margin:.55rem 0 0;font-size:1.42rem;font-weight:600;line-height:1.2}.refi-guide-input-card ul,.refi-guide-results-list ul{color:var(--ledger-copy);gap:.45rem;margin:1rem 0 0;padding-left:1.15rem;font-size:.91rem;line-height:1.5;display:grid}.refi-guide-input-card li::marker{color:var(--ledger-green)}.refi-guide-results-list li::marker{color:var(--ledger-green)}.refi-guide-input-card>p{border-top:1px solid var(--ledger-line);color:var(--ledger-copy);margin:1rem 0 0;padding-top:.85rem;font-size:.87rem;line-height:1.6}.refi-guide-card-index{color:var(--ledger-green);font-size:.66rem;display:inline-block}.refi-guide-results-list{border-left:3px solid var(--ledger-green);background:var(--ledger-pale);grid-template-columns:minmax(12rem,.7fr) minmax(0,1.3fr);align-items:start;gap:.5rem 2rem;margin-top:1.3rem;padding:1.3rem 1.5rem;display:grid}.refi-guide-results-list h3{font-family:var(--font-body);letter-spacing:0;margin:0;font-size:.96rem;font-weight:700}.refi-guide-results-list ul{grid-template-columns:repeat(2,minmax(0,1fr));gap:.4rem 1.5rem;margin:0;font-size:.87rem}.refi-guide-method{background:var(--ledger-paper)}.refi-guide-method-grid,.refi-guide-limits-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.refi-guide-method-card,.refi-guide-limits-grid article{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:.75rem;min-width:0;padding:clamp(1.3rem,3vw,2rem)}.refi-guide-method-card h3{max-width:24rem;margin-top:.75rem}.refi-guide-method-card>p,.refi-guide-fee-note>p,.refi-guide-breakeven>p:last-child,.refi-guide-limits-grid article>p,.refi-guide-federal-warning>div>p:last-child{color:var(--ledger-copy);margin:.9rem 0 0;font-size:.94rem;line-height:1.7}.refi-guide-fee-note{border:1px solid var(--ledger-line);background:var(--ledger-surface);border-radius:.75rem;grid-template-columns:minmax(13rem,.7fr) minmax(0,1.3fr);align-items:start;gap:1rem 2rem;margin-top:1rem;padding:1.3rem 1.5rem;display:grid}.refi-guide-fee-note h3{font-family:var(--font-body);letter-spacing:0;margin-top:.45rem;font-size:.98rem;font-weight:700}.refi-guide-fee-note>p{margin-top:0}.refi-guide-breakeven{background:var(--ledger-dark-panel);color:#fffefa;border-radius:.8rem;margin-top:1rem;padding:clamp(1.4rem,3.5vw,2.2rem)}.refi-guide-breakeven .refi-guide-card-index{color:var(--ledger-gold)}.refi-guide-breakeven h3{color:#fffefa;max-width:43rem;margin-top:.6rem;font-size:clamp(1.5rem,2.5vw,2rem)}.refi-guide-breakeven .refi-guide-formula{color:#fffefa;border:1px solid #fffefa4d;border-radius:.45rem;margin:1rem 0 0;padding:.65rem .85rem;font-size:.96rem;font-weight:700;line-height:1.45;display:inline-block}.refi-guide-breakeven>p:last-child{color:#e6eee7;max-width:53rem}.refi-guide-limitations{border-top:1px solid var(--ledger-line);background:var(--ledger-surface)}.refi-guide-limits-grid article{background:var(--ledger-paper)}.refi-guide-limits-grid h3{font-family:var(--font-body);letter-spacing:0;margin:0;font-size:1rem;font-weight:700}.refi-guide-federal-warning{color:#253536;background:#fff7e7;border:1px solid #c89447;border-radius:.75rem;grid-template-columns:auto minmax(0,1fr);gap:.9rem;margin-top:1rem;padding:clamp(1.25rem,3vw,1.8rem);display:grid}.dark .refi-guide-federal-warning{color:#edf1e9;background:#2c3028;border-color:#b8965b}.refi-guide-warning-mark{color:#193738;width:2rem;height:2rem;font-family:var(--font-display);background:#e4c16c;border-radius:50%;place-items:center;font-size:1.2rem;font-weight:700;display:grid}.refi-guide-federal-warning .ledger-overline{color:#44534d}.dark .refi-guide-federal-warning .ledger-overline{color:#d7dfd9}.refi-guide-federal-warning h3{margin-top:.3rem;font-size:1.35rem}.refi-guide-federal-warning>div>p:last-child{color:inherit;margin-top:.55rem}.refi-guide-advice-note{max-width:54rem;color:var(--ledger-copy);margin:1.2rem 0 0;font-size:.86rem;line-height:1.65}.refi-guide-final-action{background:var(--ledger-pale);padding-block:clamp(3rem,6vw,5rem)}.refi-guide-final-inner{grid-template-columns:minmax(0,1.2fr) minmax(17rem,.8fr);align-items:center;gap:2rem 3.5rem;display:grid}.refi-guide-final-inner .ledger-overline{margin-bottom:.7rem}.refi-guide-final-inner h2{max-width:43rem;font-size:clamp(2rem,3.4vw,3rem)}.refi-guide-final-action-group{justify-items:start;gap:.65rem;display:grid}.refi-guide-final-button{white-space:normal;min-height:3.2rem}.refi-guide-final-action-group>p{max-width:19rem;color:var(--ledger-copy);margin:0;font-size:.84rem;line-height:1.5}.refinance-guide-page a:focus-visible{outline:3px solid var(--ledger-green);outline-offset:4px}.refi-guide-ledger a:focus-visible,.refi-guide-breakeven a:focus-visible{outline-color:var(--ledger-gold)}@media (max-width:900px){.refi-guide-hero{grid-template-columns:minmax(0,1fr) minmax(17rem,.9fr);gap:2rem}.refi-guide-input-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.refi-guide-final-inner{grid-template-columns:minmax(0,1fr)}}@media (max-width:680px){.refi-guide-hero{grid-template-columns:minmax(0,1fr);gap:2.5rem;padding-block:3.25rem 4rem}.refi-guide-hero h1{max-width:38rem;font-size:clamp(2.65rem,11.5vw,3.6rem)}.refi-guide-action-group{flex-direction:column;align-items:flex-start}.refi-guide-action-group .ledger-button{white-space:normal;width:100%}.refi-guide-access-note{max-width:26rem}.refi-guide-input-grid,.refi-guide-method-grid,.refi-guide-limits-grid{grid-template-columns:minmax(0,1fr)}.refi-guide-results-list,.refi-guide-fee-note{grid-template-columns:minmax(0,1fr);gap:.35rem}.refi-guide-results-list ul{grid-template-columns:minmax(0,1fr)}}@media (max-width:380px){.refi-guide-hero h1{font-size:2.45rem}.refi-guide-ledger{padding:1.15rem}.refi-guide-ledger-offers>div{grid-template-columns:minmax(0,1fr)}.refi-guide-ledger-offers p{justify-content:flex-start}.refi-guide-final-action-group,.refi-guide-final-button{width:100%}}@media (prefers-reduced-motion:reduce){.refinance-guide-page *,.refinance-guide-page :before,.refinance-guide-page :after{scroll-behavior:auto;transition-duration:.01ms!important}}:root{--ledger-paper:#f3f4ee;--ledger-surface:#fffefa;--ledger-ink:#193738;--ledger-copy:#385150;--ledger-muted:#617572;--ledger-line:#d7dfd9;--ledger-green:#285f59;--ledger-green-hover:#1f504c;--ledger-pale:#e6eee7;--ledger-dark-panel:#193b3d;--ledger-dark-panel-end:#2b5250;--ledger-gold:#e4c16c;--background:var(--ledger-paper);--foreground:var(--ledger-ink);--card:var(--ledger-surface);--card-foreground:var(--ledger-ink);--popover:var(--ledger-surface);--popover-foreground:var(--ledger-ink);--primary:var(--ledger-green);--primary-foreground:#fffefa;--secondary:var(--ledger-pale);--secondary-foreground:var(--ledger-ink);--muted:#e9ede7;--muted-foreground:var(--ledger-muted);--accent:#dce9df;--accent-foreground:var(--ledger-ink);--destructive:#a33d31;--border:var(--ledger-line);--input:#c7d4cc;--ring:#39776d;--font-display:"Source Serif 4", Georgia, serif;--font-body:"Jost", "Avenir Next", sans-serif;--text-display:clamp(3rem, 5.4vw, 5rem);--text-display--line-height:.99;--text-display--font-weight:500;--text-display--letter-spacing:-.035em;--text-h1:clamp(2.5rem, 4.4vw, 4.25rem);--text-h1--line-height:1.04;--text-h1--font-weight:500;--text-h1--letter-spacing:-.035em;--text-h2:clamp(2rem, 3.2vw, 3.1rem);--text-h2--line-height:1.08;--text-h2--font-weight:500;--text-h2--letter-spacing:-.025em;--text-h3:1.35rem;--text-h3--line-height:1.2;--text-h3--font-weight:600;--radius:.75rem;--container-page:76rem}.dark{--ledger-paper:#111e1f;--ledger-surface:#192829;--ledger-ink:#edf1e9;--ledger-copy:#c5d2cc;--ledger-muted:#a6b6b0;--ledger-line:#344847;--ledger-green:#8cc3ad;--ledger-green-hover:#a3d3bf;--ledger-pale:#223635;--ledger-dark-panel:#1a3638;--ledger-dark-panel-end:#264847;--ledger-gold:#e8c878;--background:var(--ledger-paper);--foreground:var(--ledger-ink);--card:var(--ledger-surface);--card-foreground:var(--ledger-ink);--popover:var(--ledger-surface);--popover-foreground:var(--ledger-ink);--primary:#8cc3ad;--primary-foreground:#102021;--secondary:#263c3b;--secondary-foreground:var(--ledger-ink);--muted:#243737;--muted-foreground:#afc1ba;--accent:#2b4340;--accent-foreground:var(--ledger-ink);--destructive:#f28b7c;--border:var(--ledger-line);--input:#45605b;--ring:#8cc3ad}@property --tw-translate-x{syntax:"*";inherits:false;initial-value:0}@property --tw-translate-y{syntax:"*";inherits:false;initial-value:0}@property --tw-translate-z{syntax:"*";inherits:false;initial-value:0}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-space-y-reverse{syntax:"*";inherits:false;initial-value:0}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-leading{syntax:"*";inherits:false}@property --tw-font-weight{syntax:"*";inherits:false}@property --tw-tracking{syntax:"*";inherits:false}@property --tw-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-shadow-color{syntax:"*";inherits:false}@property --tw-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-inset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-shadow-color{syntax:"*";inherits:false}@property --tw-inset-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-ring-color{syntax:"*";inherits:false}@property --tw-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-ring-color{syntax:"*";inherits:false}@property --tw-inset-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-ring-inset{syntax:"*";inherits:false}@property --tw-ring-offset-width{syntax:"<length>";inherits:false;initial-value:0}@property --tw-ring-offset-color{syntax:"*";inherits:false;initial-value:#fff}@property --tw-ring-offset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}@property --tw-backdrop-blur{syntax:"*";inherits:false}@property --tw-backdrop-brightness{syntax:"*";inherits:false}@property --tw-backdrop-contrast{syntax:"*";inherits:false}@property --tw-backdrop-grayscale{syntax:"*";inherits:false}@property --tw-backdrop-hue-rotate{syntax:"*";inherits:false}@property --tw-backdrop-invert{syntax:"*";inherits:false}@property --tw-backdrop-opacity{syntax:"*";inherits:false}@property --tw-backdrop-saturate{syntax:"*";inherits:false}@property --tw-backdrop-sepia{syntax:"*";inherits:false}@property --tw-duration{syntax:"*";inherits:false}@property --tw-ease{syntax:"*";inherits:false}@property --tw-space-x-reverse{syntax:"*";inherits:false;initial-value:0}@keyframes spin{to{transform:rotate(360deg)}}@keyframes pulse{50%{opacity:.5}}@keyframes enter{0%{opacity:var(--tw-enter-opacity,1);transform:translate3d(var(--tw-enter-translate-x,0),var(--tw-enter-translate-y,0),0)scale3d(var(--tw-enter-scale,1),var(--tw-enter-scale,1),var(--tw-enter-scale,1))rotate(var(--tw-enter-rotate,0));filter:blur(var(--tw-enter-blur,0))}}@keyframes exit{to{opacity:var(--tw-exit-opacity,1);transform:translate3d(var(--tw-exit-translate-x,0),var(--tw-exit-translate-y,0),0)scale3d(var(--tw-exit-scale,1),var(--tw-exit-scale,1),var(--tw-exit-scale,1))rotate(var(--tw-exit-rotate,0));filter:blur(var(--tw-exit-blur,0))}}@keyframes accordion-down{0%{height:0}to{height:var(--radix-accordion-content-height,var(--bits-accordion-content-height,var(--reka-accordion-content-height,var(--kb-accordion-content-height,var(--ngp-accordion-content-height,auto)))))}}@keyframes accordion-up{0%{height:var(--radix-accordion-content-height,var(--bits-accordion-content-height,var(--reka-accordion-content-height,var(--kb-accordion-content-height,var(--ngp-accordion-content-height,auto)))))}to{height:0}}
